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2014.05.10 10:23 For those who have a person in their life who might be a little crazy.

Do you know someone who doesn't seem quite right? Are they doing things that seem questionable, but might be normal? Are you overreacting? Then /saneorpsycho can help you out. Post your stories of bad dates, crazy relationships, weird friends and creepy folk here for non-professional advice and commiseration.
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2020.11.29 02:34 Joker_ERP [M4A] (A playing as F) Massive list of RP prompts (Rule 34, fandoms, Games, OC, Incest Ect.)

Hey there! Today I’ve got a massive list of rp ideas and have written out some starters along with some ideas to how I see the rp going. I’m open to change and ready to do other ideas too. So if you feel like you’ve got an idea I might be interested in feel free to talk to me about those: ).
As for my replies. I write in first person mainly and my reply length varies. I generally do anything from a few sentences to a paragraph or more and generally require my partner to do the same. Fair warning the less detail you reply with the less interested I’ll be in rping with you. (Not looking for a few words as a response)
I enjoy having a story to go along with the smut so it’s not just constant sex, some cute or action driven moments are fun as well. – Hand holding and cute dates are pleasant! I mainly do my rps on kik, discord or here. I also have an RP facebook account, so feel free to ask for my users for those! : )
My kinks and limits list might be a big read, but none are compulsory. I’m just here to have fun and hopefully meet some cool rp partners : )
Kinks: Harems (Doesn’t mean having to play all characters at once, just one by one is fine!), Incest, Outercourse (Which is stuff like titjobs, thigh jobs, grinding, hot dogging) Risky public spaces (Toilet stalls, changing booths. That kinda thing where people could get caught.) Facials, Freckles (Face and body). Big/nicely shaped bums (Especially if they jiggle). Creampies, Cum on tits/body, big cumshots, Thigh high socks. showewater sex (pools, shower, hot tubs ect.) Mutual desire for sex.
Limits: Pregnancy (Hard limit sorry), Vomit, Piss, Blood, Toilet stuff, Rape, Gangbangs (Unless it’s multiple females) Male on Male, futas, rimming/pegging.
There might be more that I’m forgetting so if you’re unsure feel free to ask me! The rougher side of sex like Name calling, slapping choking spanking I can all do as well! : ) Without further ado let’s jump into the starters!
Disclaimer: I am 18+ and all participants and characters must be 18+
Here's the basic list of ideas if you wanted to look them over before reading the full posts. I’m also open to some ideas that I may have missed! And please note: I’m looking for FEMALE characters only!
Rule 34/Fandom/Game Ideas: Idea 1: My Harem (Hero) Academia. Idea 2: Pokémon Idea 3: Naruto Idea 4: Bleach Idea 5: One piece. Idea 6: Sword Art Online. Idea 7: Fairy Tail. Idea 8: Avatar The Last Airbender. Idea 9: Persona (Girls from 4 and 5). Idea 10: Harry Potter. Idea 11: Final Fantasy. Idea 12: The Witcher 3.
OC Ideas: Idea 13: Fantasy harem adventure. Idea 14: Only Man of the town. Idea 15: Zombie and Nuclear Apocalypse. Idea 16: Sci-Fi space crew.
Incest Ideas: Idea 17: Brother sisteMother son (Or both). Idea 18: Aunt/Cousin. (Can be both) Idea 19: Incest family vacation.
Idea 1: My Harem (Hero) Academia.
(So my character will be a transfer into Class 1-A. His power is the power of persuasion. With the power he’s able to convince someone to do something as if it’s their own will. However, he’s hesitant to use it on other people and to tell everyone he even has it as he’s been outcast at his last school for the villainous nature of his quirk. As such he can’t use it to its full extent and can only issue small commands to begin with.
My idea with this is that one or more (cannon or non) of the girls decide to help him out in a private setting and overtime it gets more and more sexual in nature. And as he becomes more confident, he’s able to issue more longer-term commands. This can also be mixed in well with some story and some action to keep the plot interesting.)
Starter: It was a day which started like most others in Class 1-A. The students got ready in the dorms and headed to class to chat among themselves while they waited for Aizawa to enter. However, unlike most days there seemed to be an extra desk placed in the room. The seat caused some confusion which didn’t last long as the first bell rang and Aizawa entered the room.
“Morning everyone.” He stated in his mainly bored and sleepy tone which seemed to sound like he was stifling a yawn. “Today we’ve got a new student transferring in from another school. He’s from Shiketsu, some of you may recognize the name since it’s got the same level as prestige as U.A. but regardless make sure he feels welcome.” He said pointing a sweeping stare at everyone and finally resting on the problem child of the U.A class Bakugo.
With that he fell silent and I felt it was my cue to enter. Swallowing a little at the nerves I steeled them quickly and entered. My blue eyes sweeping over some of the familiar faces in the room. Many of the students had standout performances in the UA sports festival and as well in the news reports about the villain attack on the training camp.
I had a lot to live up to if I wanted to join these legends in training but regardless, I was determined to do just that. Breathing a little and shifting my auburn hair from my eyes I smiled the best I could. “My name is Schwarzer, Chris Schwarzer. It’s a pleasure to meet you all.” I say bowing to the class.
Satisfied with the introduction Aizawa nodded to the spare seat in the room. Taking that as an order I nodded back and headed over to my seat sitting down and getting my books out. Curiously I turned to the seat next to me noticing one of the girls in the class and gave her a slight smile as Aizawa began his lesson.
Idea 2: Pokemon. (So this one is super simple. Some trainers or a trainer and his Pokémon go on a grand adventure. For this one my favourite Canon female are: Marnie, May, Hilda and May. And my favourite Anthro Pokémon are Lopunny, Arcanine, Blaiziken That’s just for reference though and you can really play whoever you like! Ocs are of course welcome too!)
Trainer x Trainer Starter:
I like many others in the world of Pokémon have just started on my journey. Although I had done so a little late. Regardless me and my starter Pokémon Aipom which was a gift from my late father. Setting off with excitement to make a name of myself.
That excitement wore off pretty quickly however as an advanced trainer stepped in my path and soon, I realized how big the gap between us was. He wiped the floor with my aipom and laughed as he took my “Prize money” Scooping up my aipom I rushed through the rest of the route and over to the next town ducking quickly into the Pokémon centre.
Looking around there was a few new trainers who seemed to have fallen to the same fate as I had and I shook my head. Guys like that were total assholes and without hesitating I headed over to the counter where the nurse took my Aipom from me. Once he was gone, I was told there was going to be a short wait due to the amount of Pokémon they had to treat. I nodded as I headed over and sat down in one of the seats.
Idea 3: Naruto. (So for this one I like the idea that my character is a nomadic mercenary hired by the leaf to help train the ninja of the village, maybe he also has some kind of hidden power that boosts his chakra but also increases his libido. Not too sure how I wanna go about this one.)
Starter: The Hokage Tsunade Senju looked over me with a curious gaze and then down to my application form. “You’re younger than I expected given everything you’ve done.” She stated honestly. “But the intelligence division did a thorough search into you and you check out.” She stated as she slammed the approved stamp down onto my paper.
“Just remember, if you do anything to endanger this village, I’ll snuff you out personally.” She said in an icy and threatening tone. Feeling a cold bead of sweat roll down the side of my face I nodded. “Of course. I wouldn’t dream of it.” I say. Internally I make a mental note not to cross her in any way.
“Good.” She said putting a smile across her features. “Your first group is down on the training field waiting for you already.” She stated. “Your lodgings will be set up by the time you’re done, here’s the key.” She said tossing the key to me which I caught and stuffed into my pocket. I was a little shocked with how quick she wanted me to get to work but I nodded. “Right!” I say giving a respectful bow before heading out.
It took me a little longer than expected to actually find the training grounds as I hadn’t ever been here before. And when I got there much to her credit there were a few ninja standing around. Approaching them I gave them a sheepish smile. “Sorry I’m late guys.” I called out. “I got lost.” I added on.
Idea 4: Bleach. (So a new human soul reaper makes it into the soul society. His power isn’t captain level to begin with simply being enough to take out the average hollow. And with the resurgence of the hollow threat the Soul Society has offered to give him a substitute badge to take out those hollows deemed too small for the soul society to handle. Maybe he’s paired up with someone or someone like Orihime steps in to help him grow.)
Starter: Another boring day at school followed by a night of boring patrols. With all the big hollows being taken care of by “Full-fledged” Soul reapers it didn’t leave me with much opportunity to train against bigger enemies.
At least that’s what I thought originally. A few blocks from me there was a rift which opened up and the pure spiritual pressure that came from the hollow that stepped out of it was enough to make me feel as though gravity itself was pushing against me.
It was hard to breathe and even harder to stand as my hand clutched my blade in my left hand tightly. I shook my head as I heard the loud roar of the large breast and could even see it’s towering form from my position.
It was nothing close to a menos, but it was enough to tower over a three-story building for sure. “Shit.” I hissed to myself as I knew there were no soul reapers around at this stage. With a threat this big I was sure they’d come, but until then it was up to me to buy some time and make sure no humans or souls were consumed.
Pushing myself forward I reached the park that the Hollow had appeared in. Thankfully the park was deserted at this time of night. When he saw me the hollow. “You don’t smell like much, but you’ll do as a snack.” The hollow commented as it charged forward. “Just evade, buy time.” I comment to myself as I began to leap around the battle field looking a bit like and feeling like an idiot.
The hollow toyed with me a little while enjoying the chase before it seemed to ger bored. Just when I was thinking I was fast enough to keep avoiding it the creature’s mouth opened and its forked tongue shot out at me with faster speed than I was anticipating I raised my blade to defend myself but it was a feeble attempt and I knew it wouldn’t be enough.
Idea 5: One Piece. (So I’m not quite sure how to approach this one, but I’ll give it a go. Much like the MHA starter my character will have the power of persuasion, having eaten the Persua-Persua fruit. I’m thinking either he joins the Strawhats and goes on their adventures or he makes his own crew with girls from the story, I’m gonna leave it fairly open ended so we can jump in whenever along the story we wanna go!)
Starter: Alone in a bar I sat staring in the amber liquid in my mug. I was down on my luck after having my whole crew and my ship destroyed in a long battle another pirate crew. The only reason I was able to live through the ordeal was due to my crew sacrificing themselves to give me a chance to escape.
I spent days adrift with little food and water and soon washed up upon the island I was in. Immediately I found a tavern ready to drown my sorrows and feel sorry for myself for a little while.
Letting out a sigh I downed the rest of my drink soon looking at the few drops of liquid bottom of my mug. I knew being a pirate wouldn’t be easy, I knew it’d be violent and end in violence. However, to lose in that fashion without even being able to use my devil fruit to calm or question our opponent and losing everything still took its toll on me.
Scratching at the growing stubble with one hand, the other I raised my mug to demand another drink and as such the bartender approached to fill my mug. “You’re looking a little rough there, you sure you need another?” The bartender asked as he took the mug from me. “I don’t have anything else to do. I don’t even know what else to do with myself.” I responded grumpily. “Just fill it up.” I demanded. “Right.” The bartender responded as he filled it with more of the alcoholic amber liquid and slid It in front of me.
Idea 6: Sword Art Online. (Fairly simple it’s SAO set in the original death game. I love the idea, so I’ve always loved rping this one. If you want to play canon characters my fave is for sure Lizbeth, but I’m open to OC characters!)
Starter: It’s been months since Akihiko Kayaba has trapped us into this death game. Or at least that’s how some people looked at it. Others saw it as their dream come true. But most if not, all wanted to push forward and beat the game.
Despite the desire to push forward little progress has been made. Guilds and parties have formed to push through dungeons but with the increased danger and with it more deaths; more and more people simply decided to live out their lives on the lower floors.
Unlike those rushing in to push through the content I was happy enough to go through it at my own pace. This place was like a dream for me, save for the fact I had an increased chance of dying I was able to live in this game without the worries of the outside world.
I was doing some late-night grinding in an area of dense forest. The sun had set and there was little light save for the bright moon poking through the trees. All was calm, the trees swayed with the wind and the occasional sound of creatures moving about was enough to calm me.
However, the deeper I got into the forest the louder a sound became. At first it was quiet but as I approached, I heard it more clearly. It sounded like steel clashing against steel. Someone was fighting. Moving from a casual walk into a jog I quickly came to a small clearing where I saw two figures fighting, although in the low light I couldn’t make it out until I got closer.
Idea 7: Fairy Tail. (it’s been a little while since I’ve seen the series, but I’ve always loved it! Given my time away I might have to take some time to refamiliarize myself with the magics. My character will simply be an entry level member into the guild to begin with, canon characters are welcome just as OCs are!)
Starter: Another day in magnolia and another party being held at the large guild building at the centre of town. A large-scale job had just finished with some of the senior ranking wizards. and even though I wasn’t part of that mission, instead being on my own D-Rank job I joined in on the celebrations.
I had only been part of the guild for a few days and so far, it’s not been as exciting as I’d hoped, although I figured that it’d pick up once I proved myself. I was drinking by myself when I was approached by Makarov. He was wearing an essentric looking orange outfit. “Schwarzer my boy!” He said as he patted me on the shoulder. “How are you fitting in?” He questioned. “Fine sir! Everyone has been very welcoming.” I say to him in response. “Glad to hear it! You’ve been doing a good job, although I’d like to see you do more.” The male said. “So I’ve arranged a partner for you on your next job, that way you can take something more challenging, what do you say?” He questioned.
“Yes of course!” I say eagerly as a smile spread across my face. “Great!” He said cheerfully. “I’ll introduce you to who you’ll be working with.” He said as he stood from his spot and lead the way over to a female clearing his throat loud enough to get their attention.
Idea 8: Avatar the Last Airbender. (So for this one I guess it can go two different ways. My fave girls from Avatar would probably be Ty Lee, Suki and Toph. Maybe my character is a powerful bender that either the fire nation or team Avatar wants on their side. I think it might be cool to think that Aang isn’t the only airbender and instead a small faction managed to escape and continue the lineage. Either that or my character is a powerful firebender of some kind. I’ll leave whichever you prefer to you in your first reply as I’ll leave it open ended.)
Starter: The world was at war ever since the Fire nation attacked. With the intense fighting came mercenaries. Freelance benders or soldiers ready to fight on either side. For a fee of course. And despite my age, being only eighteen I was quite renown amongst the other bounty hunters for my bending.
Of course, there were talks of the Avatar returning, having repelled an invasion in the south pole, the liberation of Omashu and then the fire nation prison. It seemed they were making quite the stir in the earth kingdom.
It’d only be a matter of time before they reached the small town, I was in. Perhaps they were already here. But if that was the case surely there would be some kind of stir. Pushing my hair from my face I ordered another drink from the barkeep. “You know you’re my favourite customer Schwarzer…. You’re the only one who consistently pays his tab. Unlike the rest of these soldiers or the workers around here.” The older man says in clear annoyance.
“Well who knows, if I wasn’t so successful, I’d probably mooch off you too.” I admitted with a grin. “Try not to talk too ill of the soldiers on either side.” I added on flicking him an extra coin for a tip once my drink was finished. “Well I better check if anyone has a job for me.” I say as I pushed myself up from my seat.
Idea 9: Persona. (So basically this is just gonna be a fairly interesting idea. My character along with the girls of persona 4 and 5 get stranded in this strange dimension where they have to fight their way out to make it back to their own worlds.)
Starter: It all happened so fast. One minute I was in a team meeting with my group discussing what we should use our newfound powers for next. And the next second, I had blinked and I was in some kind of strange room.
One by one more people were added into this room. Some of which were dressed in some elaborate costumes. And I frowned as I looked to each one of them, all of which I didn’t recognize at all and judging by their looks they didn’t recognize me. Although before we managed to introduce ourselves a booming voice broke the silence.
“Welcome all!” The clearly male voice commented. “To the room of my design.” He added on. “I’m sure you’re all confused. And no doubt you’ll want to return back to your homes. However, to do so you’ll need to enter my labyrinth. “Make it to the end and you’ll all return home.” The voice explained.
“Of course, this maze isn’t without its dangers. Enemies, much like you encounter on a regular basis will roam these halls. As well as beasts of my own design far stronger than those… Fear no though for every check point you reach this room will become more furnished with amenities. For now, you simply have beds to rest on.” He said as there was an audible click and the dark room was suddenly lit up. Sure, enough there were rows of beds all lined up one for each person to sleep on.
“When you’re ready to test yourselves step through this door and enter the first level of the labyrinth.” He declared as a large door appeared and opened up in front of them. For a while nobody said anything probably all too stunned to even process the information. “So, I’m guessing we’re all persona users given what he just said.” I spoke up. “I guess we should probably start with names and strengths, right?” I questioned the group. “I’m Chris Schwarzer.” I say. “My persona Serapth focuses on ranged combat.” I explained.
Idea 10: Harry Potter. (So to keep this one interesting I’m thinking of having it set in an AU where Voldemort and Harry don’t exist. However, there are still dark wizards who are part of a cult around. Defs looking for a Hermionie, Luna or Ginny, you could even have other celebs/ecelebs as teachers or students for this one! Ocs are of course welcome too!)
Starter: Another year at Hogwarts, the last for some; and another year of learning was right around the corner. Although times were not peaceful in the wizarding world. Aurors who were the police of the magical world were going missing or showing up dead.
The ministry not wanting to make a panic kept it fairly under wraps, however some of the families have come forward with the information and rumours abounded about what was really happening. Stepping off the train I sighed a little rubbing my temple where a headache had begun to set in. During the train ride here, I found myself stuck next to a boy who wouldn’t stop going on about the rumours and conspiracy theories.
Glad to be off the train I looked around for a minute lost as to where I needed to go. “I know it’s around here somewhere.” I commented, although my sense of direction was always off. Usually I followed everyone else. But this time it seemed I was one of the last ones off the train.
Idea 11: Final Fantasy. (So this is simply going to be an idea with no starter since it will probably change depending on the many FF universes. My favourite however is defs FF7. (Tifa, Jessie and Aerith are best girls) with follow-ups being 12, 13, 15, 10, 8 and 9. Basically a fight would take the Main character of those series, Cloud, Noct, ect out of commission and needing a leader the other characters step up and hire mine on. Similar to some of my other prompts but I never said I was creative :^) With that being said though if you ARE interested in this one let me know and we can work out details depending on what world we’re in!)
Idea 12: The Witcher 3. (So my character will be a Witcher. (wow!) Saving people, hunting things you know? The family business. Anyway, I’m gonna leave it super open ended for you to come in however you like! If you wanna play a canon character my top two are for sure Ciri and Trist, and OC characters are accepted too!)
Starter: A Werewolf, an odd and rare contract, although I figured it wouldn’t be a hard one. In face I figured with my silver blade that the creature would go down rather quickly. Starting the encounter, I was faced with a harsh reality due to my hubris. I started off well enough, however due to my carelessness I was quickly on the backfoot.
The beast roared as it swung its large clawed hand towards me. I had barely managed to roll out of the way of the attack. Probably due to the increasing levels of bloodless resulting in a careless action on my part. A level of confidence quickly pushed down by the fact a handful of open wounds stung at my flanks.
More scars for later given that I make it out of here, although with my silver blade thrown on the other side of the area leaving me with only a steel sword which barely even phases the thing. I had to reach my blade, although with my focus on dodging the attacks it was hard to find an opening to do so.
I raised a hand and cast the igni sign launching flames at the creature who leapt back and I tried my best to make it past the creature only to have to dodge another strike as the beast recovered remarkably fast. “Stubborn bastard, aren’t you?” I questioned a little sourly.
Idea 13: Fantasy harem adventure. (This one is fairly basic in nature. Basically, a young man with little combat experience leaves his poor hunting village once he’s of age and sets off to join the adventurer’s guild to make a name for himself and also to send money back home. He’s fairly modest, naive and kind hearted. Which makes him likable and easy to take advantage of.
We could add a story with war elements, racism and darker themes to show him that the world he idolizes isn’t as cracked up as he thought it’d be. Ideally, I’d like a full harem party for this one but I’m cool with one on one too.)
Starter: It had been a few days since I was finally able to leave the small village, I was raised in behind me. Sword on hip and keen to become an adventurer. Of course, I also wanted to make a name for myself and I was even more excited to see everything the world had to offer. With driving me forward I headed from my village over to the closest city which had a guild branch. A city called Ruan. It was nearly five times the size of my village if not more and yet it was nothing close to the capital city of Grancel.
Smooth dirt paths soon gave way to cobblestone and my boots clacked rhythmically against the pavement as my steps soon got faster and faster as Ruan came into view. My stomach was in knots as I gripped the straps on my bag tightly and after steeling my nerves and taking in the sight of the large city, I headed through the large stone arch to the busy streets beyond.
My excited eyes looked around at every nook and cranny as I took in every detail that was on offer. Soon coming across the large marble and wood building of the adventurer’s guild in front of me. I stood in front of the large building clearly awestruck and for a moment I felt completely overwhelmed. This was it. This was the first step I was going to take on my journey and yet I felt far too nervous to head inside. Instead I stood there shaking slightly as I tried to work up the courage to push those large oak doors aside and declare my presence to the world.
Idea 14: Man of the town. (So again the premise is also pretty basic. My character wakes up in a town where there’s no men, as if they all vanished at once. Including his father which leaves him home alone with his sister and mother. (It’s up to you if you want incest in the plot or not.) We can have a story with an element of mystery to it too if you want! Or we can just bounce around the town having him bonk as many different people as you want.)
Starter: It’s been a few weeks since all the men in the town vanished one day. One day they were there and the next they were gone. There was of course a panic even though it is much calmer than originally, it continues to creep in the back of everyone’s mind. It doesn’t help the fact that no outsiders have come into the town and some strange thick fog seems to stop everyone from leaving.
However, with no answers it was left to the women of the town to pick up the slack and try to push for some level of normalcy. Except for me it seemed. Since the whole act started, I was in lockdown not being free to leave my home since my mother and sister was much too paranoid that I’d disappear too. With the amount of time I spent indoors going stir crazy I began to wonder if it was better to be wherever the rest of them are.
Today was different though and finally I was given the chance to leave the house while my mother was careless and rather quickly, I headed out into the street just glad to take in the scenery as I headed over to a nearby park. I headed over the soft grass feeling it beneath my shoes and then to the pond where I took a seat on one of the mounted benches.
Idea 15: Zombie and Nuclear Apocalypse. (Not a whole lot to say here other than it’s one of your run of the mill Zombie/Nuclear apocalypse scenarios. I might toy with the idea of having multiple zombie types like games such as Dying light and Left for dead in order to spice things up a little but we’ll see where we go with it. As for nuclear I’ll probably be following along the Fallout franchise. Being part of these worlds will probably make my character a bit more brash, blunt and even a little rude. However, given some time he’ll warm up.)
Zombie Starter: No one knows quite when the outbreak started, however it swept over the globe causing panic. People eating people. People dying and coming back to life as a shambling corpse joining the armies of similar creatures. Society crumbled over time and the cities which were now hot zones for hordes of the undead creatures were left abandoned to all but the most daring or desperate of individuals. However, these rabid hordes weren’t the only thing to look out for in the apocalypse.
Society had begun to reform in its most primal form. People grouped together for safety. Those who just wanted to live peacefully became easy prey for those who saw the end of the world as we knew it as a playground to kill pillage and steal what they’d like. These bandits created their own factions with their own fortresses and seemed to have an endless supply of guns and ammo as they used it quite liberally.
I had been on the trail of a particularly nasty group of bandits as they razed whatever small settlements, they had to the ground callously and without mercy. I had just arrived at one of these towns. Dying people lay scattered about while fires licked at the makeshift buildings. It was still quite fresh. Approaching a nearby body which seemed to be moving slightly I turned it over the man was in bad shape and was clearly on death’s door. His eyes looking into mine in a pleading sense.
“Do you want me to make it quick?” I asked him reaching my left hand down to my machete which hung on my belt. Weakly his hand reached out to grip my right as he gave a nod. I knew the death wouldn’t be clean, as I unsheathed my blade. However, I couldn’t waste any ammo on my pistol nor could I risk tipping off the bandits that did this that I was following them. With a quick swing I slammed the blade into the head of the man ending his life and after wiping the blade off on his shirt I slid it back into its sheath my eyes scanning the immediate area for any of the undead which had turned or for a slim chance of getting a glimpse of survivors.
Nuclear Apocalypse Starter:
The world as we knew it ended in a flash. A white light followed by a rumble which washed over the world in nuclear fire. Billions died then and there reducing the world’s population to the brink. Those who were lucky to survive a direct blast were mutated to become much different than humans and more akin to zombies. Those outside of it didn’t have much quality of life as the radiation created mutated creatures which made living in a barren wasteland that much harder.
There were others however who were lucky enough to be given a spot in giant underground vaults. There they lived out their lives separated from the horrors that this new world wrought. One by one these vaults opened to allow these vault dwellers into the wasteland that was our world.
Their blue suits and clueless natures made them stand out and become easy prey to raiders, giant creatures and everything in between. Many of them didn’t get far before being gutted and robbed for their illusive vault suits which earned enough to feed a scavenger or bandit for a month.
The world and society began to rebuild. And with small settlements and towns popping up here and there it wasn’t all doom and gloom for the wasteland. Many were able to create jobs in local milita, mercenary work. Even trading or bartending.
I was such a mercenary a few generations of my family lived through the bombing and the radiation which was lucky enough for me, I guess. I was hired to do whatever someone wanted for the right price. And today I was tasked with delving into a recently opened vault and check make contact with the inhabitants inside.
Colt python on my waist I headed over to the large vault door which at this point was sealed shut and knocked loudly. This job seemed rather easy and was paying a lot which made me wonder who I was working for and what purpose they had with these vault dwellers. However, I wasn’t paid to ask questions nor did I really care at the end of the day. The less I knew the less guilt I could feel.
Idea 16: Space/Scifi. (So this is a scifi adventure. My character is the captain of his own ship and is currently looking for recruits to join him and help run it. There will probably be lots of interesting planets our characters go to and I’ll certainly be making them up as we go along! Your character can range as anything from a human to android or even an alien.)
Starter: Stepping out of The Tempest I breathed in the humid station air of Astra station. The station which was on the furthest reaches of the space ruled over the galactic council; was a haven for the depraved. Outlaws, mercenaries, drug dealers you name it Astra has it and in bountiful supply too.
Which made it a perfect spot to find someone who was desperate to get off the station. Someone who would work for cheap or for free. All I needed to do was to find them. “Schwarzer, don’t forget to stock up on food, military rations are sad.” A voice commented through the earpiece I had. “Yeah. I’ll head through the slums and to the market. Thanks, Evai.” I responded. “And don’t cause any trouble, I don’t wanna rot in this ship while you’re dead.” The voice added on. “Yeah yeah I’ve got it.” I responded as the communication line was severed and I started on my walk.
I headed through a nearby door and down into the depths of the station. Soon I the overcrowded and frankly smelly slums. Beggars and gang members lined every corner all looking at me with a cautious eye as I passed. There were even a few tweaked out drug users laying scattered about in some dark corners. Even a few corpses.
I didn’t stop though, if you stayed in one place too long down here you were asking to be jumped and quickly, I pushed on heading over to the bustling markets. The food quality here wasn’t the best although it was abundant. I even talked to a few of the store owners to see if they knew where I could find the extra hands to help me on my ship.
Idea 17: Brother sisteMother son (Or both). (So, this starter is gonna be fairly generic, however it’s open to allowing any of the familial ties to be easily included. I have a few ideas for immediate family and will post them below and if you have any ideas, I’m happy to hear them.)
Starter: It’s a hot and lazy day in the middle of summer break. I had laid splayed out on the couch at home. Despite the air conditioner being on full blast my skin underneath my tank top was getting stuck to the leather couch; which did little to alleviate the heat fluster that was going on. I sighed after looking over the back of the couch to the pool outback longingly. I sighed a little resigning myself to bite the bullet and peeled myself from the couch.
As much as I wanted to strip down and run out, I wasn’t entirely sure if I was home alone and as such, I headed up to my room to change into a pair of swimming trunks before heading back downstairs. Passing through the laundry and grabbing a towel on the way.
I headed onto the back deck and draped my towel over the railing before I rushed over and leapt into the pool immediately feeling the cool water wash away any of the heat I had been feeling. I resurface and breathed a sigh of relief as I pushed my messy hair back from my face.
Idea 18: Aunt/Cousin (Can be both). (Again like the incest scene above I’m not quite sure how to spruce this one up so I’ll leave it rather basic and we can go from there.)
Starter: My family has gone on holiday without me as I had to stay behind due to being caught up in exams. Rather than meeting up with them later they decided it would be more fun for me if I finished them up then headed over to spend some time with my Aunt and my cousin across the county. While I wouldn’t be leaving the country, I was still getting a vacation in a way and as such I tried my best to be upbeat and positive about it, even if I was envious of the others.
While it wasn’t the same pristine beaches and high-class resorts that the rest of my family was going to, I was still grateful for the hospitality. The plane lands in the airport and after collecting my bags and checking my phone for a confirmation I was going to be picked up I sent my family and my aunt and cousin a quick text telling them I landed safely. After gathering my small suitcase from the conveyor belt, I wheeled it through security and out to the meeting area keeping my eyes peeled for any sign of my cousin or my auntie. There was a little confusion about who was going to greet me so I wasn’t sure who to expect myself.
Idea 19: Incest family vacation. (So, this one is again going to be like the other two before it. They kinda roll off each other in a way. However, I believe it allows for a wide range of engagements with multiple characters at some kind of beach resort.)
Starter: It’s the dead middle of another scorching summer and rather than tough it out in our homes which has air-conditioning which never seemed to help, our large family decided to all go to a large resort (Could even be a cruise too) together. Many of the rooms were rather luxurious and I was more than excited to see what the rest of the hotel had to offer.
We pulled up into the lobby and while the parents were checking in I headed over to check out a map on the wall. It seemed there were quite a lot of different things to do around the resort. There was a pool with a poolside bar, a beach which had volleyball games, a massage parlour, hot tubs and many different activities ranging from native dances to eating competitions.
Just the realization we were here and the excitement at the many possibilities that could come from the vacation. Maybe I’d even meet someone nice and have a vacation fling. Although with so many family members running around, I doubted that I’d get much peace to do that. Regardless I was eager to get up to the room, have a shower and change into my swimming trunks to explore all the different places.
We headed up to the rooms where I noticed mine had a large double bed. However, judging by my mother’s comments outside It seemed there was some kind of mix-up in the rooms and I’d be sharing the room with one of my family members. Not that I minded too much. I placed my suitcase down and waited to see who would come in and if they were interested in joining me look around.
Closing words: So yeah that’s about it! Thanks for reading and if you have any questions or suggestions, I’m open to hearing them! I know this was probably a big read so thanks again for your time and I hope to talk to some of you soon!
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2020.11.29 02:34 Joker_ERP [M4A] (A playing as F) Massive list of RP prompts (Rule 34, fandoms, Games, OC, Incest Ect.)

Hey there! Today I’ve got a massive list of rp ideas and have written out some starters along with some ideas to how I see the rp going. I’m open to change and ready to do other ideas too. So if you feel like you’ve got an idea I might be interested in feel free to talk to me about those: ).
As for my replies. I write in first person mainly and my reply length varies. I generally do anything from a few sentences to a paragraph or more and generally require my partner to do the same. Fair warning the less detail you reply with the less interested I’ll be in rping with you. (Not looking for a few words as a response)
I enjoy having a story to go along with the smut so it’s not just constant sex, some cute or action driven moments are fun as well. – Hand holding and cute dates are pleasant! I mainly do my rps on kik, discord or here. I also have an RP facebook account, so feel free to ask for my users for those! : )
My kinks and limits list might be a big read, but none are compulsory. I’m just here to have fun and hopefully meet some cool rp partners : )
Kinks: Harems (Doesn’t mean having to play all characters at once, just one by one is fine!), Incest, Outercourse (Which is stuff like titjobs, thigh jobs, grinding, hot dogging) Risky public spaces (Toilet stalls, changing booths. That kinda thing where people could get caught.) Facials, Freckles (Face and body). Big/nicely shaped bums (Especially if they jiggle). Creampies, Cum on tits/body, big cumshots, Thigh high socks. showewater sex (pools, shower, hot tubs ect.) Mutual desire for sex.
Limits: Pregnancy (Hard limit sorry), Vomit, Piss, Blood, Toilet stuff, Rape, Gangbangs (Unless it’s multiple females) Male on Male, futas, rimming/pegging.
There might be more that I’m forgetting so if you’re unsure feel free to ask me! The rougher side of sex like Name calling, slapping choking spanking I can all do as well! : ) Without further ado let’s jump into the starters!
Disclaimer: I am 18+ and all participants and characters must be 18+
Here's the basic list of ideas if you wanted to look them over before reading the full posts. I’m also open to some ideas that I may have missed! And please note: I’m looking for FEMALE characters only!
Rule 34/Fandom/Game Ideas: Idea 1: My Harem (Hero) Academia. Idea 2: Pokémon Idea 3: Naruto Idea 4: Bleach Idea 5: One piece. Idea 6: Sword Art Online. Idea 7: Fairy Tail. Idea 8: Avatar The Last Airbender. Idea 9: Persona (Girls from 4 and 5). Idea 10: Harry Potter. Idea 11: Final Fantasy. Idea 12: The Witcher 3.
OC Ideas: Idea 13: Fantasy harem adventure. Idea 14: Only Man of the town. Idea 15: Zombie and Nuclear Apocalypse. Idea 16: Sci-Fi space crew.
Incest Ideas: Idea 17: Brother sisteMother son (Or both). Idea 18: Aunt/Cousin. (Can be both) Idea 19: Incest family vacation.
Idea 1: My Harem (Hero) Academia.
(So my character will be a transfer into Class 1-A. His power is the power of persuasion. With the power he’s able to convince someone to do something as if it’s their own will. However, he’s hesitant to use it on other people and to tell everyone he even has it as he’s been outcast at his last school for the villainous nature of his quirk. As such he can’t use it to its full extent and can only issue small commands to begin with.
My idea with this is that one or more (cannon or non) of the girls decide to help him out in a private setting and overtime it gets more and more sexual in nature. And as he becomes more confident, he’s able to issue more longer-term commands. This can also be mixed in well with some story and some action to keep the plot interesting.)
Starter: It was a day which started like most others in Class 1-A. The students got ready in the dorms and headed to class to chat among themselves while they waited for Aizawa to enter. However, unlike most days there seemed to be an extra desk placed in the room. The seat caused some confusion which didn’t last long as the first bell rang and Aizawa entered the room.
“Morning everyone.” He stated in his mainly bored and sleepy tone which seemed to sound like he was stifling a yawn. “Today we’ve got a new student transferring in from another school. He’s from Shiketsu, some of you may recognize the name since it’s got the same level as prestige as U.A. but regardless make sure he feels welcome.” He said pointing a sweeping stare at everyone and finally resting on the problem child of the U.A class Bakugo.
With that he fell silent and I felt it was my cue to enter. Swallowing a little at the nerves I steeled them quickly and entered. My blue eyes sweeping over some of the familiar faces in the room. Many of the students had standout performances in the UA sports festival and as well in the news reports about the villain attack on the training camp.
I had a lot to live up to if I wanted to join these legends in training but regardless, I was determined to do just that. Breathing a little and shifting my auburn hair from my eyes I smiled the best I could. “My name is Schwarzer, Chris Schwarzer. It’s a pleasure to meet you all.” I say bowing to the class.
Satisfied with the introduction Aizawa nodded to the spare seat in the room. Taking that as an order I nodded back and headed over to my seat sitting down and getting my books out. Curiously I turned to the seat next to me noticing one of the girls in the class and gave her a slight smile as Aizawa began his lesson.
Idea 2: Pokemon. (So this one is super simple. Some trainers or a trainer and his Pokémon go on a grand adventure. For this one my favourite Canon female are: Marnie, May, Hilda and May. And my favourite Anthro Pokémon are Lopunny, Arcanine, Blaiziken That’s just for reference though and you can really play whoever you like! Ocs are of course welcome too!)
Trainer x Trainer Starter:
I like many others in the world of Pokémon have just started on my journey. Although I had done so a little late. Regardless me and my starter Pokémon Aipom which was a gift from my late father. Setting off with excitement to make a name of myself.
That excitement wore off pretty quickly however as an advanced trainer stepped in my path and soon, I realized how big the gap between us was. He wiped the floor with my aipom and laughed as he took my “Prize money” Scooping up my aipom I rushed through the rest of the route and over to the next town ducking quickly into the Pokémon centre.
Looking around there was a few new trainers who seemed to have fallen to the same fate as I had and I shook my head. Guys like that were total assholes and without hesitating I headed over to the counter where the nurse took my Aipom from me. Once he was gone, I was told there was going to be a short wait due to the amount of Pokémon they had to treat. I nodded as I headed over and sat down in one of the seats.
Idea 3: Naruto. (So for this one I like the idea that my character is a nomadic mercenary hired by the leaf to help train the ninja of the village, maybe he also has some kind of hidden power that boosts his chakra but also increases his libido. Not too sure how I wanna go about this one.)
Starter: The Hokage Tsunade Senju looked over me with a curious gaze and then down to my application form. “You’re younger than I expected given everything you’ve done.” She stated honestly. “But the intelligence division did a thorough search into you and you check out.” She stated as she slammed the approved stamp down onto my paper.
“Just remember, if you do anything to endanger this village, I’ll snuff you out personally.” She said in an icy and threatening tone. Feeling a cold bead of sweat roll down the side of my face I nodded. “Of course. I wouldn’t dream of it.” I say. Internally I make a mental note not to cross her in any way.
“Good.” She said putting a smile across her features. “Your first group is down on the training field waiting for you already.” She stated. “Your lodgings will be set up by the time you’re done, here’s the key.” She said tossing the key to me which I caught and stuffed into my pocket. I was a little shocked with how quick she wanted me to get to work but I nodded. “Right!” I say giving a respectful bow before heading out.
It took me a little longer than expected to actually find the training grounds as I hadn’t ever been here before. And when I got there much to her credit there were a few ninja standing around. Approaching them I gave them a sheepish smile. “Sorry I’m late guys.” I called out. “I got lost.” I added on.
Idea 4: Bleach. (So a new human soul reaper makes it into the soul society. His power isn’t captain level to begin with simply being enough to take out the average hollow. And with the resurgence of the hollow threat the Soul Society has offered to give him a substitute badge to take out those hollows deemed too small for the soul society to handle. Maybe he’s paired up with someone or someone like Orihime steps in to help him grow.)
Starter: Another boring day at school followed by a night of boring patrols. With all the big hollows being taken care of by “Full-fledged” Soul reapers it didn’t leave me with much opportunity to train against bigger enemies.
At least that’s what I thought originally. A few blocks from me there was a rift which opened up and the pure spiritual pressure that came from the hollow that stepped out of it was enough to make me feel as though gravity itself was pushing against me.
It was hard to breathe and even harder to stand as my hand clutched my blade in my left hand tightly. I shook my head as I heard the loud roar of the large breast and could even see it’s towering form from my position.
It was nothing close to a menos, but it was enough to tower over a three-story building for sure. “Shit.” I hissed to myself as I knew there were no soul reapers around at this stage. With a threat this big I was sure they’d come, but until then it was up to me to buy some time and make sure no humans or souls were consumed.
Pushing myself forward I reached the park that the Hollow had appeared in. Thankfully the park was deserted at this time of night. When he saw me the hollow. “You don’t smell like much, but you’ll do as a snack.” The hollow commented as it charged forward. “Just evade, buy time.” I comment to myself as I began to leap around the battle field looking a bit like and feeling like an idiot.
The hollow toyed with me a little while enjoying the chase before it seemed to ger bored. Just when I was thinking I was fast enough to keep avoiding it the creature’s mouth opened and its forked tongue shot out at me with faster speed than I was anticipating I raised my blade to defend myself but it was a feeble attempt and I knew it wouldn’t be enough.
Idea 5: One Piece. (So I’m not quite sure how to approach this one, but I’ll give it a go. Much like the MHA starter my character will have the power of persuasion, having eaten the Persua-Persua fruit. I’m thinking either he joins the Strawhats and goes on their adventures or he makes his own crew with girls from the story, I’m gonna leave it fairly open ended so we can jump in whenever along the story we wanna go!)
Starter: Alone in a bar I sat staring in the amber liquid in my mug. I was down on my luck after having my whole crew and my ship destroyed in a long battle another pirate crew. The only reason I was able to live through the ordeal was due to my crew sacrificing themselves to give me a chance to escape.
I spent days adrift with little food and water and soon washed up upon the island I was in. Immediately I found a tavern ready to drown my sorrows and feel sorry for myself for a little while.
Letting out a sigh I downed the rest of my drink soon looking at the few drops of liquid bottom of my mug. I knew being a pirate wouldn’t be easy, I knew it’d be violent and end in violence. However, to lose in that fashion without even being able to use my devil fruit to calm or question our opponent and losing everything still took its toll on me.
Scratching at the growing stubble with one hand, the other I raised my mug to demand another drink and as such the bartender approached to fill my mug. “You’re looking a little rough there, you sure you need another?” The bartender asked as he took the mug from me. “I don’t have anything else to do. I don’t even know what else to do with myself.” I responded grumpily. “Just fill it up.” I demanded. “Right.” The bartender responded as he filled it with more of the alcoholic amber liquid and slid It in front of me.
Idea 6: Sword Art Online. (Fairly simple it’s SAO set in the original death game. I love the idea, so I’ve always loved rping this one. If you want to play canon characters my fave is for sure Lizbeth, but I’m open to OC characters!)
Starter: It’s been months since Akihiko Kayaba has trapped us into this death game. Or at least that’s how some people looked at it. Others saw it as their dream come true. But most if not, all wanted to push forward and beat the game.
Despite the desire to push forward little progress has been made. Guilds and parties have formed to push through dungeons but with the increased danger and with it more deaths; more and more people simply decided to live out their lives on the lower floors.
Unlike those rushing in to push through the content I was happy enough to go through it at my own pace. This place was like a dream for me, save for the fact I had an increased chance of dying I was able to live in this game without the worries of the outside world.
I was doing some late-night grinding in an area of dense forest. The sun had set and there was little light save for the bright moon poking through the trees. All was calm, the trees swayed with the wind and the occasional sound of creatures moving about was enough to calm me.
However, the deeper I got into the forest the louder a sound became. At first it was quiet but as I approached, I heard it more clearly. It sounded like steel clashing against steel. Someone was fighting. Moving from a casual walk into a jog I quickly came to a small clearing where I saw two figures fighting, although in the low light I couldn’t make it out until I got closer.
Idea 7: Fairy Tail. (it’s been a little while since I’ve seen the series, but I’ve always loved it! Given my time away I might have to take some time to refamiliarize myself with the magics. My character will simply be an entry level member into the guild to begin with, canon characters are welcome just as OCs are!)
Starter: Another day in magnolia and another party being held at the large guild building at the centre of town. A large-scale job had just finished with some of the senior ranking wizards. and even though I wasn’t part of that mission, instead being on my own D-Rank job I joined in on the celebrations.
I had only been part of the guild for a few days and so far, it’s not been as exciting as I’d hoped, although I figured that it’d pick up once I proved myself. I was drinking by myself when I was approached by Makarov. He was wearing an essentric looking orange outfit. “Schwarzer my boy!” He said as he patted me on the shoulder. “How are you fitting in?” He questioned. “Fine sir! Everyone has been very welcoming.” I say to him in response. “Glad to hear it! You’ve been doing a good job, although I’d like to see you do more.” The male said. “So I’ve arranged a partner for you on your next job, that way you can take something more challenging, what do you say?” He questioned.
“Yes of course!” I say eagerly as a smile spread across my face. “Great!” He said cheerfully. “I’ll introduce you to who you’ll be working with.” He said as he stood from his spot and lead the way over to a female clearing his throat loud enough to get their attention.
Idea 8: Avatar the Last Airbender. (So for this one I guess it can go two different ways. My fave girls from Avatar would probably be Ty Lee, Suki and Toph. Maybe my character is a powerful bender that either the fire nation or team Avatar wants on their side. I think it might be cool to think that Aang isn’t the only airbender and instead a small faction managed to escape and continue the lineage. Either that or my character is a powerful firebender of some kind. I’ll leave whichever you prefer to you in your first reply as I’ll leave it open ended.)
Starter: The world was at war ever since the Fire nation attacked. With the intense fighting came mercenaries. Freelance benders or soldiers ready to fight on either side. For a fee of course. And despite my age, being only eighteen I was quite renown amongst the other bounty hunters for my bending.
Of course, there were talks of the Avatar returning, having repelled an invasion in the south pole, the liberation of Omashu and then the fire nation prison. It seemed they were making quite the stir in the earth kingdom.
It’d only be a matter of time before they reached the small town, I was in. Perhaps they were already here. But if that was the case surely there would be some kind of stir. Pushing my hair from my face I ordered another drink from the barkeep. “You know you’re my favourite customer Schwarzer…. You’re the only one who consistently pays his tab. Unlike the rest of these soldiers or the workers around here.” The older man says in clear annoyance.
“Well who knows, if I wasn’t so successful, I’d probably mooch off you too.” I admitted with a grin. “Try not to talk too ill of the soldiers on either side.” I added on flicking him an extra coin for a tip once my drink was finished. “Well I better check if anyone has a job for me.” I say as I pushed myself up from my seat.
Idea 9: Persona. (So basically this is just gonna be a fairly interesting idea. My character along with the girls of persona 4 and 5 get stranded in this strange dimension where they have to fight their way out to make it back to their own worlds.)
Starter: It all happened so fast. One minute I was in a team meeting with my group discussing what we should use our newfound powers for next. And the next second, I had blinked and I was in some kind of strange room.
One by one more people were added into this room. Some of which were dressed in some elaborate costumes. And I frowned as I looked to each one of them, all of which I didn’t recognize at all and judging by their looks they didn’t recognize me. Although before we managed to introduce ourselves a booming voice broke the silence.
“Welcome all!” The clearly male voice commented. “To the room of my design.” He added on. “I’m sure you’re all confused. And no doubt you’ll want to return back to your homes. However, to do so you’ll need to enter my labyrinth. “Make it to the end and you’ll all return home.” The voice explained.
“Of course, this maze isn’t without its dangers. Enemies, much like you encounter on a regular basis will roam these halls. As well as beasts of my own design far stronger than those… Fear no though for every check point you reach this room will become more furnished with amenities. For now, you simply have beds to rest on.” He said as there was an audible click and the dark room was suddenly lit up. Sure, enough there were rows of beds all lined up one for each person to sleep on.
“When you’re ready to test yourselves step through this door and enter the first level of the labyrinth.” He declared as a large door appeared and opened up in front of them. For a while nobody said anything probably all too stunned to even process the information. “So, I’m guessing we’re all persona users given what he just said.” I spoke up. “I guess we should probably start with names and strengths, right?” I questioned the group. “I’m Chris Schwarzer.” I say. “My persona Serapth focuses on ranged combat.” I explained.
Idea 10: Harry Potter. (So to keep this one interesting I’m thinking of having it set in an AU where Voldemort and Harry don’t exist. However, there are still dark wizards who are part of a cult around. Defs looking for a Hermionie, Luna or Ginny, you could even have other celebs/ecelebs as teachers or students for this one! Ocs are of course welcome too!)
Starter: Another year at Hogwarts, the last for some; and another year of learning was right around the corner. Although times were not peaceful in the wizarding world. Aurors who were the police of the magical world were going missing or showing up dead.
The ministry not wanting to make a panic kept it fairly under wraps, however some of the families have come forward with the information and rumours abounded about what was really happening. Stepping off the train I sighed a little rubbing my temple where a headache had begun to set in. During the train ride here, I found myself stuck next to a boy who wouldn’t stop going on about the rumours and conspiracy theories.
Glad to be off the train I looked around for a minute lost as to where I needed to go. “I know it’s around here somewhere.” I commented, although my sense of direction was always off. Usually I followed everyone else. But this time it seemed I was one of the last ones off the train.
Idea 11: Final Fantasy. (So this is simply going to be an idea with no starter since it will probably change depending on the many FF universes. My favourite however is defs FF7. (Tifa, Jessie and Aerith are best girls) with follow-ups being 12, 13, 15, 10, 8 and 9. Basically a fight would take the Main character of those series, Cloud, Noct, ect out of commission and needing a leader the other characters step up and hire mine on. Similar to some of my other prompts but I never said I was creative :^) With that being said though if you ARE interested in this one let me know and we can work out details depending on what world we’re in!)
Idea 12: The Witcher 3. (So my character will be a Witcher. (wow!) Saving people, hunting things you know? The family business. Anyway, I’m gonna leave it super open ended for you to come in however you like! If you wanna play a canon character my top two are for sure Ciri and Trist, and OC characters are accepted too!)
Starter: A Werewolf, an odd and rare contract, although I figured it wouldn’t be a hard one. In face I figured with my silver blade that the creature would go down rather quickly. Starting the encounter, I was faced with a harsh reality due to my hubris. I started off well enough, however due to my carelessness I was quickly on the backfoot.
The beast roared as it swung its large clawed hand towards me. I had barely managed to roll out of the way of the attack. Probably due to the increasing levels of bloodless resulting in a careless action on my part. A level of confidence quickly pushed down by the fact a handful of open wounds stung at my flanks.
More scars for later given that I make it out of here, although with my silver blade thrown on the other side of the area leaving me with only a steel sword which barely even phases the thing. I had to reach my blade, although with my focus on dodging the attacks it was hard to find an opening to do so.
I raised a hand and cast the igni sign launching flames at the creature who leapt back and I tried my best to make it past the creature only to have to dodge another strike as the beast recovered remarkably fast. “Stubborn bastard, aren’t you?” I questioned a little sourly.
Idea 13: Fantasy harem adventure. (This one is fairly basic in nature. Basically, a young man with little combat experience leaves his poor hunting village once he’s of age and sets off to join the adventurer’s guild to make a name for himself and also to send money back home. He’s fairly modest, naive and kind hearted. Which makes him likable and easy to take advantage of.
We could add a story with war elements, racism and darker themes to show him that the world he idolizes isn’t as cracked up as he thought it’d be. Ideally, I’d like a full harem party for this one but I’m cool with one on one too.)
Starter: It had been a few days since I was finally able to leave the small village, I was raised in behind me. Sword on hip and keen to become an adventurer. Of course, I also wanted to make a name for myself and I was even more excited to see everything the world had to offer. With driving me forward I headed from my village over to the closest city which had a guild branch. A city called Ruan. It was nearly five times the size of my village if not more and yet it was nothing close to the capital city of Grancel.
Smooth dirt paths soon gave way to cobblestone and my boots clacked rhythmically against the pavement as my steps soon got faster and faster as Ruan came into view. My stomach was in knots as I gripped the straps on my bag tightly and after steeling my nerves and taking in the sight of the large city, I headed through the large stone arch to the busy streets beyond.
My excited eyes looked around at every nook and cranny as I took in every detail that was on offer. Soon coming across the large marble and wood building of the adventurer’s guild in front of me. I stood in front of the large building clearly awestruck and for a moment I felt completely overwhelmed. This was it. This was the first step I was going to take on my journey and yet I felt far too nervous to head inside. Instead I stood there shaking slightly as I tried to work up the courage to push those large oak doors aside and declare my presence to the world.
Idea 14: Man of the town. (So again the premise is also pretty basic. My character wakes up in a town where there’s no men, as if they all vanished at once. Including his father which leaves him home alone with his sister and mother. (It’s up to you if you want incest in the plot or not.) We can have a story with an element of mystery to it too if you want! Or we can just bounce around the town having him bonk as many different people as you want.)
Starter: It’s been a few weeks since all the men in the town vanished one day. One day they were there and the next they were gone. There was of course a panic even though it is much calmer than originally, it continues to creep in the back of everyone’s mind. It doesn’t help the fact that no outsiders have come into the town and some strange thick fog seems to stop everyone from leaving.
However, with no answers it was left to the women of the town to pick up the slack and try to push for some level of normalcy. Except for me it seemed. Since the whole act started, I was in lockdown not being free to leave my home since my mother and sister was much too paranoid that I’d disappear too. With the amount of time I spent indoors going stir crazy I began to wonder if it was better to be wherever the rest of them are.
Today was different though and finally I was given the chance to leave the house while my mother was careless and rather quickly, I headed out into the street just glad to take in the scenery as I headed over to a nearby park. I headed over the soft grass feeling it beneath my shoes and then to the pond where I took a seat on one of the mounted benches.
Idea 15: Zombie and Nuclear Apocalypse. (Not a whole lot to say here other than it’s one of your run of the mill Zombie/Nuclear apocalypse scenarios. I might toy with the idea of having multiple zombie types like games such as Dying light and Left for dead in order to spice things up a little but we’ll see where we go with it. As for nuclear I’ll probably be following along the Fallout franchise. Being part of these worlds will probably make my character a bit more brash, blunt and even a little rude. However, given some time he’ll warm up.)
Zombie Starter: No one knows quite when the outbreak started, however it swept over the globe causing panic. People eating people. People dying and coming back to life as a shambling corpse joining the armies of similar creatures. Society crumbled over time and the cities which were now hot zones for hordes of the undead creatures were left abandoned to all but the most daring or desperate of individuals. However, these rabid hordes weren’t the only thing to look out for in the apocalypse.
Society had begun to reform in its most primal form. People grouped together for safety. Those who just wanted to live peacefully became easy prey for those who saw the end of the world as we knew it as a playground to kill pillage and steal what they’d like. These bandits created their own factions with their own fortresses and seemed to have an endless supply of guns and ammo as they used it quite liberally.
I had been on the trail of a particularly nasty group of bandits as they razed whatever small settlements, they had to the ground callously and without mercy. I had just arrived at one of these towns. Dying people lay scattered about while fires licked at the makeshift buildings. It was still quite fresh. Approaching a nearby body which seemed to be moving slightly I turned it over the man was in bad shape and was clearly on death’s door. His eyes looking into mine in a pleading sense.
“Do you want me to make it quick?” I asked him reaching my left hand down to my machete which hung on my belt. Weakly his hand reached out to grip my right as he gave a nod. I knew the death wouldn’t be clean, as I unsheathed my blade. However, I couldn’t waste any ammo on my pistol nor could I risk tipping off the bandits that did this that I was following them. With a quick swing I slammed the blade into the head of the man ending his life and after wiping the blade off on his shirt I slid it back into its sheath my eyes scanning the immediate area for any of the undead which had turned or for a slim chance of getting a glimpse of survivors.
Nuclear Apocalypse Starter:
The world as we knew it ended in a flash. A white light followed by a rumble which washed over the world in nuclear fire. Billions died then and there reducing the world’s population to the brink. Those who were lucky to survive a direct blast were mutated to become much different than humans and more akin to zombies. Those outside of it didn’t have much quality of life as the radiation created mutated creatures which made living in a barren wasteland that much harder.
There were others however who were lucky enough to be given a spot in giant underground vaults. There they lived out their lives separated from the horrors that this new world wrought. One by one these vaults opened to allow these vault dwellers into the wasteland that was our world.
Their blue suits and clueless natures made them stand out and become easy prey to raiders, giant creatures and everything in between. Many of them didn’t get far before being gutted and robbed for their illusive vault suits which earned enough to feed a scavenger or bandit for a month.
The world and society began to rebuild. And with small settlements and towns popping up here and there it wasn’t all doom and gloom for the wasteland. Many were able to create jobs in local milita, mercenary work. Even trading or bartending.
I was such a mercenary a few generations of my family lived through the bombing and the radiation which was lucky enough for me, I guess. I was hired to do whatever someone wanted for the right price. And today I was tasked with delving into a recently opened vault and check make contact with the inhabitants inside.
Colt python on my waist I headed over to the large vault door which at this point was sealed shut and knocked loudly. This job seemed rather easy and was paying a lot which made me wonder who I was working for and what purpose they had with these vault dwellers. However, I wasn’t paid to ask questions nor did I really care at the end of the day. The less I knew the less guilt I could feel.
Idea 16: Space/Scifi. (So this is a scifi adventure. My character is the captain of his own ship and is currently looking for recruits to join him and help run it. There will probably be lots of interesting planets our characters go to and I’ll certainly be making them up as we go along! Your character can range as anything from a human to android or even an alien.)
Starter: Stepping out of The Tempest I breathed in the humid station air of Astra station. The station which was on the furthest reaches of the space ruled over the galactic council; was a haven for the depraved. Outlaws, mercenaries, drug dealers you name it Astra has it and in bountiful supply too.
Which made it a perfect spot to find someone who was desperate to get off the station. Someone who would work for cheap or for free. All I needed to do was to find them. “Schwarzer, don’t forget to stock up on food, military rations are sad.” A voice commented through the earpiece I had. “Yeah. I’ll head through the slums and to the market. Thanks, Evai.” I responded. “And don’t cause any trouble, I don’t wanna rot in this ship while you’re dead.” The voice added on. “Yeah yeah I’ve got it.” I responded as the communication line was severed and I started on my walk.
I headed through a nearby door and down into the depths of the station. Soon I the overcrowded and frankly smelly slums. Beggars and gang members lined every corner all looking at me with a cautious eye as I passed. There were even a few tweaked out drug users laying scattered about in some dark corners. Even a few corpses.
I didn’t stop though, if you stayed in one place too long down here you were asking to be jumped and quickly, I pushed on heading over to the bustling markets. The food quality here wasn’t the best although it was abundant. I even talked to a few of the store owners to see if they knew where I could find the extra hands to help me on my ship.
Idea 17: Brother sisteMother son (Or both). (So, this starter is gonna be fairly generic, however it’s open to allowing any of the familial ties to be easily included. I have a few ideas for immediate family and will post them below and if you have any ideas, I’m happy to hear them.)
Starter: It’s a hot and lazy day in the middle of summer break. I had laid splayed out on the couch at home. Despite the air conditioner being on full blast my skin underneath my tank top was getting stuck to the leather couch; which did little to alleviate the heat fluster that was going on. I sighed after looking over the back of the couch to the pool outback longingly. I sighed a little resigning myself to bite the bullet and peeled myself from the couch.
As much as I wanted to strip down and run out, I wasn’t entirely sure if I was home alone and as such, I headed up to my room to change into a pair of swimming trunks before heading back downstairs. Passing through the laundry and grabbing a towel on the way.
I headed onto the back deck and draped my towel over the railing before I rushed over and leapt into the pool immediately feeling the cool water wash away any of the heat I had been feeling. I resurface and breathed a sigh of relief as I pushed my messy hair back from my face.
Idea 18: Aunt/Cousin (Can be both). (Again like the incest scene above I’m not quite sure how to spruce this one up so I’ll leave it rather basic and we can go from there.)
Starter: My family has gone on holiday without me as I had to stay behind due to being caught up in exams. Rather than meeting up with them later they decided it would be more fun for me if I finished them up then headed over to spend some time with my Aunt and my cousin across the county. While I wouldn’t be leaving the country, I was still getting a vacation in a way and as such I tried my best to be upbeat and positive about it, even if I was envious of the others.
While it wasn’t the same pristine beaches and high-class resorts that the rest of my family was going to, I was still grateful for the hospitality. The plane lands in the airport and after collecting my bags and checking my phone for a confirmation I was going to be picked up I sent my family and my aunt and cousin a quick text telling them I landed safely. After gathering my small suitcase from the conveyor belt, I wheeled it through security and out to the meeting area keeping my eyes peeled for any sign of my cousin or my auntie. There was a little confusion about who was going to greet me so I wasn’t sure who to expect myself.
Idea 19: Incest family vacation. (So, this one is again going to be like the other two before it. They kinda roll off each other in a way. However, I believe it allows for a wide range of engagements with multiple characters at some kind of beach resort.)
Starter: It’s the dead middle of another scorching summer and rather than tough it out in our homes which has air-conditioning which never seemed to help, our large family decided to all go to a large resort (Could even be a cruise too) together. Many of the rooms were rather luxurious and I was more than excited to see what the rest of the hotel had to offer.
We pulled up into the lobby and while the parents were checking in I headed over to check out a map on the wall. It seemed there were quite a lot of different things to do around the resort. There was a pool with a poolside bar, a beach which had volleyball games, a massage parlour, hot tubs and many different activities ranging from native dances to eating competitions.
Just the realization we were here and the excitement at the many possibilities that could come from the vacation. Maybe I’d even meet someone nice and have a vacation fling. Although with so many family members running around, I doubted that I’d get much peace to do that. Regardless I was eager to get up to the room, have a shower and change into my swimming trunks to explore all the different places.
We headed up to the rooms where I noticed mine had a large double bed. However, judging by my mother’s comments outside It seemed there was some kind of mix-up in the rooms and I’d be sharing the room with one of my family members. Not that I minded too much. I placed my suitcase down and waited to see who would come in and if they were interested in joining me look around.
Closing words: So yeah that’s about it! Thanks for reading and if you have any questions or suggestions, I’m open to hearing them! I know this was probably a big read so thanks again for your time and I hope to talk to some of you soon!
submitted by Joker_ERP to Dirtypenpalsuk [link] [comments]


2020.11.28 20:54 GreatAndGrouchy Casual sex and hookup culture - is it really "just you" that doesn't like it?

Hello again ladies! Happy Thanksgiving to all of you who celebrate it. So I noticed, amongst my friends and peers, that casual sex, hookup culture, and no strings attached sex is thought of as "empowering" and if a woman speaks up and says that most women don't enjoy it and would prefer long term relationships she is immediately asked "how do you know? All the women I know are fine with casual sex. If you don't want it that is your choice. Women choosing who they sleep with and how many men they fuck doesn't affect you at all. There are men who want long term relationships too you can just find them." As we can see, "traditionally female" mindsets are questioned while "traditionally male" mindsets are just accepted as normal and healthy for men and women.
Now, it is common sense (once again) that men like casual sex more than women and have less to lose than women. But since LibFems don't like to hear that, here are some studies from the US and elsewhere that prove our points:
1.https://link.springer.com/article/10.1007/s12115-012-9595-z?LI=true&source=post_page-----21dc84070eba---------------------- Quote - “women who participate in casual sex make it harder for the majority of women to get dates and committed sex"
2.https://www.psychologytoday.com/us/blog/the-right-mindset/202011/the-link-between-happiness-and-sexual-intimacy Quote - “men were 250% more likely to associate the word ‘sex’ with ‘happiness’ than women”, “the majority of prostitutes in the UK are female (58%)”, “approximately 70% of the traffic to a well known large adult website is male. These findings are all in line with the observed differences between men and women”
3.https://link.springer.com/article/10.1007/s11199-017-0813-4 Quote - “furthermore, results supported the hypothesis that hookup culture endorsement was the largest predictor of rape myth acceptance”
4.https://srh.bmj.com/content/45/2/138 Quote - “the finding that men have a higher number of lifetime sexual partners than women is consistent with previous research in adolescents” and “homosexuality predicted a higher number of lifetime sexual partners in men only”
5.https://www.google.com/amp/s/www.pewresearch.org/fact-tank/2020/08/20/key-takeaways-on-americans-views-of-and-experiences-with-dating-and-relationships/%3famp=1 Quote - “women are twice as likely as men to say that dating is riskier than 10 years ago”, “about a third of women say someone they’ve been on a date with has pressured them into sex”, “42% of women younger than 40 say someone they have been on a date with has sent them unwanted sexually explicit images, compared to 26% of men in this age group. Over 40 years old there is no gender gap on these questions”
6.http://press-files.anu.edu.au/downloads/press/n4128/pdf/ch12.pdf Quote - “Adult Friend Finder claims to be the largest online sex and swinger personals community website in the entire world”, “heterosexual women, in spite of their sexually suggestive profiles, prefer to form some type of ongoing relationship. Straight women often tease an interest in ‘hook ups’ or casual sex when most have no intention of doing so. Most heterosexual women are not interested in short term mating for the primary purpose of seeking sexual pleasure”.
So in short, next time someone tells you "men and women are all individuals and all want different things" while ignoring basic gender differences, feel free to forward one of these along! The studies are long and while there are some women who are ok with casual sex, as we can see the majority are not. Let's spread facts to combat LibFem lies <3
submitted by GreatAndGrouchy to FemaleDatingStrategy [link] [comments]


2020.11.27 16:05 BaristaFIRE2030 We are 32 years old, make 95k combined, and live in the Midwest working in education.

/moneydiariesACTIVE is woman-centric, which I 100% love and appreciate. However, I am married, and all of our income and spending is combined. Hence, I treat everything in this diary as "our" income and "our" spending. I'm combining our retirement accounts in this list as well, and I've rounded to the nearest hundred dollars, just to make the list easier to read.

Section 1: Assets and Debts
Debt: None! We paid off our student loans this year. We use our credit cards for regular expenses so we can earn cash back and have that extra anti-fraud protection, but we pay them off every week.
Equity: None. We rent.
Retirement Accounts (401a, 457b, Roth IRA): $65,000
Brokerage Accounts (individual stock account and ETF account): $1,600
Emergency Fund: $10,300
Other Cash Savings: $13,100. We're saving up for a new car, which is most of what you see here. We also have sinking funds for travel, clothing, petsitting, veterinary care, car maintenance, medical costs, home supplies, beauty products, Christmas gifts, and any other large or irregular purchases.
Checking Account: $3,900

Section 2: Income Progression
We've both been teaching for just over a decade. Unfortunately, we didn't make much the first few years. My husband can't remember his starting salary, but as an adjunct, I started at about 10k per year. I eventually picked up some other part-time jobs, mostly in education, and was able to make 15-20k per year. I was lucky to live in a Medicaid expansion state, and I lived with my parents for free. (Obviously, this was before I was married.) My work was irregular--if they gave me three classes one semester, they'd give me one the next semester--so throughout my 20s, most of my saving was me preparing to supplement a low-income semester.
After a few years, I became disillusioned with higher education. I moved to be with my then-fiance, who had obtained a full-time position in his preferred field, and began the switch to adult education. I started part-time at a local school while also working online, 10-15 hours per week, for a large education company. At the time, we were making about 65k combined. After a year, I left the online company and became a full-time employee at the local school.
Our combined salary is currently 95k per year, though my husband is up for an important promotion, and I think that will push us to 100k in 2021. Including employer contributions to retirement, our monthly gross income is $8,720. After taxes and insurance, the total is $7,319.
As for side hustles, we're so busy with our full-time jobs that we don't have much time for extra work.
I make a few dollars completing online surveys every month, and my husband is sometimes commissioned for various art projects. We also earn cash from our cash back cards and apps. Most of this extra money is put in our brokerage accounts.

Section 3A: Retirement and Savings
Now, retirement and savings is a huge part of our budget, and that really drops what we spend on regular expenses each month. The current breakdown (again, combined) is:
- $1,116/month in to our 401As (including the employer matches)
- $800/month in to our 457Bs
- $1,000/month in to our Roth IRAs
- $0 - $350/month in to our brokerages, depending on the month's variable expenses
- ~$1,700/month in to cash savings, mostly because we're saving for a new car
This means that we have, on average, $2,600 set aside for our monthly expenses.

Section 3B: Fixed Expenses
Rent: $820. We live in a two-bedroom, pet-friendly apartment with a laundry room and a guaranteed parking spot...in a rural area. Yeah, it's cheap, but there's not much here! Also, when we were moving in together, we actively looked for programs that offered reduced rent to service workers, and we found one that applied to us. If you have any sort of public service job, definitely look for these programs!
Renter's Insurance: $13 for a middle-of-the-road policy.
Cellphones: $109. This charge KILLS ME, but we live in a rural area where only one provider works well, so they gouge you.
Internet: $68.59. See above.
Electric: This varies wildly from month to month because we have electric heat and winter is so cold here. I'd say it's about $35/month in summer, $90/month in winter. The average is around $50, so that's what I'll use in my calculations here.
Streaming Services: $58.46 for Hulu, Netflix, Disney+, ESPN+, Adobe Cloud, and YouTube Premium.
Transportation: < $50. We walk to work.
Pet Supplies: This also varies from month to month, since we get our cat's supplies in a Chewy autoshipment roughly every three months. Looking at our year-to-date calculations in our tracking software, however, I can estimate the monthly costs to $60/month. Her veterinary care and petsitting costs come out of the sinking fund as is necessary.
Patreon: $8 for some of our favorite YouTubers.
Donations: $200; this can include actual monetary donations or the cost of supplies for a gift. For example, a local church asked my husband to build something for them, and he gave it to them free of charge. We put the cost of the supplies in our donations column.
Total Fixed Expenses: ~$1,437.05

Section 3C: Variable Expenses
Some of these will obviously appear in the money diary, but I just wanted to list the general categories we have under "variable" in our budget spreadsheet:
- Pharmacy
- Food
- Fun Money
- Annual Fees (for things like car insurance and Quicken)
- Miscellaneous (postage, wedding license, etc.)

Section 4: Additional Questions
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?
It was expected that I get SOME form of education, be that college, trade school, or an apprenticeship. I earned a Master's Degree. Some money came from small inheritances from late loved ones, but with three children in college at the same time, my parents couldn't stretch it far. I earned some scholarships and grants thanks to my high grades, and the rest was funded by student loans, which we just paid off this past summer.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances?
I think my parents were so stressed about money for most of my childhood that they avoided talking about it as much as possible. They encouraged us to work hard and save money, and they often spoke about my grandparents living through the Great Depression, but it didn't go much further. My parents weren't educated on money in their early adulthood, either, so I'm not shocked. Now that I'm all grown up, I talk to my parents about money all the time. Part of that is me being the "responsible one" who will care for my parents' affairs if they're unable to later in life. My siblings are still willfully ignorant on the topic in general, though one of them has finally started to work on paying off their student loan debt.
What was your first job and why did you get it?
My sibling and I worked at a grocery store when we were 16. We wanted some pocket money, of course, but I also had a weird sense that working would be good for me. My parents emphasized that we'd have to quit if it impacted our grades, but we only worked 15-20 hours per week, so we were totally fine.
Did you worry about money growing up?
Never; my parents were MASTERS at hiding how much they struggled when we were young. Looking back at it, I'm a little flabbergasted by how much they managed to do with very little.
Do you worry about money now?
Sort of. My husband and I are DINKs, and we're good savers now, so I rarely worry about the short-term. But long-term catastrophes like major medical expenses and house fires will always scare me a little.
At what age did you become financially responsible for yourself and do you have a financial safety net?
Ahahahaha--yeah, I was about 30. It's not that I didn't TRY to be more responsible when I was in my 20s, but I rarely made enough. I'd make a dent in my student loans one semester, and then they'd cut my course load the next semester, forcing me to stop making payments and live off of savings instead. I started taking investing and finance classes both online and in person around my 30th birthday, and that initiated a better-late-than-never change for me.
Thanks to this recent financial education and my husband's conservative nature, we have a solid emergency fund, which definitely helps us feel secure. We're saving and investing a lot so we can have an even bigger safety net when we leave our current location/jobs.
Do you or have you ever received passive or inherited income? If yes, please explain.
I received a thousand dollars here or there from loved ones who passed away, which immediately went toward my tuition. If I had to come up with a total, I'd say it's just under 10k. Some of our investments also pay out dividends, which we've set to automatic reinvestment for now.

Section 5: Money Diary
(WARNING: We're really boring, especially during a pandemic. Also, rest assured that we are always wearing masks at work, stores, and restaurants.)
**Friday** 
8:00am - I wake up with a long-lasting headache still slamming around in my brain, so I take some ibuprofen and curl up on the couch. My husband wakes up, plays with and feeds the cat, and we head off to work.
12:30pm - After an incredibly difficult week, my half-day at work goes really well! Lots of students are succeeding, and our community appointments are quick and easy. I leave in the afternoon, prepare some lunch, and cash out our credit card cash back, which will go on to our December budget.
2:00pm - My husband finishes his day a little early, so we head out to complete some errands. First, we deposit a $175 reimbursement check from our dental insurance; this will balance out to $0 when our $175 bill arrives in a week or so. Then, we return a (very generous, but not workable) wedding gift from some friends, which nets us an eye-bulging $180 gift card. Finally, we top off our gas tank ($23.63) and pick up our groceries for the coming week, including some goodies for a two-person Thanksgiving ($71.77).
5:00pm - We order out once a week, usually on Friday nights, and my husband picks pizza ($34.00). I bake a boxed cake from the pantry, and we watch the newest episode of Great British Baking Show. Yes, I'm aware of the irony.
8:30pm - I start a Zoom call with a friend of a friend to go through specialty product recommendations. When that's finished, I reserve a few books from the library, as they've been closed to the public since March and are currently doing carryout only. Then I take a shower, settle in for a bit of reading, and am asleep shortly after midnight.
Friday Total: $129.40
**Saturday** 
9:30am - Sleeping in feels AMAZING, especially since it's my first day in a week without a headache! This feels less amazing, though, when my boss tells me that several students have tested positive for COVID or may have COVID. Now I'm worried that that's what made me feel sick this past week, so I sign my husband and myself up for a free testing event on Monday. (We like to get tested monthly, anyway.) Then I settle in with a homemade caramel soy cafe au lait made with premium grounds from a small coffee shop and start playing with some spreadsheets.
12:00pm - My husband tells me he isn't crazy about the premium coffee...well, nuts. I make a note to pick up some good ol' Folgers for him this coming week before putting on my makeup. Then I reheat pizza for both of us and spend my afternoon watching YouTube and browsing Reddit. I'm especially interested in French press-related content, since I've always wanted one and that $180 gift card is burning a hole in my pocket. My husband heads out to work on some commissions.
4:00pm - Unfortunately, our town doesn't have a shoe shop, so my husband picks up a pair of boots to replace his current, damaged pair ($151.19); he'll get the damaged pair resoled the next time we travel out of town. I pull $100 from our clothing sinking fund to offset the costs. He feeds our cat and I call my family. Then I cook shakshuka for dinner, which we eat while watching the newest episode of The Mandalorian. After dinner, my husband games with his friends and I browse home listings on Zillow.
10:15pm - I force myself to turn off the computer, take a shower, and crawl in to bed for books and lo-fi music streams. I fall asleep around 1:00am.
Saturday Total: $151.19
**Sunday** 
9:30am - Another great day of sleeping in! This weekend has been good to me. I feed our cat, start the laundry, and run through my skincare routine before making my cafe au lait and checking out some of the once-a-year sales that are popping up. I repurchase a few 20% off staples I'm running low on using our beauty sinking fund ($46.40). The other gifts and items I had planned to buy aren't on sale yet, so I move on to my daily financial check-up. I notice my husband's annual XBox Live payment hasn't come out of our account yet; we realize they have combined some of their products and are converting to a monthly payment cycle. With that figured out, I switch over to Zillow and look at condos I'll never be able to afford.
12:00pm - We eat the last of our leftover pizza. My husband leaves to finish more commissions, and I, slug that I am, keep browsing Zillow and watching YouTube for over an hour. Then I force myself to take a walk--it's cold, but dry and sunny. After my walk, I eat a snack and crawl in to bed with a library book.
5:00pm - For dinner, I make spaghetti and meatballs with garlic bread, and we watch a few episodes of Schitts Creek. My husband leaves to help someone with an errand. I wash the dishes and watch a short documentary. When he gets back, we spend some time together, shower, then head off to separate rooms to play games (Fortnite for him, Magic: The Gathering for me).
11:00pm - I've been trying out a few different planner layouts and sizes, and I've landed on a planner I've been using at work as the best option. I purchase a similar planner for my "day to day" plans and notes ($36.92). That finished, I get ready for bed with books and therapeutic list-making. I check my alarms, then hit the hay around midnight.
Sunday Total: $83.32
**Monday** 
5:45am - Our cat starts chewing a cardboard box as loudly and obnoxiously as possible. I'm afraid she'll wake up my husband, so I spend a few minutes with her before tossing the offending box in to the complex hallway, giving her a treat, and crawling back in to bed.
8:15am - The box fiasco makes me sleep in a half hour past my alarm. Still, I have time to run through my usual morning routine: play with and feed the cat, check our financials, check my email, and relax a little before work. I still haven't heard back about a surprise $200 medical bill that may have been coded wrong, and it's shooting me the evil eye from my desk. I ignore it and leave for work with my husband. Between prep work, classes, and meetings, it's an insanely busy morning.
1:30pm - I finally make it home for lunch, which is an air fried potato with some broccoli in cheese sauce on top. I eat while petting my cat and watching the newest episode of Folding Ideas. Then it's back to work; I spend the afternoon lesson planning and sending emails, taking a five minute break to get a COVID test.
6:00pm - No students come for my evening class, so I leave early. My husband and I eat leftovers while watching Schitts Creek. Afterward, I do some chores and post a few items we don't need on our local "buy nothing" Facebook group. Then I eat ice cream while browsing the internet and playing video games. By eleven, I'm showered and in bed with my book.
Monday Total: $0.00
**Tuesday** 
7:45am - It's time for my usual routine--cat, coffee, financials--before I get ready for work. I'm honestly a little exhausted at this point in the semester and can't wait for a four day weekend. I complete a few online surveys for some extra pocket money, and then we're off to work. I spend the rest of the morning prepping for and teaching classes.
1:15pm - I head home and cook a quick lunch. I'm already regretting putting free stuff on the buy nothing group, since I'm getting pinged by half a dozen people asking me to have the items ready at very specific times. In the end, we agree to meet up tomorrow when I'm done working.
5:00pm - The medical office has finally called me back and they inform me that, yes, I owe them $200 after insurance for--get this--having a prescription renewed. Frustrated, I decide to just pull the money from our medical sinking fund and be done with it ($200.00). I also leave work late because one of our students never lines up her transportation correctly. My husband and I treat today as our "takeout night" and get Chinese food, since I'll be home and cooking for the rest of the week ($34.81). We enjoy our food while watching Schitts Creek. I do the dishes, then read articles on the web and watch "morning routine at work" videos for a bit.
10:00pm - Typical night-time routine: play with our cat, shower, crawl in to bed with books and music streams, asleep just after midnight.
Tuesday Total: $234.81
**Wednesday** 
7:45am - I don't have to be at work as early as usual, so after caring for our cat and calling in a prescription, I take my time with my coffee. I also purchase my parents their Christmas present, since it's finally $50 off ($208.95), and I buy a small gift for my sibling's new girlfriend as well ($35.00). (All of our Christmas gifts are covered by a sinking fund.) I drop my medical bill in to the outgoing mail box and leave for my assortment of meetings just after 9:00am.
12:30pm - Our early dismissal leaves us plenty of time to run some quick errands. We pick up our library books, then a medication ($17.44), and since we're already in the grocery store, my husband asks if we can get everything on our list now so we don't have to go out for the rest of the month ($39.16). When we get home, we eat some of our leftover Chinese food. My husband leaves to work on some art for an hour, and I wait for responses from the "buy nothing group" folks. I pass the time by eating a slice of the day-old birthday cake we got from the grocery store at half-price--no regrets there. What I *do* regret is the sudden realization that I accidentally dropped my medical bill in to the rent drop box this morning. I call the property manager (who lives upstairs), and she puts it in the correct box for me.
2:45pm - Finally, it's time to mask up and hand off the buy nothing stuff! One party arrives, the other never does, so about 2 hours after their original meet-up time, I tell them I will just donate the items. In the future, I will probably tell people, "This stuff will be available at X time on X day; I will not hold things or arrange another time." I'm too old and cranky for this. Now partially unburdened, I make my husband and I half-caff cafe au laits and get ready for a night of video games, YouTube, books, and Zillow.
5:30pm - I make breakfast-for-dinner, my husband's favorite. After eating, I do a little cleaning, then engross myself in more YouTube and books until bedtime. I fall asleep around 1:00am.
Wednesday Total: $300.55
**Thursday** 
9:00am - I wake up and try to let my husband sleep in, but the cat wrestles out of my arms and jumps right on his chest. I play with her and feed her. Then my husband sweeps the floor and I start the first of four loads of laundry. (We go through masks and towels like crazy right now.) We get our coffee, and then I read and he plays video games for about an hour. Around 11:00am, it's time for what is simultaneously the most disgusting and satisfying monthly chore: scrubbing the litterbox and accoutrements. Afterward, I wash up, make myself another coffee, and log on to Goldbelly's 20% off sale to purchase some more Christmas gifts with our sinking fund: gluten-free truffles for our friends down south ($55.20), and some cheesecake to share with our friends here ($82.00).
12:00pm - We have the last of our leftover Chinese food for lunch. Honestly, I'm always a little shocked by how much food that restaurant gives us for the price.
4:00pm - I buy one last Christmas gift from Sephora for my best friend ($26.75). Then it's time to start my Thanksgiving-for-two prep: macaroni and cheese, brussels sprouts in bacon, roasted carrots, and turkey-swiss sliders. (I originally wanted to cook up some turkey legs, but there were none to be found in our local store, just whole turkeys and ducks.) Most of the recipes are brand new to me, so I'm really anxious, but my husband helps a bit and it all turns out pretty good! We mask up and do a "contactless food exchange" with our friends living upstairs. We watch Run on Hulu while we eat, then call my parents and his grandparents to chat.
10:00pm - I finish the laundry, play with and feed our cat, shower up, then crawl in to bed with my water bottle and a book. Just before midnight, my COVID-19 test results arrive via text: NEGATIVE. All in all, this was the perfect start to a long weekend.
Thursday Total: $163.95

Section 5: Discretionary Spending Total: $1,063.22
Food and Drink: $179.74
Home and Health: $217.44
Clothes and Beauty: $197.59
Transportation: $23.63
Gifts: $407.90
Other: $36.92
NOTE: $754.30 came from our sinking funds.

Section 6: Reflection
Frankly, I think every money diary will look a bit "off" for the next month or so due to holiday spending. That said, some of our purchases this week were "unusual" things like new boots for my husband and an absurd bill for a 10-minute visit to the doctor's office. As for the gifts, this was spending we had saved and planned for for an entire year. Expenses like these are what prompt us to maintain sinking funds.
I figured we would spend more on our days off, and that was definitely the case. Is some of this having time to shop and browse? Definitely. I probably would've put off purchasing the planner for another month or so if I'd been busier on Sunday, for instance. That said, we're still on track to stay within our budgeted "pockey money" allowances this month, so I'm not upset about it. And our annual saving and spending trends remain relatively consistent. Living in a rural area with next to nothing to do, especially in COVID times, is helping us keep that spending low!
All in all, I think we do a pretty decent job. I really wish we had larger 457b and taxable brokerage contributions, but saving for a car with four wheel drive takes a lot of cash, even when you're buying used. Once we have said car, however, we're hoping to increase those contributions and up our travel savings.
submitted by BaristaFIRE2030 to MoneyDiariesACTIVE [link] [comments]


2020.11.24 01:34 chocolatespeckle Black Friday/Cyber Monday Sale Megathread part 2

With Black Friday sales ramping up, here is a fresh sale megathread as the cyber weekend nears. A HUGE thank you to Octoember for getting the BF festivities started with the Black Fri-Yay 2020 Sales Masterlist. Octoember opted for the mod team to post and maintain BF megathread pt 2, but a huge portion of the info here is taken from their post and collated by them - thank you!
This will be the dedicated thread for all Black Friday/Cyber Monday sales happening from now until next Tuesday. Please share any sale deals that you come across (including sale dates if possible) and let us know what you’re buying!
This post will be regularly updated to add deals shared within the comments. But please sort by “new” as well to see all the latest comments. :)
Thank you to everyone who has shared sale info with us so far! Other deals were also found on /MUAontheCheap, Temptalia, 9Honey, and OzBargain!
Apologies in advance for any errors - please be sure to check sites for exclusions, T&Cs etc., and do your research before purchasing. Again, please comment if you notice anything wrong and we'll fix it!
Multi-brand Stores
  • Adore Beauty (AU): Up to 40% off selected brands. 40% off Essie, L'Oreal Paris, Maybelline, Mirenesse, and theBalm. 30% off Iconic London, Cremorlab, Blinc, and Barry M. 25% off Cinch Skin, Face Halo, Heir Atelier, Garbo & Kelly, Nioxin, OPI, Pai Skincare, Real Techniques, Sebastian, and Wella SP. 20% off Alterna Haircare, Anitpodes, Avene, Biolage, Burt's Bees, Christophe Robin, Circa Home, Dermalist, Elizabeth Arden, Intraceuticals, Jane Iredale, Jurlique, Klorane, La Roche Posay, Lancome, MUFE, Nude by Nature, Redken, SALT by Hendrix, Sand & Sky, & more. 15% off Alpha-H, Benefit, Bioderma, Eye of Horus, Giorgio Armani, IT Cosmetics, Sachajuan, SkinCeuticals, YSL, & more. 10% off asap skin, Clarins, Dr Bronner's, innisfree, Kerastase, Medik8, ORIBE, & more. Full details here. Starts 27/11 12am AEDT and ends 30/11 11:59pm AEDT. Thanks to u/Kimmyonepilots for this info! See Coles "The Her Card" gift card deal at the bottom of this thread for extra savings. Also, CommBank is offering $10 cashback when you spend $50 at Adore Beauty (must activate via CommBank app), ends 02/12. Thanks to wherestherice for this tip!
  • Amuse Beauty (AU): Up to 50% off selected products. Buy 2 get 1 free on full-priced items with code B2G1F. End date unknown. Thanks to u/Bargain-shoppee for this info!
  • BeautyBay (UK): Up to 30% off. Discounts include: 30% off all Sample Beauty, By Beauty Bay, Revolution, Zoeva, bPerfect, BH Cosmetics, Melt Cosmetics, Ofra, Yes To, and Dose of Colours, and 20% off NYX. End date unknown.
  • Beautylish (US): Up to 50% off, free GWP, and some limited edition new releases from 50+ brands incl. Charlotte Tilbury, Wayne Goss, Natasha Denona, Oribe, and Good Molecules. Full details & info on GWP here. Starts 26/11 at 12pm PST (27/11 7am AEDT) and ends 30/11 11:59pm PST (1/12 6:59pm AEDT). Free shipping to Aus on $35+ orders. Up to 40% off Jeffree Star Cosmetics, starts 25/11 6pm PST.
  • Beserk (AU): 15-70% off everything. Ends midnight 30/11. Incl. brands such as Lethal Cosmetics, Lime Crime, Sugarpill, Lunatick, & Glamlite. Thanks to u/thajane for this info!
  • Black Swallow (AU): 50% off Jeffree Star, up to 40% off Revolution, up to 30% off PLouise, 20% off Olaplex and hair colour products, 10% off electricals, and up to 50% off fragrance. End date unknown. Thanks to u/kel-w76 for this info!
  • Chemist Warehouse (AU/NZ): Extra 10% off storewide, valid online and in-store. Starts 27/11 and ends 29/11.
  • Coles (AU): 50% off cosmetics. Excludes Mode, Every Day, and clearance. Starts 25/11 and ends 1/12. Please also see Coles "The Her Card" gift card deal at the bottom of this thread.
  • Cult Beauty (UK): 20% off when you spend £20+ with code SPREE20. 25% off when you spend £100+ with code SPREE25. Thanks to u/Visual_Responsible and u/poke-monica for this info!
  • David Jones (AU): BEAUTY: 20% off Estée Lauder (ends 29/11), Lancôme, Clinique (27/11 only), Kiehl's (27/11 only), Tom Ford (27/11 only), M·A·C (excludes 'Viva Glam' Lipsticks, ends 28/11), Elizabeth Arden, Bobbi Brown (ends 29/11), Napoleon Perdis (excludes holiday gift sets), Makeup Forever. 40% off theBalm. 30% off Blinc. 30% off selected Givenchy. 20% off Giorgio Armani and YSL gift sets. 15% off beauty & fragrance from Giorgio Armani and YSL. 10% off Clarins (excludes gift sets). SKINCARE: 30-50% off on limited selection of L'Occitane products. Free gift with $90+ spend on full-priced L'Occitane. 30% off Natio, Philosophy, & Foreo (excludes UFO 2, Bear, and Bear Mini). 25% off Lano. 20% off Weleda (excludes packs and oral care), Vita Liberata, & Dr Bronner's. Buy 1 save 10%, buy 2 save 15% or buy 3 save 20% on Dermalogica. HAIR: 20% off Christophe Robin, Rock & Ruddle, and Aveda. 15% off Sachajuan, R+Co, and Louvelle. NAILS: 20% off OPI (excludes gift packs). FRAGRANCE: 40% off Kenzo (27/11 only), CK, & Davidoff. 30% off MOR, Givenchy, Jimmy Choo, Mont Blanc, & Coach (all 27/11 only). 30% off selected fragrances & sets from Versace, Dunhill, Missoni, Moschino, Salvatore Ferragamo, & Roberto Cavalli. 20% off Creed, Penhaligons, Amouage, & Clive Christian (all 27/11 only). 20% off DKNY, Zegna, Aramis, Michael Kors. 20% off selected Marc Jacobs, Guerlain, Narciso Rodriguez, Bvlgari, Issey Miyake, Balenciaga, Ralph Lauren, Hugo Boss, Dolce & Gabbana, Paco Rabanne, Jean Paul Gaultier & more. Use code BEAUTYEVENT, all offers valid on full-priced product only, exclusions apply. $150 off the Supersonic Hair dryer. Unless otherwise stated, offers should end midnight 30/11 AEDT. Full details & GWP info here. Thanks to u/TheDefectiveAgency and u/da-n for this info!
  • Discount Beauty Boutique (AU): Up to 30% off storewide: spend $50+ get 15% off with code BLK15, spend $199+ get 30% off with code BLK30. End date unknown.
  • FeelUnique (UK): Up to 33% off Black Friday Preview. Also 3 for 2 offers, daily deals and free gifts. End date unknown.
  • Flora & Fauna (AU): 20% off Ere Perez and Viva La Body. Up to 40% off Elate. Ends 30/11.
  • Glam Raider (AU): Up to 30% off selected products (incl. 30% off Made by Mitchell). Ends 30/11 midnight AEDT. Thanks to u/coldfrz for this info!
  • Hikoco (NZ): Up to 50% off. Ends 30/11. Free NZ shipping for orders over $50. Free AU shipping for orders over $150. Thanks to u/HalfJapaneseDoll for this info!
  • iHerb (Int): 12% off with code BFSALE12. Exclusions apply. Cannot be combined with other offers. Ends 1/12 at 10am PT.
  • Life Pharmacy (NZ): At least 15% off beauty & fragrance. 20% off Shiseido, Clinique, Benefit, Elizabeth Arden, Estée Lauder, Versace, Azzaro, Mugler, Paco Rabanne and Jean Paul Gaultier. 40% off Maybelline & L’Oréal. Free shipping and sample bag with every order. Ends 30/11. Thanks to u/HalfJapaneseDoll for this info!
  • Look Fantastic (AU): Up to 50% off. Offers include 40% off asap & Skinstitut, 30% off Dermalogica & Christophe Robin, 25% off Foreo, up to 25% off selected Olaplex, and up to $60 off ghd. End date unknown. Thanks to u/Visual_Responsible for this info!
  • Mecca (AU): 6 x exclusive Mecca sets curated for Black Friday. Mystery boxes launching on 27/11: AU$76/NZ$85 for AU$152/$170 value. more info/discussion here. Thanks to u/kel-w76 for this info! Mecca may also be offering a free lipgloss GWP with purchases over a certain value (please check with store staff for details!) - thanks u/Veterinarian-Worried!
  • Myer (AU): 20% off Estee Lauder, Clinique, Tom Ford, Benefit, MAC, Lancome, Elizabeth Arden and more, including gift sets.
  • Net-A-Porter (Int): Up to 50% off selected beauty. End date unknown. Thanks to u/Makeuplife179 for this info!
  • Nourished Life (AU): Up to 40% off. 50% off selected Black Chick Remedies. 25% off Pai Skincare. 20% off Ethique, Eco Minerals, and Foreo. 15% off Weleda and Acure. 10% off Dr Bronner's. List of all offers here. Ends 1/12 9am AEDT.
  • Oz Hair & Beauty (AU): Further 10% off with code BFCM. Excludes hair appliances. Shop 15% off skincare 15BFCM. Appears codes do not stack. Ends 1/12. Thanks to u/aromatic_writing for this info!
  • Priceline (AU): 50% off most makeup including Maybelline, L'Oreal, NYX, Rimmel, Revlon, Models Prefer, and Thin Lizzy. Excludes Essence, Luma and Opallac starter kit. 30% off Revolution, Milani, TheBalm, The Quick Flick, Barry M, ELF and Shea Moisture. 40% off Real Techniques, Freezeframe, and John Frieda. 50% off selected skincare, haircare and fragrance. Starts 26/11 and ends 30/11. Thanks to u/kel-w76 for this info!
  • RY (AU): Extra 10% off with code CYBER10. Free Black Friday gift set with $115 spends (contents unknown). End date unknown. Thanks to u/aromatic_writing & u/Kimmyonepilots for this info!
  • Selfridges (UK): Up to 20% off with code SELFCCE. Ends 29/11. Thanks to u/coldfrz for this info!
  • Sephora (AU/NZ): 15% off purchases <$120. 20% off purchases $120+. Excludes Dyson and sale items. Ends 27/11 instore and 28/11 12pm AEDT online. Thanks to u/Makeuplife179 and u/ravenled for this info! Online end date extended due to technical issues at launch. See also: Woolworths $100 Swap Celebration card tip at the bottom of this post. Cyber Monday sale: Up to 50% off selected items, incl. Pat McGrath , Natasha Denona and ABH. 15% off Dyson Corrale. Online only. Starts 29/11 and ends 30/11. Thanks to u/Makeuplife179 for this info!
  • Space NK (UK): Spend £100 get £25 off, £200 get £50, and so on. Starts 27/11 and ends 30/11. Free shipping to Aus on orders over £40. Early access from 11:59pm GMT 24/11 for Space NK’s N.dulge loyalty programme members. Receive up to three complimentary Charlotte Tilbury products when you spend £80+ on CT. Spend £80+: free CT Darling Easy Eye Palette. Spend £110+ free CT Darling Easy Eye Palette and CT Collagen Lip Bath in Peachy Plump. Spend £150+: free CT Darling Easy Eye Palette, CT Collagen Lip Bath in Peachy Plump, & Brightening Youth Glow. While stocks last. May be more worthwhile than purchasing direct from CT website. Note: Space NK removes 15% VAT at checkout, but shipping time is ~4 weeks. Thanks to u/Makeuplife179, u/Margot_10enbaum & u/elpippi for this info!
  • The Brand Outlet (NZ): Up to 70% off makeup and up to 40% off fragrances. End date unknown. Thanks to u/yellowkittt for this info!
  • YesStyle (HK): 15% off everything with code 2020BLACKFRI. Minimum spend US$35. Ends 28/11 11:59pm PST (6:59pm 29/11 AEDT).
Cosmetics
  • Ace Beaute (US): 45% off everything with code THANKS20. End date unknown. Thanks to u/Octoember for this info!
  • Adorn Cosmetics (AU): 15% off $99+ orders with code BFCM20. Ends 30/11. Thanks to u/aromatic_writing for this info!
  • Anastasia Beverly Hills (US): 30% off brow, palettes, blush & bronzer. 50% off lip, glow, contour, stick foundation & eyeshadow singles. Free glitter vault with purchase of any two 30% off palettes. Free shipping over US$50. Ends 6:59pm AEST on 30/11.
  • Armani Beauty (AU): 15% off sitewide, 20% off sitewide for members. Use code CYBER. Minimum spend $80 and excludes Prive purchases. Members who spend $250+ will receive a free full-size lipstick. Ends 11:59pm 1/12 AEDT. Thanks to u/secondpea for this info!
  • Australis (AU): 40% off everything. Excludes sale items and gift cards. Ends midnight 30/11.
  • Beauty Bakerie (US): 40% off sitewide. End date unknown.
  • Becca (US): 50% off holiday glow, up to 50% off selected items, free best-sellers kit with $65+ orders. End date unknown. Also, 25% off most items with code BECCAXOCTOLY25. Please note this is not a specifically BF sale, and Octoly may earn a commission on sales made using this code. Thanks to u/anna_vee for this info!
  • BH Cosmetics (US): Up to 75% off sitewide, some exclusions apply. End date unknown. Black Friday GWP: free beauty sponge with all purchases, & a free mini Stellar Lash mascara with $50+ orders.
  • Black Moon Cosmetics (US): Up to 40% off all single items and up to 25% off bundles and gift sets. No code is required. Ends 11.59pm 30/11 PST (6:59pm 1/12 AEDT). Thanks to u/TheRealDrKak for this info!
  • Bobbi Brown (AU): 20% off sitewide. On Cyber Monday all orders $80+ receive a free 3-piece ‘Prep Your Pretty Set’. Starts 27/11 and ends 29/11.
  • Charlotte Tilbury (UK): 40% off selected items and 2 of the same 12-shade eye palette for the price of one. 3 Black Friday mystery boxes available. Full details here. Ends 30/11 11:59pm GMT. Free Pillow Talk Palette of Pops Palette when you spend over $180. Ends 28/11 6:59am GMT. Thanks to u/emimillie, u/coldfrz & u/ThatFireAlchemist for this info!
  • Clinique (AU): 20% off sitewide and a free 4-piece gift set with orders $100+. Starts 27/11 and ends 29/11.
  • Coloured Raine (US): 30-90% off sitewide. Free shipping on $100+. Ends 30/11. Thanks to u/coldfrz fo this info!
  • Colourpop (US): 30% off sitewide + holiday vaults launch. Starts 5am AEST 24/11. Thanks to u/Octoember for this info! Offer changes to spend $30+, get 25% off your next order on 30/11.
  • Devinah (US): 35% off with code BLACKFRIDAY20. Excludes empty palettes/Aurorae Flare products. Starts 26/11 12pm PST and ends 30/11. New Star Chaser collection releasing on BF. It will be 50% off. Thanks to u/CHarroJ23 for this info!
  • Dose of Colours (US): Daily offers -- 24/11 PST (25/11 Aus): BOGO Free single beauty sponges, foundations, concealers, highlighters, and face brushes. 25/11 PST (26/11 Aus): BOGO Free single eyeshadows, 5-pan eyeshadow palettes, Eyedeal Duos, eye brushes, eyeliners, and lashes. 26/11 PST (27/11 Aus): BOGO Free single liquid matte lipsticks, lip glosses, lip liners, and satin lipsticks. 27/11 to 30/11: 50% off sitewide including sale items, free Sunset Eyedeal Duo with $40+ USD purchase. Discount excludes bundles, sets & skincare. Full details here. Free international shipping for orders $60+. No promo codes required. Thanks to u/kindrex89 for this info!
  • Elcie Cosmetics (US): 25% off $30+ orders, starts 25/11 and ends 30/11.
  • Em Cosmetics (US): Black Friday (27/11) - one-day only 20% off your purchase with code BLACKFRIDAY. Excludes new Faded Clementine products. Cyber Monday (30/11) - 15% off your purchase with the same exclusions - but exclusive lip bundles will be available. Thanks to u/thiccbaobei for this info!
  • Emme Cosmetics (CA): 20% off sitewide. Starts 26/11 and ends 30/11. Thanks to u/CHarroJ23 for this info!
  • Enchanted Lustre Cosmetics (AU): 3 Mystery Prisms for $25, 5 Mystery Prisms for $35. Discounted grab bags will also be available. Starts 27/11 12am AEDT and ends 30/11 11:59pm AEDT. Thanks to u/Octoember for this info!
  • Estee Lauder (AU): 20% off sitewide, starts 27/11 and ends 29/11.
  • Eye of Horus (AU): 25% off storewide with code GODDESS25. Ends 30/11. Thanks to u/aromatic_writing for this info!
  • Fenty Beauty (US): 30% off Fenty Beauty, excludes CLF. Get a free Fenty Skin bag with any $75+ Fenty Skin order. Ends 30/11 11:59pm PT.
  • Give Me Glow Cosmetics (US): Juicy Olive Palette $24, Vintage Rose Palette: $26.80, Christmas Morning Palette: $26.80, Extra Spicy Palette: $30, Grunge Palette: $30, 9X Glow: $60, Summer Vibes Palette: $43.20 (all other palettes will be full price), all singles $5, loose highlighters $6, pressed highlighters/setting powders $12, 50% off magnetic palettes, lip products $5, Foil Primer $5, makeup bags $3 and 4pc brush set $1. Starts 28/11 at 8am EST. End date unknown. Thank you u/Octoember for this info!
  • Glamvice (US): 40% off everything with code BFCM. Exclusions apply. Ends 30/11 11:59pm EST.
  • Haus Labs (US): Up to 50% off sitewide through 1/12. Free Glam Attack Liquid Shimmer Powder in Biker with any purchase, Black Friday weekend only. Free shipping to Aus with AU$100+ orders (pre GST). Thanks to u/Samtown_ for this info!
  • Huda Beauty (UAE): Up to 50% off storewide. Deals include: 50% off eyeshadow palettes, highlighter palettes & more. 40% off liquid foundation, lips, lashes, KAYALI & more. 30% off melted shadows, complexion, brushes & more. 20% off wishful skincare. Four BF bundles will also be available. Full details here. Starts 24/11 PST (25/11 AEDT) and ends 27/11 (28/11 7am AEDT). Thank you u/thatderncoreytyler for this info!
  • Illamasqua (UK): Up to 50% off deals + select a free mini on $50+ orders, starts 24/11 and ends 2/12. Flash daily deals on their Instagram also.
  • Inglot (AU): 30% off storewide with code BW30. Ends 29/11. Thanks to u/aromatic_writing, who also notes that Ingot often does 30% off sales!
  • Innisfree (AU): (Instore Only) - Up to 50% off selected products. Member early access 25/11 to 26/11. All customers 27/11 to 2/12. Full details here.
  • Innoxa (AU): 40% off sitewide, starts 24/11 and ends 30/11
  • JD Glow (US): 40% off storewide (excludes multichromes & palettes) with code PINKFRIDAY40. 20% off multichromes & palettes with code SPECIALEDITION. Start 26/11 12am CST (26/11 7pm AEDT) and ends 27/11 11:59pm CST. Thanks to u/CHarroJ23 and u/Octoember for this info!
  • Juvia's Place (US): 45% off all lip products, up to 50% off everything. Ships within 24 hours. Discount codes may also stack on top of this. End date unknown. Thanks to u/coldfrz for this info!
  • Juno & Co (US): Buy one, get one for US$1. Free international shipping on orders US$50+. Spend $40, get a $5 gift card. Ends 30/11. Thanks to u/Sleepisbetter for this info!
  • Kaleidos Makeup (CN): 25% off everything (except bundles). 40% off Cyber Broze palette and Kaleidos Lippies. All orders over $70 get a free hair bow. All orders over $180 get a free Fresh Fantasy Suitcase and Hair Bow, the Original Mars Melter, and a Kaleidos Sport Towel. Ends 30/11. Thanks to u/Octoember for this info!
  • Kevyn Aucoin (US): 35% off sitewide with code CYBER35. Ends 30/11 US time.
  • KKW Beauty (US): 30% off sitewide, some exclusions apply. Ends 30/11 11:59pm PT. Thanks to u/Riiseandshine for this info!
  • KVD Vegan Beauty (US): 30% off, starts 25/11 and ends 30/11.
  • Kylie Cosmetics (US): 40% off lips, 30% off eyes & face. 30% off Kylie Skin. Starts 25/11 12pm PST and ends 29/11 9:59am PST. Exclusions apply. Free international shipping on orders over $60. Thanks to u/Riiseandshine
  • Lancome (AU): Buy 2, get 3rd free. Lowest priced item free. Ends 30/11.
  • Lethal Cosmetics (EU): Up to 40% off selected items. €20 shipping to Aus, free for orders over €150. Ends 30/11 midnight CET. Thanks to u/thajane for this info!
  • Lime Crime (US): 30% off sitewide, 50% off holiday collection. Free shipping with orders US$50+. Free Remix Mini Lip Set with orders US$50+ (limited time only). End date unknown.
  • MAC (AU): 20% off sitewide. Free bronzer with orders over $100, offer ends midnight 27/11. Cyber Monday offer: 20% off sitewide, online orders $65+ will receive a free five-piece gift set with code PINK20 or RED20 (for the lipstick shade option). Starts 29/11 and ends 30/11. See Coles "The Her Card" gift card deal at the bottom of this thread for extra savings.
  • Makeup by Mario (US): 25% off sitewide (includes limited edition sets), with code 25OFF. Exclude Master Eye Collection & gift cards. Free shipping to Aus with spends $129+. Ends date unknown. Thanks to u/coldfrz for this info!
  • MCo Beauty (AU): Up to 50% off selected products, starts 20/11 and ends 27/11.
  • Melt Cosmetics (US): Up to 70% off selected items, excludes new collections. End date unknown.
  • Model Rock Lashes (AU): Various offers on selected products, up to 90% off. Ends 30/11.
  • Morphe (AU): 40% off Morphe with code FAB40. Excludes third-party products & bundles, sale items, and Lisa Frank. Online at morphe.com and at Morphe stores. Starts 26/11 and ends 29/11. On 30/11 Cyber Monday, 30% off almost everything. Free shipping on orders over $30. Thanks to u/da-n for this info!
  • Muse Beauty Pro (US): 20% off sitewide (some exclusions apply), starts 26/11, ends 30/11.
  • Natasha Denona (US): Buy one get one free on selected base products & accessories. Up to 50% off selected eye & cheek products. Up to 30% off selected lip products. Free shipping on orders over $150. Starts 26/11 8am EST (27/11 12am AEDT). End date unknown.
  • Natio (AU): 30% off sitewide. Starts 27/11 00:01am AEST and ends 30/11 11:59pm AEST. Thanks to u/Tokatoya for this info!
  • Nikkia Joy Cosmetics (AU): 30% off storewide with code BF30. Excludes brushes and pigments. End date unknown. Thanks to u/coldfrz for this info!
  • Nomad Cosmetics (US): 4/11 to 23/11: 60% off Around the World Palette. 24/11 to 26/11: Pre-BF Sale Buy More Get More off ($30/30% off - $90/50% off). 27/11: Black Friday 50% off Orient Express Palette. 28/11: Small Biz Saturday - 70% off 4 pack of highlighters. 30/11: Cyber Monday 40% off site wide. Thanks to u/CHarroJ23 for this info!
  • Nude by Nature (AU): 50% off with code BEAUTYDAY. Excludes sale and kids. Receive a free LED mirror with purchases $100+. Ends midnight 30/11.
  • Nudestix (US): 40% off sitewide with code CYBER40, excludes hand sanitiser, kits & sale items. End date unknown. Thanks to u/ofavonlea for this info!
  • Oden's Eye (HK/SG): 40% off all products from 27/11 to 29/11 (European time). Also believed to have free shipping for spending over €50. Thanks to u/coldfrz for this info!
  • OFRA (US): $15 international shipping, 40% off sitewide, starts 11/26 and ends 11/26, $15 highlighters/blushes/bronzers, starts 11/27 and ends 11/27, ⁠$5 skincare, starts 11/28 and ends 11/28, 50% off palettes, starts 11/29 and ends 11/29, Super beauty busters, starts 11/30 and ends 11/30.
  • Pat McGrath (US): 25% off purchases u/da-n & u/nesswabbit for this info!
  • PLouise (UK): Up to 70% off everything. End date unknown.
  • Private Society Cosmetics (US): Up to 70% off sitewide. End date unknown. Thanks to u/coldfrz for this info!
  • Sample Beauty (UK): 40% off everything, check brand Instagram for codes for extra 5% off. End date unknown.
  • Scott Barnes (US): 30% off sitewide "all week long". Flat rate US$15 shipping. Thanks to u/coldfrz for this info!
  • Scotty's Makeup (AU): 20% off storewide with code BFCM20. Valid instore & online. Ends 30/11 11:59pm AEDT.
  • Skindinavia (AU): 30% off sitewide with code CYBER30. Free shipping in Aus on orders over $49. Ends 30/11.
  • Sigma Beauty (US): 40% off sitewide + up to 60% off selected items with code HOLIDAY2020. Free worldwide shipping no minimum ends 29/11 11:59pm AEDT. Spend $30+ and choose a free gift. More you spend, more free gifts you get in multiples of $30. 50% off Black Friday sets. Ends 1/12 at 11:59PM CST. Thanks to u/Mostly-Relevant & u/iolanth for this info!
  • Sportsgirl (AU): 20% off all beauty. Valid instore & online. Ends midnight 30/11.
  • Sydney Grace (US): 25% off starts 27/11 and ends 30/11. Free international shipping over US$150. Thanks to u/CHarroJ23 for this info!
  • Tarte (US): 30% off sitewide and 50% off holiday steals with code CYBER. Free best selling mascara and blush duo with purchase of 3 or more items automatically applied at checkout. End date unknown. Thanks to u/wherestherice for this info!
  • The Quick Flick (AU): Up to 70% off sitewide. End date unknown.
  • Thin Lizzy (AU): 50% off sitewide. Excludes bundles. Ends 30/11.
  • Touch of Glam Beauty (US): 40% off foiled eyeshadows, highlighters, multidimensional eyeshadows. 20% off selected items incl. new iridescent shapeshifters, pastel & jewelled multichromes, and shifting glitters. Use code: TOGB. 20% off bundles (already marked down). Starts 25/11 and ends 1/12. Thanks to coldfrz for this info!
  • Victoria Beckham Beauty (Int): 20% off storewide, applied at checkout. End date unknown. Thanks to u/weisp for this info!
  • WeMakeup (IT): Up to 40% off everything. End date unknown. Thanks to coldfrz for this info!
  • YSL (AU): 20% off for members with code MEMBER20, and bonus Rouge Volupte Shine Lipstick in shade 80 when you spend $200+. 15% off for non-members with code CYBER15. Only valid on $50+ spends. Ends 2/12.
Skincare
  • Alkira Skincare (AU): 30% off sitewide, starts 23/11 and ends 30/11.
  • Bangn Body (AU): 15% off sitewide, 27/11 only.
  • Black Leopard Skincare (AU): 35% off with code LEOPARD35. End date unknown. Thanks to u/Visual-Responsible for this info!
  • Boracay Skin (AU): 30% off sitewide, starts 26/11 and ends 30/11.
  • BreezeBalm (AU): Up to 80% off sitewide. Ends 3/12.
  • Deciem (AU): 23% off Deciem brands (incl. The Ordinary, NIOD, Hylamide). Ends 30/11.
  • Everyday Humans (AU): 30% off sitewide, starts 23/11 and ends 29/11.
  • Frank Body (AU): 20% off everything. Free shipping on orders $25+. Ends 1/12 9am AEDT.
  • Kiehl's (AU): 3 products for the price of 2. Spend $200 to receive a bonus 8-piece gift with code 8PIECE. Daily flash offer with every $60 spent. Full details [here](https://www.kiehls.com.au/offers. Ends 11.59pm AEDT 30/11/20. Note: 25% cashback via ShopBack -- thanks u/dog-coffee!
  • La Mer (AU): Select 3 samples with any $300 purchase. Your choice of sustainably crafted spa accessory and luxury sample with any $450 purchase. Ends 30/11 midnight AEDT.
  • Paula's Choice (AU): 20% off sitewide with code BESTSKIN. Free 4-piece gift on $125+ spends, bonus full-size gift on $150+. End date unknown. 27/11 only: 30% off Black Friday Kit.
  • Skin Republic (AU): 40% off sitewide (excluding value bundles), starts 24/11 and ends 30/11.
  • Stratia (US): 20% off sitewide. Free shipping over $150. End date unknown. Thanks to u/yendingo for this info!
  • Sukin (AU): 50% off sitewide with code BLACKFRIDAY50. Ends 30/11.
  • Tatcha (US): 20% off storewide, starts 26/11 and ends 28/11.
  • The Beauty Chef (AU): 20% off and receive a free 200ml Collagen Inner Beauty Boost when you spend $200+. End date unknown. Thanks to u/Visual_Responsible for this info!
  • The Body Shop (AU): Up to 60% off on selected products. Offers include $5 shower gels and sheet masks, $2 bath lilies, $20 EDTs, $9 liquid lips, 3 for $40 jumbo haircare. Ends midnight 29/11.
  • Tribe Skincare (AU): 20% off site-wide and free express shipping, 27/11 only.
  • Weleda (AU): 20% off sitewide. End date unknown.
Hair Care
  • Arctic Fox (US): 25% off sitewide, end date unknown. Thanks to u/cats_i_like for this info!
  • Aveda (AU): Pre-Black Friday offer: Free full sized bottle of either Damage remedy daily hair repair, colour corrective daily colour protect, be curly style prep or smooth infusion style prep, with any purchase of $65+. Ends 26/11. Thanks to u/-GailTheSnail- for this info! Black Friday offer: 20% off and free shipping with any order over $50. Starts 27/11 and ends 29/11. See Coles "The Her Card" gift card deal at the bottom of this thread for extra savings.
  • Christophe Robin (US): Up to 40% off, secret flash sales, starts 24/11 and ends 2/12. Shipping to AU and NZ is $15.
  • Cloud Nine (AU): $40 off all electricals. End date unknown.
  • Dyson (AU): 2 free gifts with selected hair styler purchases. Excludes Airwrap Long. Ends 2/12. Thanks to u/bobot_ for this info! See also: David Jones offer under Multi-brand Stores.
  • Function of Beauty (AU): 30% off when you spend $90+. End date unknown.
  • GHD (AU): Up to $50 off stylers, dryers and curlers. Starts 21/11 and ends 4/12.
  • Hairhouse Warehouse (AU): Up to 20% off haircare and up to $50 off electrical. Get a free $15 voucher with any purchase between now and Cyber Monday. Thanks to u/flora_dora for this info!
  • Nature Lab Tokyo (US): 30% off shampoos and conditioners, starts 27/11 and ends 30/11.
Tools & Accessories
  • Beauty Fridge (AU): Up to 50% off sitewide. End date unknown.
  • Current Body (Int): Up to 55% off devices. End date unknown.
  • Etoile Collective (AU): Up to 30% off select styles. Complimentary monogramming throughout BF sale. Free pink handheld mirror with all orders $300+. End date unknown.
  • Face Halo (AU): 30% off sitewide with code CYBER30. Starts 23/11 and ends 30/11. Thanks to u/cats_i_like for this info!
  • Happy Skin Co (AU): 35-45% off sitewide. Starts 24/11 and ends 30/11.
  • Hot Tools (AU): 20% off everything. Free shipping in Aus. Ends 30/11.
  • Luvo Store (AU): Up to 60% off storewide. End date unknown. Thanks to u/Riiseandshine for this info!
  • Rephr Brushes (US): 20% off individual brushes. Core eye trio $39. Core face duo $56. Core collection $88. $100 off Holiday collection. End date unknown. Thanks to u/samanthamoonshine for this info!
  • Shaver Shop (AU): Up to 80% off. End date unknown.
  • The Beauty Fridge (AU): 10% off with code BFCM10. Ends 1/12. Thank you u/yanxyan for your help!
  • Vanity Collections (AU): Black Friday/Cyber Monday sale now on, end date unknown. Thanks to u/Riiseandshine for this info!
  • Visage USA (US): 25% off orders $250+ with code BLACK25X. Ends 29/11 PST.
Nails
  • Emily de Molly (AU): 20% off orders $30+ with code 20off. 25% off orders $100+ with code 25off. Starts 28/11 at 10am AEST. Thanks to u/chessemblem for this info!
  • Holo Taco (US): Up to 20% off. Free one-coat black with any collection set or bundle. End date unknown. Thanks to u/cynthia_101 for this info!
  • I Scream Nails (AU): Up to 75% off storewide. Free shipping on orders $50+. Starts 26/11. Thanks to u/Mostly-Relevant for this info!
Tanning
  • Bondi Sands (AU): 50% off selected bundles. Starts 27/11 and ends 28/11. 40% off on Cyber Monday, 30/11.
  • Loving Tan (AU): 20% off storewide with code VIPBF20. Ends 27/11 11:59pm PST. Thanks to u/hurricaneamy for this info!
  • ModelCo: Up to 40% off selected products, starts 20/11 and ends 27/11.
  • Tanzee (AU): 25% off sitewide. End date unknown.
Fragrance
  • In Essence (AU): 30% off sitewide, starts 27/11 and ends 30/11.
  • Jo Malone (AU): Free 3-piece gift set when you spend $130+. Free travel pouch with $175+ spend. Full details here. Ends 30/11.
  • KKW Fragrance (US): 20% off sitewide, exclusions apply. Ends 30/11 11:59pm PT. Thanks to u/Riiseandshine for this info!
  • Libertine Parfumerie (AU): 20% off storewide with code FRIDAY20. Includes Amouage, Cire Trudon, Costume National, Creed, Frapin, Goldfield & Banks, Juliette Has A Gun, L'Artisan, Lubin, Memo, Penhaligons, etc. Excudes Fragonard, Nasomatto, Santa Maria Novella & masterclasses. Ends 30/11 midnight AEDT. Thanks to u/da-n for this info!
Please leave a comment with any other deals you come across and we’ll get this post updated asap!
Beside each brand/store name you'll notice a location (in brackets). u/aromatic_writing suggested below that we include where each store is located and shipping from so that users can better judge where to shop from, and how long shipping might take. If a brand is marked (Int)ernational it may be because the company has distribution centres in a number of countries, or we know it's not Aus, but aren't sure exactly which country it is! If this info is important to you please double-check or contact the brand before purchasing as it may not be totally correct!
OTHER MONEY-SAVING TIPS & OFFERS
  • You may be able to access discounted e-gift cards ranging from 3-10% for Myer, Sephora, DJs, Priceline and more through your union, insurance, or bank rewards platforms. Please see this table at Ozbargain for more info. Thanks to u/da-n for this tip!
  • Woolworths is offering 2000 Points (equivalent to $10) with $100 Swap Celebration/Entertainment Card spend that is redeemable on Sephora. More info here. Thanks to u/da-n for this info!
  • Consider using a browser extension like Honey to find coupon codes. Thanks to u/da-n for this tip!
  • Coles is doing 15% off certain gift cards (starts 25/11 and ends 1/12, or while stocks last). The Her Card ($50/$100) can be used at Adore Beauty (online), ASOS (online), Aveda (in store) and MAC (in store) beauty-wise. At Adore Beauty you can't use it in conjunction with any other gift card or promo code. Full details here. Thanks u/Margot_10enbaum for this info!
  • Check CashRewards and ShopBack for cash back offers and other deals while you do your Black Friday/Cyber Monday shopping. Thanks coldfrz for this info!
submitted by chocolatespeckle to AustralianMakeup [link] [comments]


2020.11.23 02:19 ThunderMcFly Asian Portrayal in French Media

Hey guys! Y'all might remember my series on media portrayal of Asians around the globe. It's been about a year since my first thread on this topic (sadly, it's now full of troll comments): /aznidentity/comments/cwvjdz/how_asians_are_portrayed_more_positively_in/
It's good to see we FINALLY have a (seemingly) proper AMWF mainstream movie (All My Life) coming out in Hollywood. Hope it does well.
That being said, I'd say this is probably a good time to check our progress and compare our representation in the Anglosphere to elsewhere such as the Francosphere. Believe it or not, despite the Francosphere being far from perfect, in contrast to the Anglosphere where Asians have always been depicted as "undesirable" nerds and threats, Europe often saw French-Asians as being more prone towards fashion and academics, which is why you'll find Asians more respected in the artsy and scientific spheres in France. French media has been historically popular around Europe and still is today, especially for romantic movies and books. Reading books is much more popular in Europe than in the USA/Anglosphere.
One famous French writer is Marguerite Duras, who presented Asian men in romantic roles in The Lover) (aka L'Amant) and Hiroshima mon amour. Anglo cultures have no equivalent. Those stories became hugely popular amongst French readers around the globe and eventually movie adaptations were made. Both films were extremely successful and both nominated for Oscars in Hollywood despite being non-Anglo (foreign) films made by French.




However, there are some important details to note. Despite both those films being eventually nominated for Oscars, they were huge successes in France but not so much in the USA. According to sources, The Lover) (1992) "was a box office success, and received mostly positive reviews from the general audience along with mostly negative reviews from American critics."
"The film was a box office success in France taking in 626,891 admissions its opening weekend, playing in a total of 229 theaters. In total the film received a total of 3,156,124 admissions in France, becoming the seventh-highest-grossing film of the year.[2]#citenote-JPBox_Office-2) The Lover grossed $4,899,194 in box office receipts in the United States when given limited release to 103 theaters.[[3]](https://en.wikipedia.org/wiki/The_Lover(1992_film)#cite_note-Box_Office_Mojo-3)"
Looking at those facts above, it's safe to assume Americans/Anglos (compared to French/Europeans) didn't like the idea of Asian men being portrayed romantically. Quite comparable to so many other examples in Hollywood and the Anglosphere such as when Jet Li's kissing scene with Aaliyah was cut out at the end of Romeo Must Die in 2001.
“Mainstream America, for the most part, gets uncomfortable with seeing an Asian man portrayed in a sexual light,” said Gene Cajayon, a Filipino American who directed 2001’s The Debut. https://www.cheatsheet.com/entertainment/why-jet-li-and-aaliyah-didnt-kiss-in-romeo-must-die.html/
My French friends have told me about how Asian men were really popular in France's dating scene during a time period in the 70s/80s before all the Hollywood/Anglo emasculation stereotypes took place around the late 80s/90s. One French-Asian friend told me how his uncle was a major playboy amongst French women back in the day.

Today, we have Frederic Chau, a prominent French actor who is considered handsome in France and although has gone through stereotyping, he is constantly featured with French-European women in mainstream media (pictures online, advertisements, movies, etc.) and is even married to one.
Serial (Bad) Weddings_Weddings) (aka Qu'est-ce qu'on a fait au Bon Dieu?) is a super popular romantic comedy film known by almost all French people where his AMWF relationship is a major focus. Here's the trailer: https://youtu.be/IbyLWzBLLf8
"One out of six people in France has watched this movie," says Frederic Chau. https://www.scmp.com/lifestyle/arts-culture/article/1665460/postcard-paris
His other movie called Made in China stars Frederic Chau in an AMWF relationship, and was widely advertised and commercialized on almost every billboard and mainstream media in France (so far, I have yet to see that same level of advertisement for All My Life in the USA): https://youtu.be/yR8XzuoDByg
Trailer for the movie (I'd say it's comparable to The Big Sick with Kumail Nanjiani): https://youtu.be/aUemglktTHs

Moving onto the music industry in France.....

No Asian female singer in the Anglosphere has ever made anywhere near the mainstream success Anggun has made in France and around Europe.


Willy Denzey has been featured plenty in French mainstream and collaborated with several major artists such as Leslie Bourgouin) (who happens to be AMWF hapa): https://youtu.be/l2f57Urhi-U
We still have no male or female Asian-looking mainstream singer in the USA/Anglosphere on the level of Anggun or Willy Denzey in France/Europe despite the Anglosphere having way larger Asian percentages/populations.


Monsieur Nov - very talented musician who has been rising more in mainstream lately. Although he's had trouble gaining promotion in the past, I've been following him lately and he's definitely making progress in French mainstream.
Like Willy Denzey, Monsieur Nov features tons of romance with him and hot non-Asian women in his music videos which is not something we see in Anglo mainstream. I know this because I closely follow mainstream music in the Anglosphere.
Just look up MC Jin, Dumbfoundead, Rich Brian, and any notable Asian singerapper trying to break mostly/only through the Anglosphere. You'll see how they're all stuck mostly in Asian niches and not often featured in romance with women (let alone, non-Asian women). They're also not featured on VEVO or mainstream music services. They have to rely on 88rising and mostly other Asians to gain support, which is cool, but definitely "racially pigeonholes" in regards to breaking into mainstream (without racial stereotypes) compared to those French-Asian artists mentioned above who are consistently featured with non-Asians and don't have much trouble gaining support from people regardless of race. That's a sign that they have an easier time being accepted by other races in France.
Although I'm no expert in this area, I've been told that contrary to the Anglosphere countries, relationships in Western European countries (such as France) was not only about importing factory workers and colonizing, but also having Asian writers/philosophers/politicians taking part even before the French Revolution.
TL;DR I would say our social status/acceptance in France is overall better than in the Anglosphere, but I still don't think it's as good compared to our social status in the Caribbean, Latin America, Eastern Europe and maybe even the Middle East or Africa.
Based on my past experiences, I can confidently say French women have been far more open to dating me and other Asian men I knew compared to Anglo women. I've heard many similar experiences from Asian men saying they've had better luck with Francophone women in Western Europe or even in Quebec (French-speaking region of Canada) compared to the Anglosphere.
Any AM bros here can comment on their experiences. Feel free to add or provide feedback on this thread too.
Also, if you're interested, check out my past threads on Asian status/representation in the Caribbean, Latin America (article on Uruguay), and Russia/ex-Soviet Union (post about Viktor Tsoi, the father of Soviet rock).
submitted by ThunderMcFly to AsianMasculinity [link] [comments]


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2020.11.19 08:23 Angurce1 What you are looking for is..... (Link in the Desc.)1

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2020.11.19 03:39 OnlineVerification IDSOVPS

IDSOVPS
INTERNATIONAL DATING SECURITY AND ONLINE VERIFICATION PROCESSING SYSTEM
(A Safe Dating Experience)

Sexual Harassment on Dating Apps
We envision a future where all members of the greater communities, at all stages of their lives, are free to be a fully participating citizens, celebrating their lives in which they are safe, stable fully respected and equal. We started IDSOVPS because we know WOMEN and LGBT people have different and specific life experiences and need their own spaces. Through the WOMEN/LGBT series, Fellow Gender Equality Foundation aims to provide a space where the community can meet, talk and share experiences in a safe and Convenient way.
SEXUAL MAJORITIES INCLUDING TRANS GENDERED INDIVIDUALS, BISEXUAL, GAY, LESBIAN, MEN AND WOMEN WHO IDENTIFY THEMSELVES AS THE OPPOSITE GENDER WHETHER OR NOT THEY HAVE UNDERGONE ANY KIND OF GENDER RE-ASSIGNMENT AND PEOPLE WITH INTERSEX CHARACTERISTICS, PREVIOUSLY TERMED HERMAPHRODITE, WHO ARE BORN WITH OR DEVELOP ANATOMICAL SEXUAL CHARACTERISTICS THAT ARE NEITHER TYPICALLY MALE NOR TYPICALLY FEMALE, OR WHO HAVE WHAT APPEARS TO BE A COMBINATION OF MALE AND FEMALE CHARACTERISTICS. THEY MAY OR MAY NOT CHOOSE TO HAVE SURGERY AND/OR OTHER TREATMENTS TO ASSIGN A MALE OR FEMALE IDENTITY, AND THEY MAY OR MAY NOT HAVE HAD THE CHOICE IN THIS MATTER IF A GENDER IDENTITY WAS ASSIGNED TO THEM IN INFANCY. AND IT IS AN UNPRECEDENTED PUBLIC SAFETY RESOURCE THAT PROVIDES THE PUBLIC WITH ACCESS TO SEX OFFENDER DATA NATIONWIDE.

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IDSOVPS is the only Website that links public state, territorial, and tribal sex offender registries from one national search site. Parents, employers, and other concerned residents can utilize the Websites search tool to identify location information on sex offenders residing, working, and attending school not only in their own neighborhoods but in other nearby states and communities. In addition, the Website provides visitors with information about sexual abuse and how to protect themselves and loved ones from potential victimization.Registering will give you and your community the assurance and safety. With all the sex offenders and criminals out in the open, we are not really sure if we are safe. By getting registered and verified, you can search people and secure yourself and at the same time, other people can be assured of their safety when they search your name. It only takes your little time for guaranteed security. It really won't hurt if we are talking about safety, right?
Discreet? No Worries
All the details will be hidden and secured and you can show what do you want to show on your IDSOVPS profile. Because we make sure that only one person can use a verification site seal code or if you liked you'll be issued with a personalize QR code so that you can track easily with your smart phone, we make sure that your information is secure. You have complete control. However, it’s also up to you to make sure your contacts are verified as well. If people refuse to have their identity verified here you should ask yourself what they are trying to hide. This is especially true when you are using Total harassment security protection ID to meet new people since you never know where a person lives or if they are even real and in those cases you can assure that you are safe with them.

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Is IDSOVPS Legit?
This is the most common question we get from our support email,Dating Profile ID,Hookup ID, Daters ID or whatever you call it yes it's legit. That is if you acquire it from legit Dating Security Companies, now how do you know if a person or organization is a scam.
  1. They ask you to send money via remittance centers like western union.Never send money to someone you haven't seen yet in person! Don't believe them just by seeing them in pics and chatting via internet.
  2. They ask for your CC or card details, this includes your name, card/account number, the Cvv code of your card, your birthday. If you encounter someone who tries to get these info from you, immediately report them to us.Although you need to provide your cc details to get verified, you should only enter your cc info in trusted dating verification sites and not to some person you found in dating sites.
Why Credit Card is Required in Online Verification?
Dating sites nowadays are mostly full of fake profiles or what so called scammers. So how do we know who is fake and who is real in a dating site? You can easily fake a profile but not a credit card, so verification sites require members to use a credit card to verify their identity. The Internet offers a significant degree of anonymity but the problem with this is it often leaves people feeling vulnerable to fraudulent transactions and people who are nameless and faceless.You can minimize the risks from online dating ads by using verification of ID. It’s not perfect but until the Internet decides that everyone must display a real name and a real photo, it’s the best possible option for staying safe at online dating sites.
How online dating verification works?
We take online identity verification seriously. We do the legwork so you feel confident that people are who they claim they are. We make sure to match up photos, identification cards and people’s names. We even provide codes so people can embed their verification site seal on their websites and other online profiles. In order to be valid, the code must be placed by the user: If someone else posts the code they get a warning the verification is not valid. This is one of the reasons we are gaining popularity. We not only verify people but we take extra steps to make sure no invalid person can use someone else's code.
What about security?
Because we make sure that only one person can use a verification site seal code, we make sure that your information is secure. You show only what you want to show on your profile, you have complete control. However, it’s also up to you to make sure your contacts are verified as well. If people refuse to have their identity verified here you should ask yourself what they are trying to hide. This is especially true when you are using online dating sites to meet new people since you never know where a person lives or if they are even real.
When verification is helpful?
Verification of ID on any site is beneficial. It protects users at all levels of interaction from the first shared email to the time you finally meet face-to-face. After all, you know if someone has taken the time to verify their identity the person you are meeting is real, their photo is real and they are using their real name. The Internet offers a significant degree of anonymity but the problem with this is it often leaves people feeling vulnerable to fraudulent transactions and people who are nameless and faceless. You can minimize the risks from online dating ads by using verification of ID. It’s not perfect but until the Internet decides that everyone must display a real name and a real photo, it’s the best possible option for staying safe at online dating sites.

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PURPOSE OF IDSOVPS
In online dating you surely would not know which person you chat or talk to is real or fake, as you only communicate through phone or computer. If you're a man and you doubt if women on dating sites are real, they also do the same for men they meet on there that's why they ask for your dating ID.📷You are trying to determine if the Internet can be safe for online dating. There are hundreds of ways to meet new people online but there are risks from online dating ads can be scary. The safety of online dating is one to carefully consider when setting up Internet dating profiles and we can help make it safer for you and for your contacts.The simple answer is yes! The fact is that online dating sites provide a great opportunity to expand your horizons.
This ID is used all over the world, commonly in Australia(au), Canada(ca), New Zealand(nz), United States(us), and United Kingdom(uk).
HOW TO GET IDSOVPS?
Just Click this Link and you will be redirected to the site.
https://datingverification.online
WHEN PAGE IS UP
STEP 1: Fill up the first page with your Username, Password and email.Click Join now.
STEP 2: After that proceed to the second page and fill up the cc page completely and honestly for the verification of your Hookup ID.
LAST STEP: Then on the last page upload your picture for the photo of your ID and then click the SKIP PAYMENT when you are done if you want to cancel your donation for the HVCF (Harassment Victims Community Foundation)
Why do i need to click the link instead of searching it?
It is because of protection, IDSOVPS is a Site where freedom take place, a domain where there is equality. We made the site hidden and only accessible to its member because of the IDSOVPS tend to avoid cyber bullying and other things that can create further misunderstandings to people who doesn't acknowledge the LGBT as a part of the community.
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2020.11.18 15:43 kerry_lusignan How One Expat Couple’s Marriage Has Survived 25 Moves in 50 Years

How One Expat Couple’s Marriage Has Survived 25 Moves in 50 Years

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Psychologists Drs. John and Julie Gottman of The Gottman Institute separate couples into two major groups: the “masters” and the “disasters.” Masters remain happily together, while disasters either break up or are chronically unhappy. In Masters of Love, couples share thoughts about marriage and tell us what they have learned along the way.
Dan from Seattle, Washington met Nancy from Fort Worth, Texas in the fall of 1971 on Orientation Day at Richmond College in a suburb of London, England, where the two were studying abroad. They were married two years later.
After living in the Pacific Northwest for 26 years, they joined the State Department, which took them to nine separate tours of duty across five continents in 18 years. Today, Dan (69) and Nancy (69) are retired and live in Seattle, WA. They have two adult sons, Robert (31) and Michael (29).
We asked them about how they met, how they decided to live abroad, what the most rewarding and challenging aspects were, and their best advice for couples living overseas.
On their first meeting
Dan: We met on Orientation Day at Richmond College in a suburb of London, England, in the fall of 1971. We were both enrolled in a Junior-year-abroad program that had students from throughout the United States. We were both working part time. Nancy was going to work for a family as an au-pair in central London, and my roommate, Jim, and I were the program's mini-bus drivers. We asked Nancy and another young woman from Texas to join us at a riverside pub that evening. It didn't take long into the conversation before Nancy and I connected as if we were long-lost friends.
We connected at a basic value level that allowed me to feel completely safe in our conversation, and I was sharing feelings, hopes, and fears that I had never shared with anyone. We were together from that evening, although I tried to put up walls to avoid a commitment to her (and my own feelings). We continued to fall deeper in love the more we discovered about each other.
As a right-brain person and introvert, I love leading groups, but keep individuals at a distance. Nancy has a full spectrum of left-brain skills including math and science, organization, and planning. She is very extroverted, has no fear of mixing in new groups, and develops close friendships. We have found that we are an amazing, decisive team when we respect our different "lanes" in getting things done together.
Nancy: Dan was very talkative and sharp. We were immediately comfortable with each other and on our first date and we shared our secrets openly. We bonded and trusted each other immediately. We came together with core values in common, but our interests, skills, and abilities could not have been more different.
I believe opposites do attract. The Gottmans talks about how it’s not who you are or what you do that will help you find “the one.” Rather, it’s how you speak to each other, how well you get along, and how you move through time together. After 50 years together, we couldn’t agree more.
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On deciding to live abroad
Dan: We met overseas, each with the intention to live and study in London for the school year. Nancy then returned home to live with her parents for the summer and work in her parent's church. I stayed and worked for the college in London and made money to allow me to spend three weeks in the Soviet Union with a small British student group (I had taken Russian in high school). We each returned to school in the United States in the fall—me in Seattle and Nancy in Green Bay.
Our relationship endured the distance and the time apart, but after the first term back at school, I asked Nancy to come to Seattle and marry me. I was nervous and fumbled the proposal badly over the phone, but she said yes and I drove to her parent's home to meet them at Christmas and brought her back to Seattle.
We were married 10 weeks later and three months after that accepted an offer to move back to London for a year and work for the college we attended. We saw this offer as an opportunity to travel more in the UK and on the European continent while having a place to live and flexible jobs to support ourselves financially. We loved the couple that we would be working for.
After this second year in London, we continued to travel overseas on vacations, but lived in apartments and houses in Washington State and Oregon that were close to various schools we attended and jobs we held. After 15 years of marriage, we decided to start a family. We had two boys a few years apart and they became part of our overseas travel adventures.
When they were both in elementary school, the state of Oregon passed a massive property tax rollback that slashed school funding. Nancy was doing her student teaching, having completed coursework for a Master's Degree in teaching. At the same time, the business we had owned for 15 years was in the middle of a technology shift and we had decided to sell the assets. We agreed it was time to leave Oregon.
We went to London where Nancy interviewed for teaching jobs in International Schools, and I sat for the State Department Foreign Service Officer Exam. The process was long and involved, but when offered a position with the State Department that required relocating to Washington, D.C. in six weeks, we said yes, then went to work to get it done.
Nancy: I remember as a middle school student in Fort Worth, Texas dreaming of living in other countries and of working in different jobs for a year or so. My father was an armchair traveler who read and watched TV specials about other countries, music, and art. My High School French Teacher led a group of students to France and I went with her when I was 16.
Dan and I lived in London for two years at the beginning of our relationship and traveled around the world many years before joining the State Department after 26 years of marriage. We joined the State Department after deciding to sell our business and I had finished a Master’s Degree in teaching.
We were at a turning point of looking at new opportunities and breaking away from our life in Portland, Oregon. We decided that we wanted to show our two sons a larger world than Portland offered us. We have moved 25 times in almost 50 years together, including nine times in 18 years with the State Department.
On the rewards of living abroad
Dan: As a couple, there are huge rewards to be gained by stepping outside your comfort zone and learning new things, not only about the local culture and people, but about yourself and each other as you face new challenges. Tourists never get the chance to burrow into local peoples' lives, compare differences in the way we look at the world.
For our sons, it was a chance for them to begin to realize all the things we have at home that we take for granted as normal: clean drinking water, electricity that runs all day, schools for all kids, good hospitals, ambulances, fire hydrants and fire trucks, flush toilets, and toilet paper (and what it was like to do without some of those things). For Nancy and I, rewards included learning to cook and eat new foods, attending ceremonies like weddings, church services, funerals, and local holiday celebrations, listening to local music and dances. Looking back at the US from abroad, through local eyes—discussing world events through a local lens.
Finally, sharing these experiences with each other, encouraging each other to keep learning, because at the same time it is exciting, it could also be exhausting.
Nancy: The most rewarding aspect to me was the interesting people and cultures that we learned about and the relationships that we developed. I love to learn new things and living abroad gave me that opportunity constantly.
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On the challenges of living abroad
Dan: Managing the stress of constantly adjusting to new ways of getting things done. Each home leave we would disembark and welcome each other back "to the land where things work." As much as we complain, the United States works. Customer service, efficiency, product quality, endless public services, fire departments, and ambulances that take you on good roads to a decent hospital.
In so many countries, life is just much harder. Expats living abroad typically have the resources to secure items they need or want through the mail if they are not available locally, but in many countries basic services are lacking or simply don't exist. Government corruption can lead to many services being available only to those that pay a bribe. Public safety on the streets, safe construction of buildings, roads and electrical systems can be sketchy at best. The challenge is to get to know your complete environment and all its limitations. Always be prepared for the unexpected.
Always be prepared for the unexpected. When the unexpected happens, and it will, that is when the trust, mutual respect, and good communication skills you have built as a couple is a lifesaver. The challenges will test your bond as a couple. Having the right tools to fall back on will help turn the challenging times to ones of growth for your relationship.
Nancy: Keeping our family and work life balanced and making sure that all of us had the resources and support that we needed through the constant changing environment.
There can also be a lack of support of family and friends when you need them. The guilt and sadness weighs on you when you miss important events at home, like weddings and birthdays of loved ones, or worse, funerals and memorial services. I lost my mom when we were on our first overseas tour. Dan lost two of his three brothers and a sister-in-law while in Okinawa, a brother-in-law while in Geneva, and a sister while in Kigali. Those losses were so much harder when not surrounded by loved ones.
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Their advice for couples living abroad
Dan: Our relationship faced different pressures in Geneva than it did in Abidjan or Kabul, and still different in Okinawa. In every environment, however, what we learned from the work of John Gottman was the importance of “fighting fair” as a multitude of stresses affected our day-to-day lives.
Ultimately, it comes down to treating each other with love and respect, even when we disagree. We had to learn the skills to resist the defensive reactions and simply listen, and to not discount each other’s feelings. We’re always on the same team.
Nancy: Constant change can be exhausting, but can build on the bonds in a marriage if you work on every transition together—always looking for solutions that meet each of your needs. The effort itself strengthens the lines of communication and builds trust and mutual respect, both elements that allow love in a relationship to thrive.
When two people have very different ways of approaching problems, you each have to respect and allow the other person’s approach. And even the best laid out plans can have different results than expected. You have to continue to work together without judgement and blame when things don’t turn out.
****\*
At NCCT, our licensed experts offer 100% secure online couples therapy for couples living outside the United States. Click here to learn more and book a free consultation session today.
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2020.11.17 11:05 Paranoiadestroyer Mental health helplines & resources (updated with region-specific links for England and country-specific for the rest of the UK)

Here I will include a master post of UK mental health helplines/resources, feel free to message me directly if there is anything you would like me to add to this post or if you notice any contact or relevant information has changed since creating this. If you would like quick support on this site for legal or DWP related issues please consider checking out DWPhelp or LegalAdviceUK
If you live in England, you can refer yourself to an NHS psychological therapies service (IAPT).
If you would like to view some country-specific helplines&resources:
Mental health helplines:
Shout
Shout is the UK’s first 24/7 text service, free on all major mobile networks, for anyone in crisis anytime, anywhere. We can help with urgent issues such as: suicidal thoughts, abuse or assault, self-harm, bullying and relationship challenges
Text Shout to 85258
(https://www.giveusashout.org/)
Mental Health Matters
Helpline for people with mental health problems, their carers, families and friends. The Team can offer emotional guidance and information and help people who may be feeling low, anxious or stressed or in extreme emotional distress and feel that there is nowhere else to turn. Support is also provided to people caring for another person and finding it difficult to cope. The service is confidential unless it is considered there is a risk to yourself or others. Webchat available 24/7
Phone: click here to find the different numbers for the geographical areas covered Email: [email protected]
Supportline
We offer confidential emotional support to children, young adults and adults by telephone, email and post. We work with callers to develop healthy, positive coping strategies, an inner feeling of strength and increased self esteem to encourage healing, recovery and moving forward with life.
Phone: 01708 765200 (hours variable - ring for details)
Email: [email protected]
The Silver Line
The Silver Line operates the only confidential, free helpline for older people across the UK that's open 24 hours a day, seven days a week, 365 days of the year. We also offer telephone friendship where we match volunteers with older people based on their interests, facilitated group calls, and help to connect people with local services in their area.
Phone: 0800 4 70 80 90 Email: [email protected]
(https://www.thesilverline.org.uk/)
Breathing Space
A confidential phoneline for anyone in Scotland over the age of 16, feeling low, anxious or depressed.
Phone: 0800 838587 (weekdays mon-thurs 6pm until 2am. Weekend Friday 6pm-Monday 6am)
(https://breathingspace.scot/)
C.A.L.L. Mental health helpline
Offers emotional support and information/literature on Mental Health and related matters to the people of Wales. Anyone concerned about their own mental health or that of a relative or friend can access the service. C.A.L.L. Helpline offers a confidential listening and support service.
Phone: 0800 132 737 or text help to 81066
(https://www.callhelpline.org.uk/)
Lifeline Helpline
Lifeline is the Northern Ireland crisis response helpline service for people who are experiencing distress or despair. No matter what your age or where you live in Northern Ireland, if you are or someone you know is in distress or despair, Lifeline is here to help.
Phone: 0808 808 8000 or 18001 0808 808 8000 for Deaf and hard of hearing Textphone users. (24 hours a day, seven days a week)
(https://www.lifelinehelpline.info/)
One parent families Scotland
The Lone Parent Helpline provides advice and support to single parents. Call us about anything from dealing with a break-up, sorting out child maintenance, understanding benefits, money when having a baby, studying or moving into work. We provide a free confidential friendly service that provides advice and supports your wellbeing whatever you are going through.
Phone: 0808 801 0323 (Monday to Friday 9.30am to 4pm)
Email: [email protected]
(https://opfs.org.uk/)
RABI Royal Agricultural Benevolent Institution
Time is a precious commodity, especially in farming. But it’s something our staff will happily give you.
When you call you’ll speak to a member of our dedicated welfare team. We understand that making that very first call – and talking about personal things with someone you don’t know – might sound daunting. However, it’s 100% confidential, so you’ll be free to discuss what’s on your mind without judgement. We won’t disclose any information to third parties without your explicit permission and calls are not recorded. We’ll do our very best to make you feel at ease, listening with courtesy, sympathy and respect.
Phone: 0808 281 9490 (9am-5pm weekdays) Email: [email protected]
(https://rabi.org.uk/)
The Drinks Trust:
We are the drinks industry community organisation, providing care and support to the people who form the drinks industry workforce, both past and present. The Trust provides individuals with services across vocational, well-being, financial and practical support. These services are intended to assist with and improve the circumstances of those who receive them
Phone: 0800 915 4610
Email: [email protected]
Contact form - To be eligible, you must have worked for at least two years full-time or four years part-time in the UK drinks industry.
(https://www.drinkstrust.org.uk/)
Anxiety UK
Charity providing support if you've been diagnosed with an anxiety condition.
Phone: 03444 775 774 (Mon to Fri, 9.30am to 5.30pm)
(www.anxietyuk.org.uk)
Bipolar UK
A charity helping people living with manic depression or bipolar disorder.
Peer support line: Arrange a call back from our Peer Support Line. Book in a call with our chatbot- simply type in 'I would like to speak to someone' and select a date and time that works best for you.
Email us: [email protected]
(www.bipolaruk.org.uk)
Carers UK
We provide an expert telephone advice and support service. You can talk to us, no matter where you are in the UK or how complex your query is. We do benefits checks, and advise on financial and practical matters related to caring.
Phone: 0808 808 7777 (Mon-Fri 9am until 6pm)
Email: [email protected]
Online forum: here
(https://www.carersuk.org/)
CALM
Our helpline is for people in the UK who are down or have hit a wall for any reason, who need to talk or find information and support.
Phone: 0800 58 58 58 (5pm to midnight - 365 days a year)
(www.thecalmzone.net)
Shelter
Shelter helps millions of people every year struggling with bad housing or homelessness through our advice, support, and legal services
England&Scotland phone number: 08088004444 (8am - 8pm on weekdays and 9am - 5pm weekends).
(https://www.shelter.org.uk/)
Wales phone number: 08000 495495 (9.30am – 4.00pm, Monday to Friday)
(https://sheltercymru.org.uk/)
For similar housing support in Ireland and NI: Ireland and Northern Ireland
Mind
Promotes the views and needs of people with mental health problems.
Phone: 0300 123 3393 (Mon to Fri, 9am to 6pm)
(www.mind.org.uk)
Mind Cymru: 0292-0395-123 (https://www.mind.org.uk/about-us/mind-cymru/)
No Panic
Voluntary charity offering support for sufferers of panic attacks and obsessive compulsive disorder (OCD). Offers a course to help overcome your phobia/OCD. Includes a helpline.
Phone: 0844 967 4848 (daily, 10am to 10pm)
(www.nopanic.org.uk)
OCD Action
Support for people with OCD. Includes information on treatment and online resources.
Phone: 0845 390 6232 (Mon to Fri, 9.30am to 5pm)
(www.ocdaction.org.uk)
OCD UK
A charity run by people with OCD, for people with OCD. Includes facts, news and treatments.
Phone: 0845 120 3778 (Mon to Fri, 9am to 5pm)
(www.ocduk.org)
PAPYRUS
HOPELINEUK is a confidential support and advice service for children and young people under the age of 35 who are experiencing thoughts of suicide, or anyone concerned that a young person could be thinking about suicide.
Phone: HOPElineUK 0800 068 4141 (9:00 am to 12:00 am midnight)
Text: 07860 039 967
Email: [email protected]
(www.papyrus-uk.org)
Rethink Mental Illness
Support and advice for people living with mental illness.
Phone: 0300 5000 927 (Mon to Fri, 9.30am to 4pm)
(www.rethink.org)
Samaritans
Confidential support for people experiencing feelings of distress or despair.
Phone: 116 123 (free 24-hour helpline)
(www.samaritans.org.uk)
SANE
Emotional support, information and guidance for people affected by mental illness, their families and carers.
SANEline: 0300 304 7000 (daily, 4.30 to 10.30pm)
Textcare: comfort and care via text message, sent when the person needs it most: (http://www.sane.org.uk/textcare)
(www.sane.org.uk/supportforum)
(www.sane.org.uk/support)
YoungMinds
Information on child and adolescent mental health. Services for parents and professionals.
Phone: Parents' helpline 0808 802 5544 (Mon to Fri, 9.30am to 4pm)
(www.youngminds.org.uk)
Veterans Gateway
The first point of contact for veterans seeking support. We put veterans and their families in touch with the organisations best placed to help with the information, advice and support they need – from healthcare and housing to employability, finances, personal relationships and more.
Phone: 0808 802 1212 Text: 81212 Email: submit here Live chat: here
(https://www.veteransgateway.org.uk/)
First Person Plural
First Person Plural (FPP) specialises in working for and on behalf of all those affected by Dissociative Identity Disorder (DID) and similar complex trauma-related dissociative identity conditions. These similar conditions include type 1 Dissociative Disorder Not Otherwise Specified (DDNOS), and a type of Other Specified Dissociative Disorder (OSDD) which is described as DID-like.
Phone: 01902810082 (if we do not pick up leave a message and we will contact you as soon as possible but this might not be for a few days as our office is not staffed everyday) Email: [email protected] Twitter: @DissociationFPP
LGBT+ helplines:
Switchboard LGBT
Switchboard provides a one-stop listening service for LGBT+ people on the phone, by email and through Instant Messaging.
Phone: 03003300630 (Open 10:00-22:00 every day)
Email: [email protected]
MindlineTrans+
MindLine Trans+ is a confidential emotional, mental health support helpline for people who identify as Transgender, Agender, Gender Fluid, Non-binary..
Phone: 03003305468 (Mondays and Fridays from 8pm to midnight.)
Mermaids UK
Mermaids provides a helpline aimed at supporting transgender youth up to and including the age of 19, their families and professionals working with them.
Phone: 0808 801 0400 (Open Monday - Friday; 9am - 9pm)
Email: [email protected]
(https://www.mermaidsuk.org.uk)
Abuse helplines (child, sexual, domestic violence):
NSPCC
Children's charity dedicated to ending child abuse and child cruelty.
Phone: 0800 1111 for Childline for children (24-hour helpline)
0808 800 5000 for adults concerned about a child (24-hour helpline)
(www.nspcc.org.uk)
Refuge
Advice on dealing with domestic violence.
Phone: 0808 2000 247 (24-hour helpline)
(www.refuge.org.uk)
Women's Aid
Women’s Aid is the national charity working to end domestic abuse against women and children.
Email: [email protected]omensaid.org.uk Live chat: Our hours are Monday to Friday 10:00am - 4:00pm, Saturday and Sunday 10:00am-12:00pm. Here
Respect Men's advice line
The Men’s Advice Line is a confidential helpline for male victims of domestic abuse and those supporting them. We offer advice and emotional support to men who experience abuse, and signpost to other vital services that help keep them and their children safe.
Call: 0808 8010327 or visit: here
Respect phoneline
The Respect Phoneline is an anonymous and confidential helpline for men and women who are harming their partners and families. We provide specialist advice and guidance to help people change their behaviours and support for those working with domestic abuse perpetrators.
Call: 0808 8024040 or visit: here
Honour based abuse/violence, forced marriage and/or female genital mutilation helplines
Freedom Charity
We aim to empower young people to feel they have the tools and confidence to support each other and have practical ways in which they can help their best friend around the issues of family relationships which can lead to early and forced marriage and dishonour based violence
(https://www.freedomcharity.org.uk/)
Phone: 0845 607 0133 ; or text "4freedom"to 88802 (24-hour helpline)
Halo Project
Halo Project Charity is a national project that will support victims of honour-based violence, forced marriages and FGM by providing appropriate advice and support to victims. We will also work with key partners to provide required interventions and advice necessary for the protection and safety of victims.
Phone: 01642 683 045 (9am-5pm)
(https://www.haloproject.org.uk/)
Karma Nirvana
Karma Nirvana is an award-winning National charity supporting victims of honour-based abuse and forced marriage. Honour crimes are not determined by age, faith, gender or sexuality, we support and work with all victims
Phone: 0800 5999 247 (Mon-Fri, 9am-5pm)
(https://karmanirvana.org.uk/)
Addiction helplines (drugs, alcohol, gambling):
Alcoholics Anonymous
Phone: 0845 769 7555 (24-hour helpline)
(www.alcoholics-anonymous.org.uk)
Gamblers Anonymous
Phone: 0330 094 0322
(www.gamblersanonymous.org.uk)
Narcotics Anonymous
Phone: 0300 999 1212 (daily 10am to midnight)
(www.ukna.org)
Drugfam
Support for families, friends and partners affected by someone else’s addiction to drugs or alcohol.
Phone: 0300 888 3853
(https://www.drugfam.co.uk/)
Al-Anon UK&Eire
We are here for anyone affected by someone else's drinking. Our Helpline is manned by a team of friendly and helpful volunteers who are also members of Al-Anon. They will listen and be happy to answer your questions
Phone: 0800 0086 811 (10am-10pm, 365 days a year)
Email: [email protected]
Alzheimer's helpline:
Alzheimer's Society
Provides information on dementia, including factsheets and helplines.
Phone: 0300 222 1122 (Mon to Fri, 9am to 5pm. Weekends, 10am to 4pm)
(www.alzheimers.org.uk)
Bereavement helplines:
Cruse Bereavement Care
Phone: 0808 808 1677 (Mon to Fri, 9am to 5pm)
Email: [email protected]
CruseChat
(https://www.cruse.org.uk)
Blue Cross for pets
If you have lost, or are facing saying goodbye to, a much loved pet and need somebody to talk to, our Pet Bereavement Support Service is here for you every day from 8.30am – 8.30pm
Phone: 0800 096 6606
Email: [email protected]
The Compassionate Friends
The Compassionate Friends is a charitable organisation of bereaved parents, siblings and grandparents dedicated to the support and care of other similarly bereaved family members who have suffered the death of a child or children of any age and from any cause
Phone: 0345 120 3785 (9:30am - 4:30pm Mon to Fri)
Email: [email protected]
Crime victims helplines:
Rape Crisis
To find your local services phone: 0808 802 9999 (daily, 12 to 2.30pm, 7 to 9.30pm)
(www.rapecrisis.org.uk)
Victim Support
Phone: 0808 168 9111 (24-hour helpline)
(www.victimsupport.org)
Eating disorders helpline:
Beat
Phone: 0808 801 0677 (adults) or 0808 801 0711 (for under-18s)
(www.b-eat.co.uk)
Learning disabilities helpline:
Mencap
Charity working with people with a learning disability, their families and carers.
Phone: 0808 808 1111 (Mon to Fri, 9am to 5pm)
(www.mencap.org.uk)
Parenting helpline:
Family Lives
Family Lives offers a confidential and free helpline service for families in England and Wales (previously known as Parentline). Please call us on 0808 800 2222 for emotional support, information, advice and guidance on any aspect of parenting and family life. Our helpline service is open 9am-9pm Monday to Friday and 10am-3pm Saturday and Sunday
Callers in Wales: If you would like to access this service in Welsh, find out how to request a call back here
Callers in Scotland: for callers from Scotland, Children 1st run Parentline Scotland and you may wish to contact them on 08000 28 22 33 Monday to Friday from 9am - 9pm.
Online chat: available 1:30pm-5:30pm every weekday excluding bank holidays here
Email: [email protected]
Online forum: here
(https://www.familylives.org.uk/)
Relationships helpline:
Relate
The UK's largest provider of relationship support.
(www.relate.org.uk)
Mental health resources:
submitted by Paranoiadestroyer to bristol [link] [comments]


2020.11.14 22:43 Ippei_Kanehara Best Amazon FBA Courses (With In-Depth Summaries/Reviews of Each One)

For the past several years, a partner and I stepped hard into the Amazon Marketplace, and since knowledge is power, we went through a lot of FBA courses to fine-tune our product listings and shipping procedures.
In this review, I will cover the 6 Best FBA Courses to take in 2020 below:
From 2016 until recently, I dove deep into the Amazon FBA world to really get a feel for how to do it but also to see how it compared to my first business model.
These are the "big guns" of the Amazon Private Label Community, and I not only rank them here, but I also offer full, in-depth reviews for each of them as well as quick bio of each Amazon coaches.
DISCLAIMER: UNBAISED REVIEW-NO AFFILIATE LINKS
To show you that I am qualified to write these reviews, you should know that my partner and I have created two 6-figure product lines on Amazon.
So I have been very active as a seller on Amazon, using the fulfillment services offered by Bezos' company.
That said, I am not a know-it-all type guru, just a millennial intent on maximizing the value of the internet.
The Bottom line:
All I can give you is my own experience and reflections on what has worked best for my business. (If you want the in-depth story on one of my FBA products, read up on my Amazon Case Study)
Read My Amazon Case Study Here
Reminder: I'm not an affiliate to any FBA course.
Wondering what criteria I use to evaluate each course?
I rate my courses based on the presence and quality of:
My goal is that this bird's eye view into each FBA course will enable you to pick the online training program that is right for you and your situation.
Not one of these FBA courses is right for everyone, as each course instructor has their own teaching style that jives best with certain personalities better than others.
At the end of this post, I show you why lead generation is still my top recommendation in 2020. (aka how it stacks up against Amazon FBA)
But first things first:
My Top 6 FBA courses for 2020
6.) Amazon FBA Ninja by Kevin David
Course length: 10 hours and 19 minutes. Price: $3,997 (but often 50% off on the website)
📷
PROS
CONS
FBA NINJA MASTERCLASS COURSE DETAILS:
The FBA Ninja Masterclass does have some holes, but Kevin displays his brilliance when it comes to his FB Ads Training that he includes.
Kevin doesn't pull an punches, he's more of a straight-to-the-point personality type. His videos aren't long and drawn out, but use time efficiently.
If you are an apply-it-on-the-fly kind of person, you'll definitely enojy the spped at which Kevin delivers his education.
Are you the reading type?
Looking for written course content?
Kevin shows a lot of value here as well providing pdfs in most of his modules. But as a heads up, there's unique content in both the vids and papers, so to get the max value, you should both watch and read.
📷
I'd say this course is for you if you can handle a firehose of rapid fire information. If you're a little on the ADD side (as I am), you'll not be bored like in your senior year english classes.
You do need to be able to take concepts and run with them, problem solving as you go, as Kevin doesn't cover all the hypotheticals in his mini-lectures.
Just be ready to run with your laptop, paper and pen if you opt-in to this course.
Overall, the Amazon FBA Ninja Course is affordably priced and enables you to exchange gold nuggets with other Private Label Ninjas in the FB group.
The Bottom Line
Best selling point
Biggest Issues
Conclusion:
Just like his Lambo, this course is Fast and Furious! If you are ready to rapidly build an FBA business, you'll enjoy Kevin David's ninja approach. #thatlifestyleninja
Just as a warning, Kevin teaches a product selection model that worked really well in 2017 when the marketplaces was not nearly as crowded as it is now and Chinese Suppliers weren't selling their own products on Amazon (like many are doing now).
But if you find a substitute product selection method, you'll have most of what you need.
FBA NINJA MASTERCLASS RATING: 3.0/5
Click Here to Read My Full In-Depth Review
5.) Nine University 2.0 - Kale & Taylor
Course length: 16 hours of Video Content Price: $1,997
📷
PROS
CONS
NINE UNIVERSITY 2.0 COURSE DETAILS:
Kale and Taylor's Nine University 2.0 does have some age to it being made in 2017, but K&T have come back and updated their course, providing more details in certain modules like adding more research techniques to their product selection section.
One helpful hack that you might appreciate if you are new to the FBA game is to be sure that you ask your supplier for both the unit price and the shipping price of your products.
📷
**Warning: Kale is sometimes a little short with his explanations, leaving out some of the risks of his suggestions, like the fact that adding icons to listings could get your listing shut down (per Amazon's TOS). *\*
Kale & Taylor do a pretty good job at covering a lot of the details product listing construction as well as providing specific suggestions on product shipping and packaging, like how to tell your supplier where to label your items and proactively fixing some of the issues that shipping your products via plane brings.
Finally, if you need motivation or hype, this course is for you! Kale brings the fire in nearly every lesson he teaches!
The Bottom Line
Best selling point
Biggest Issues
Conclusion:
Overall, KT Nine's course provides value, but for what it is it's overpriced.
Nine University 2.0 does include a couple of helpful bonuses (Quick Start Bootcamp and FB Ads Mini Course) that increase the value of the their course a bit.
Since they have gone through and updated their course, it is current for 2020.
NINE UNIVERSITY 2.0 RATING: 3.0/5
Click Here to Read Our Full In-Depth Review
4.) FBA Sales Accelerator - Ryan Rigney
Course length: 14 hours and 29 minutes. Price: $495 (1-on-1 coaching is extra)
📷
PROS
CONS
FBA SALES ACCELERATOR COURSE DETAILS:
The FBA Sales Accelerator does have some holes, but Kevin displays his brilliance when it comes to his FB Ads Training that he includes.
Ryan's course is clearly laid out from A to Z, covering most of what's needed to get going on Amazon, but it's important to note that Ryan has geared his course to help those who are already selling a product or two on Amazon.
If you already have the basics of FBA, this course might provide the next level for you as Ryan shows how to get more traffic (from Facebook) and get more reviews (using Many Chat and his own SaaS, BoostRooster).
📷
I'd say this course is for you if you can appreciate an amazon seller being fairly open about how they do their own business.
While he's not quite as vulnerable as Tim Sanders (Private Label Masters), he does share what's working for him and which platforms he focuses the majority of his attention on.
Ryan's a pro at bringing in external traffic onto Amazon (which helps his products pop to the top).
In addition to FB Ad training, he also provides insight on how to partner with Instagram Influencers such as what reasonable to pay them.
The Bottom Line
Best selling point
Biggest Issues
Conclusion:
Ryan provides excellent material for those who are in the intermediate stages of buidling their Amazon FBA businesses.
His course is not for those who are just getting started as he doesn't spend much time on the basics (product selection, listing creation, etc.)
He does provide excellent value through his brand mindset trainings.
FBA SALES ACCELERATOR RATING: 4.0/5
Click Here to Read Our Full In-Depth Review
3.) Amazing Selling Machine (ASM 11)
Course length: 19 hours Price: $5,000 (USD)
📷
PROS
CONS
ASM 11 COURSE DETAILS:
Matt Clark and Jason Katzenback started selling on Amazon in 2012.
Matt was already making money via private label on Amazon at the time and Jason had a history of selling educational materials on the internet dating back to 2003.
Matt brought Jason on because Jason wanted to learn to sell on Amazon and allegedly, sell he did. A variety of sources on the web indicate that he was soon doing 100k in revenue each month.
That same year, 2012, the two put together the Amazing Selling Machine and the rest seems to be history.
📷
When I started on Amazon in 2016, I went through their course and it helped me get the basics of selling on Jeff's ginormous platform.
The instructors (Rich Henderson and Mike McClary) do a very thorough job teaching the fundamentals of marketing private label items via FBA.
The fact that the course is taught by someone other than the founders (who are supposedly super successful on the platform) is a red flag to me, because that begs the question, do they really know what they are talking about?
But I saw a lot of reviews of people becoming successful through the course when I began looking into selling FBA in late 2015 (when starting a business, due diligence is a must, my first coaching program taught me that).
And it was through ASM in 2016 that I got my start in FBA.
Over the next 24 months, I built 2 brands to 6-figures.
Where the Amazing Selling Machine course falls short is that every year they proclaim to "update it," but really they simply add a few other features (like the "Profit Miner" chrome extension you can now get for free on their website if you opt in to their email list).
So when you buy into it now, you essentially get an old course (albeit a massive old course because of the add-ons) with some bells and whistles. #profitminer
The way I like to think of ASM now is as a 100 level, gen-ed college course.
You get the basics of the field, which is really helpful, but the practical strategies are outdated because it took so long for the course to be packaged and approved by the board of directors before it could be offered.
So it's a really beneficial course, even today, because of the grand perspective it gives you of the way that Amazon Private Label works.
The primary barrier to success is the same as with the FBA Ninja course:
Biggest Barrier to Success
The product selection process is outdated as the market has become super competitive for products sourced through Alibaba (a platform that connects sellers selling in the US market with inexpensive manufacturers and suppliers based in China).
The Amazon Marketplace will only become more crowded because the Chinese suppliers themselves are learning to sell on Amazon therefore being able to offer the same product at lower costs to the shoppers, essentially undercutting private label sellers.
Why might you want to be in ASM 11?
If you want to get a well-rounded education on the FBA system and a lot of what's involved in selling on Amazon, this course will really help you get there, but it's unlikely that you'll be able to successfully select your products through the strategies taught in the course.
The Bottom Line
Best selling point
Biggest Issues
Conclusion:
I got my start with ASM because the strategy worked back then.
It's still a great course to get most of your FBA education from (setting up your biz license, launching your product, etc.)
But remember, it's a gen ed course.
You'll have to take more if you want to be successful on Amazon in 2020.
AMAZING SELLING MACHINE 11 RATING: 4/5
Click Here to Read Our Full In-Depth Review
2.) Product University by Sophie Howard
Course length: 26 hours Price: $3,495
📷
PROS
CONS
PRODUCT UNIVERSITY COURSE DETAILS:
Product University was made in 2016 by Sophie Howard, an Amazon Seller based in New Zealand, selling into both the US and the AU marketplaces as well as her home country.
Sophie started on amazon part-time in 2014 while she was on maternity leave from her job.
She scaled quickly and established her first brand, Higher Tea.
📷
It's a consumable, responsibly sourced, organic tea so it demands ongoing sales as well as it has a unique appeal to those who want to enjoy health and take pride in supporting ethical manufacturing.
Sophie says that while she was able to get into tea when she started, she wouldn't recommend it now as the category is supersaturated.
Sophie doesn't teach how to set your Seller Account or how to get a business license, or other basic things like that, because, she says, you can find those resources elsewhere.
She shares her experience and really helps you discover markets to sell products to that are hard for copy-catting dealers to mimic because they don't have access to your uniquely sourced products.
The Bottom Line
Best selling point
Biggest Issue
Conclusion:
If you are willing to take on the basics yourself, like how to set up your account and your basic amazon listing, Sophie will give you the strategies to create brands that sell well for the long haul, and being able to exit as she does, building a brand worth 7 figures, then selling it off to an interested corporation.
PRODUCT UNIVERSITY RATING: 4.5/5
Click Here to Read Our Full In-Depth Review
1.) Private Label Masters by Tim Sanders
Course length: 20 hours and 18 minutes. Price: $4,997
📷
PROS
CONS
PRIVATE LABEL MASTERS COURSE DETAILS:
Private Label Masters is taught by Tim Sanders.
Tim has been selling on Amazon since 2016 and was able to rapidly scale his business so that in less than a year he had achieved an upper 6 figure revenue.
📷
Tim's course is well-structured with 8 sequential modules, covering the ins and outs of selling on Amazon, with the exception of teaching a strategy that is losing effectiveness rapidly as more sellers enter the Amazon arena.
📷
Tim over-delivers in this course in a few areas:
If you are seriously considering going into Amazon FBA, then this is one of the better courses out there.
The Bottom Line
Best selling point
Biggest Issue
Conclusion:
Tim's course is an excellent one for learning the entire process of FBA from start to finish.
You can get it at a affordable price. (When I called their sales department, they offered $1,500 off if I bought the course on the call).
But before you and buy it, be sure to take into account the additional costs of selling on Amazon (FBA fees, product cost, packaging design, pay-per-click ads).
PRIVATE LABEL MASTERS RATING: 4.5/5
Click Here to Read Our Full In-Depth Review
So, Which FBA Course is right for you?
If you are low on dough, you could go with Ryan's FBA Sales Accelerator, which offers some sound strategies that are current to selling on Amazon in 2020.
But with FBA, you don't just need the right education.
I'm not going to lie to you...
To really get a solid start you need money.
Funding.
Cash.
Capital.
Money.
I realize that this thought is not popular as it would be more acceptable to be all rah rah, saying,
"Go out and achieve your dreams! You can do it!"
But that's not why you are here.
You chose to read this because you want to start an online business that will generate income to fund your lifestyle, whatever that may be.
And if you want to eventually start a collection of products on Amazon because that's what really makes your heart sing, then please don't take what comes next as a damper on your dreams, but choose to see it as your path to success, actually doing the things that you dream of.
To truly get started well on Amazon, you need more than most course sellers will tell you.
In my experience, most course creators seem to say you can get started with a few hundred to a few thousand dollars.
In my experienced opinion, that number is actually higher.
To do FBA well, you need 15,000 dollars, the reason being that once you have bought a course for 3.5k, then you only have 11.5k left for actually building your business, which, in real life, is a really a tight budget because you have to take into account the fact that you probably will have to launch multiple products to find one that really sells.
Want an example?
Check this out:
Sophie has pushed over 500 items into Amazon's marketplaces.
📷
Do you think all of them sell super well?
Hell no!
(That would be awesome, but does real life turn out that way?
No, not very often.
The truth is much more grim:
Some of the launched items sell more than others, while still others don't sell at all.
In my own experience, I had launched 3 products before I saw my first sales on Amazon.
What I've found and others as well is that it often requires testing the market to find "home-run" products.
Think of it as trying different lures to see what the fish in Bezo's ocean will bite.
Baiting the FBA hook (to continue the analogy), takes a good deal of money and time, that, honestly, most people in our world today don't have.
But those who have the funds end up putting up many different listings and launching a multiplicity of products into the marketplace at once.
And to be completely candid with you, if I didn't already have money coming in via my first business, lead generation, I wouldn't have had the money to become successful on Amazon.
And to illustrate that, check this out:
My FBA Experience Selling Honey on Amazon
📷
At the start of this article, I let it slip that I've sold products on Amazon for nearly 4 years.
One of them was organic honey.
I saw the thousands of health gurus were touting the importance of eating clean, organic foods and started scoping in on potential FBA products.
📷
After looking high and low all over the web, my product idea ending up coming from a trip to my grocery store.
I was picking up some fruit when I noticed a sign next to me promoting locally produced sticky sweetness: organic honey.
Upon reaching out the supplier, I did some due diligence, learning how many units were sold at one time (MOQ) as well as how much they'd charge to ship it stateside ($$$)
After verifying that hordes of honey-hungry vegans were shopping Amazon, I sketched out a list of what needed to be done before I could expect my first sale:
B4-FBA-Money To-Do List:
  1. Complete Product Due Diligence
  2. Create Product Listing (Optimized Title, 6 Bullet Points, 400 word description, back-end keywords as well as 3 kinds of images)
  3. Purchase UPC's and Get FNSKU Labels from Seller Central
  4. Arrange for Freight Forwarder to Pick Product from Port and send to Amazon (aka lots of phone calls and emails)
  5. Create Amazon Sponsored Pay-Per-Click Campaigns (both Auto and Manual)
  6. Monitor PPC Ad Spend
  7. Construct Review Funnel System (with Product Insert)
  8. Track the Locations of Shipments
  9. Be Mindful of Product Inventory Levels
  10. Handle Out-of-Stock Situations
With all that going on, I felt like a juggler riding a unicycle on a never-ending treadmill: never any time to travel or spend time with friends. #nopassivity
📷
But after some 8 months and about 13k out the door spent on inventory and product launch, I had things jumping.
9 months into the organic honey venture, I had my first sale!
Thanks to me split testing my main product image and the fact that it was April, the peak of allergy season
The best month was over 52k in sales in 30 days!
📷
It looks like an FBA success story, doesn't it?
But tap the brakes a minute, and take a look at how my costs & profits breakdown:
What?! 36 G's! you'd think I must have been rolling in the dough, right?! Oh wait, Amazon Fees...
Total Amazon Fees: $11,328.5
Referral Fees: 18% of Overall Sales ($9404.40)
Fulfillment Fees: $5.42/pack, since each pack was a hair under 3lbs ($1,924.10)
Sponsored Ad Cost: 14,264.37
Total Costs: $25,592.87
Left over net profit: $11,131
$11,131 in a single month sounds pretty good on the surface, but for the 2 years I sold organic honey, that was my highest month.
My partner and I also did all the work ourselves, so the time per hour didn't really add up to much between us.
This is when I began to realize how low the true profit margins of a physical products business really are.
3 Reasons Why Selling on Amazon is difficult:
1. Yes, you can have some high dollar months, but seasonality is a bitch.
2. If you do find a home-run product, you can be certain that someone else will come along and copy your product.
3. Constantly trying to stay ahead of the competition is exhausting. It takes tons of energy, focus and a little hope...
Yes, I did make a few bucks during that month, but if I factor in the dollars I spent on testing different variations of my product listing (swapping images and copy), the money definitely wasn't the gangsta income I'd hoped for.
I also learned that customer service wasn't my thing. The world of dealing with reviews and product refunds sucked the energy from me like a vacuum on carpet.
When I wrapped up the organic honey excursion, I understood that to bank on Amazon, you won't get rich off of a single product.
You need to scale from 1 item to 10 while keeping your eyes peeled for more product opportunities.
Is it worth it?
In my opinion, since I've done both, Amazon FBA is waaay better than having a 9-5 job as I'm pretty sure that anything is better than being stuck in that office.
That might be why so many of these FBA courses sell so well.
Many people want the freedom that running their own business can provide: like choosing what hours they work or how much money they want to earn.
Nobody wants to be just a cog in a wheel.
On the other hand, the FBA model wasn't cutting it. It took too much time and energy for the (lack of) desired results.
If you want more details on what it takes to start an Amazon FBA business, I wrote a guide on the entire process. Just click the button below:
Read My Amazon FBA Guide Here
Competitors Copying Your Private Label Business
Most FBA courses, even the best ones like the Amazing Selling Machine and Private Label Masters, teach the method of researching the competition and copying what other FBA sellers have already made. Tim calls it "market intelligence."
But here's the kicker
You can literally copy & paste someone's private label product in a matter of hours by matching their Amazon product on the popular FBA seller outlet, Alibaba.
I found this one in 10 minutes.
📷
This copy and paste method literally takes all the guess work out of it. There's no skill involved. Even a teenage could do it.
In fact, check this out:
📷
While this "Xerox Private Label" method sounds great on the surface, I'm not a fan.
Here's why:
What's to stop another seller from copy and pasting your private label business?
This makes Amazon FBA a short term play at best because:
A business model that allows someone to enter the space and literally clone your entire business in a matter of hours, simply cannot be a long-term income strategy.
Think about it
As time goes on, the niche becomes saturated, Amazon's Pay-Per-Click pricing will increase, and the product will no longer be profitable to sell.
That being said, the power players on Amazon create long lasting businesses by investing large amounts of money in creating their own unique products and supply lines that make duplication extremely difficult.
And to do that, you not only need to be an innovator, but also have at least $27k for the development and production.
When it comes to business, you don't want things to be "easy."
Key Takeaway
My rule of thumb is: If everyone can do it, you probably shouldn't. #saturation
Why do you think doctors make a boatload of money throughout their careers?
Because they've developed skills that few people have.
That's why I put my chips on businesses that actually require a high skill level to leverage, like lead generation. It's almost impossible for a person to come in and "Xerox" your business.
What is Lead Generation Exactly?
📷
I'm not a fan of copy and paste business models.
So as of 2020, I'm putting my entire attention on lead generation, which has always provided the best ROI.
Here's how it works
You build and rank simple websites at the top of Google that send customers to small businesses.
Lead generation still has both a high profit margin because we use free traffic to generate leads
Once you rank these sites, they have a high level of passivity, because after the site clicks into the top, you don't need to touch it.
Here's a site that I made in 2015 and haven't touched since
📷
Here's a few more reasons why I value lead generation over Amazon FBA...
Why Lead Generation Over Amazon FBA?
📷
Amazon FBA
Lead Generation
Don't get me wrong
I made some good money with FBA, but the need to constantly monitor the metrics (inventory, ad spend, etc.), I cashed out.
That's why I believe that many FBA sellers switch to offering courses sharing how to sell on Amazon, as the digital courses offer a much simpler (and more profitable) way to make money online.
But not everyone has an expertise that can be easily packaged into a ecourse.
Lead generation is a lean and mean business model because you are repeating 6 simple steps over and over
📷
These are the top reasons why the lead generation model remains my #1 recommendation in 2020.
📷
Want more details?
Check out how I went from 32k per year to 32k per month in 24 months via the link below:
Source: Local Lead Generation Course – Top Marketing Coaching Program
submitted by Ippei_Kanehara to reviewsforyou [link] [comments]


2020.11.13 22:46 theyellingcat 2020 Black Friday/Small Business Saturday/Cyber Monday Sales and Releases Masterpost

SUBMIT A SALE

SPREADSHEET OF SALE/RELEASES

Info

We're back again for 2020! Thank you to everyone who contributed last year, it was a lot of fun! Posting this a little earlier this year so people can plan ahead.

Filtered spreadsheet options:

Other roundups + useful links:

Text List

Last updated: 11/28 12:00pm PST
Brands added today: Rumination Jewelry
Brands updated today: Lotus Noir Perfumery
Adept Cosmetics Now - Nov. 30 at 10PM MST.
25% off almost everything (excluding Plain Jane palette, ACD & ACI shades, depotting tools) with code BF25
Aewen Jewellery 11/27-12/25, possibly starts earlier
Until Christmas (25th December) everything has a 25% discount. The discount is added once you add things to the basket.
Alkemia (Etsy shop) 11/30 1pm EST
Winter Collection release 11/30 1pm EST. Holiday three pack gift bags for $25 containing 3 "gourmandy" scents. All December orders over $50 receive free GWP Winter Solstice Alchemy 2020, all December orders over $35 receive free GWP Yuletide Blessing if you let them know you are a member of a forum (such as IMAM!) in the notes at checkout.
AlterEgo/Wisconsin Soap unknown dates
Save 50% off entire purchase including indie nail polish starter set with code BF-AE-2020
Amearth Jewelry 11/22 - 12/2
15% off of all orders, free gift on €20+ orders
Andromeda’s Curse 11/27 - 11/30
30% off
Apocalyptic Beauty 11/25-11/27 (at least)
25% off most products (seasonal grab bags are excluded), discount is automatically applied at checkout.
Arcana Wildcraft 11/27 - 12/1 (free US ship until) 12/5
New Winter collection out now, plus rerelease of past scents. FREE SHIPPING: Shipping is FREE for all domestic orders now through December 5. As always, international orders of $40 or more will ship for only $8.
FREE LAYERING NOTE: Now through December 1, you can get a free Layering Note when you spend $60 or more. (And the Layering Notes have been restocked!) No code is needed, but you will need to place your free LN(s) in your cart.
Astrid Perfume 11/27-11/30
Wintertime collection now available. GWP: Purchases of $25 will receive a 1.8ml vial of the Black Friday Cyber Monday blend of the customer’s choice. Purchases of $50 will receive a 1.8ml vial of the BFCM blend of the customer’s choice and one vial of my choice. For every $75 spent, the customer will receive one full bottle of the BFCM blend of choice. Details of GWP on sheet.
Au Naturale Now - 11/30
25% off all orders with code BFCM25, 30% off orders $100+ with code BFCM30, 40% off orders $150 with code BFCM40
Aurora Beauty Sunday 11/15 at 1 pm pst/ 4pm est.
Shop restock with a charity polish launching. Affiliate codes available from brand reps for 15% discount.
Beautometry 11/21-11/30
30% off excluding AEngland new releases, pre-orders, prior purchases and no combined shipping. Use code BFCM20
Black Baccara 11/27 at 8pm EST - 11/30 at 11:00pm EST
Save 20% off everything on the website, including jewelry, with code SNOW20 excluding purchases of gift cards. GWP tiers @$100 and $200, see sheet for details.
Black Hearted Tart Now through 12/01/2020
Black Friday all month long, 15% off entire site with coupon code BLKheartedFRI. Can't be combined with any other offer. UPDATE: Buy three 10 mls and get one free! (Includes any combo of perfume oil rollers, layering notes, and EDPs)
Black Moon Cosmetics 11/23-11/30 at 11:59PM PST
Up to 40% off all single items, up to 25% off bundles and gift sets, no code necessary
Botanica/Vitale 11/26-11/29
All 5mLs and 10mLs will be 10% off, excluding custom orders and sample sets
BubbleCat11/24-11/30
15% off with code Spiralsgiving
Bygone Apothecary 11/27/2020 8am PST - 11/30/2020 9pm PST
Grand Opening Black Friday 11/27 @8 am PST. Sales TBA, please comment and tag u/theyellingcat with updates!
Cattail Apothecary Now - midnight EST 11/30
15% off all orders over $25 with code SHOPSMALL15, 25% off all orders over $100 with code SHOPSMALL25
Orders that are still over $100 after discounts will also receive free domestic shipping (and $10 flat rate to Canada.) AND, every single order placed will receive a free sample of one of our loose leaf tea blends. New product releases, details on sheet.
Cellar Door Bath Supply Co 11/25/20-11/30/20
Save 15% on orders of $25+ with code GRAVY15, Save 20% on orders of $75+ with code: CRANBERRIES20, Save 25% on orders of $125+ with code: TOFURKY25, Save 30% on orders of $200+ with code: CASSEROLE30
Chris Rusak Perfume unknown timeframe
40% off Discovery Sets; discounts on 30 and 50ml bottles. Free US shipping @$29
Cirque Colors 11/23-11/30 11:59PM EST
20% off site wide, excluding holiday sets with code HOLIDAY2020
CocoaPink 11/27/20 12-2pm EST
15% off everything except sample vials (limit 3 sets per person)
Color 4 Nails Now - 2nd December 2020 (no timezone listed)
25% off almost everything excluding KBShimmer (15%) and final sale with code BLFR2020
Color Spectrum 11/27 @ 12pm (possibly am/midnight?)EST - 11:59pm EST 11/30
25% OFF shop wide (excluding new releases), 3 for $10 Mystery Bags, FREE US SHIPPING with all orders over $35 (after discounts). FREE MINI polish with every order, no minimum, FREE EXCLUSIVE BLACK FRIDAY FREEBIE POLISH with every order over $45, while supplies last
Concrete Minerals 11/25-? unknown end date
40% off sitewide, including already discounted sets.No code necessary, applies at checkout.
Cupcake Polish 11/25 to 11/30 at 11:59pm CST
30% off sitewide with code THANKFUL2020
Dark Tales 11/27 only, unknown times
Black Friday is almost here! 20% off on everything just for one day
Dawn Eyes Cosmetics Now - ?, no end date given
30% off
Death and Floral 11/26-11/27
20% off and Exclusive GWP for orders $20 and up. UPDATE: GWP is Capitalist Figs: Black figs, blackened honey wine, and swirling black sugar on a bed of black patch
Deconstructing Eden 11/27(?) unknown dates, assuming Black Friday.
$25 - 10% off, $50 - 15% off, $75 - 20% + samples of The Nice List & The Naughty List, $100+ - 25% off + 5ml bottles of The Nice List and The Naughty List. BF exclusive scents + Winter Releases. More details on sheet and here
Deep Midnight Perfumes 11/26 12pm CST - 11/30 at 11:59 pm
20% off all products, goody bags included with $65 purchase while supplies last (60 available).
Devinah Cosmetics 26th 12pm PST/3pm EST, unknown end time
35% off with code Blackfriday20
Different Dimension 12am 11/20 EST - 11:59pm 12/1 EST
35% off entire store with code BF2020; GWP for first 100 orders; $6 mystery doorbusters; sporadic flash sales
Dreaming Tree Soapworks 11/27 9pm EST - 11/30 9pm EST
Winter release, restock and the biggest sale of the year: use code 'evergreen' for 20% off your entire order
Druidcraft Jewelry Now - 12/1
15% off everything with code SUPPORTSMALL
EcoSlay 11/27 12 am-11:59 pm, EST
40% off 12 am - 1:59am, 30% off 2 am - 11:59 pm
Emily de Molly (Australian site) USA/Int'l: 11/27 at 6pm EST; Australia: 11/28 at 10am AEDT
20% off orders over $30; $25% off orders over $100. Discounted shipping rates.
Emme Cosmetics midnight 11/26 - midnight 11/30
All the website will be 20% OFF.
Enchanted Polish 11/2712AM PST - 11/3011:59PM PST
10% off store-wide, no minimums & free US shipping with code HOLIDAY10
Fairypants Now - 11/30
20% off everything with code UGH2020
Fan Chromatic Nails 11/276pm PST - 11/30 11:59pm PST.
Free shipping on all orders over $20, with different daily deals. Friday: For every $10 you spend, receive $5 worth of free mystery items. Saturday: For every $20 you spend, receive $5 of store credit to use on a future order! Sunday: GWP @ $50 and $100. Monday: For every $25 you spend, get 1 month free in our exclusive Nail Polish of the Month Club! More details on spreadhsheet
Fantome Perfume 11/26 midnight PST - 11/30 midnight
Free gifts with purchase, must add to cart and then use code to get it for free. Does not stack with any other promos, including Nov. promo. GWP @$40, $65, $115, $160, $200, all details on sheet!
UPDATE: EDP + rollerball gift sets available through 11/30
Fancy Gloss 11/27 8 PM EST - 11/30 11:59 PM EST
25% off all polishes with code FANCYBF25, free mystery thermal with first 15 orders of $50+ (before shipping)
Fennec Design
20% off sitewide (discount applied at checkout)
Fictional Boutique Now - 11/30
Up to 40% off everything, free 60 ml candle on orders over $35
Floating Intentions Now - 12/2
10% off any order with code BLACKFRIDAY. Automatic 25% off at checkout on $50+ order
Forelsket Now - ? (assume Black Friday)
35% of 2+ items with code EARLY
Grandmother's Buttons 11:45pm 11/26 - 11:45pm 11/30
25% off everything online with code HAPPYDAY, 30% off for $250 and above orders with code BUTTONLOVE30
Hand Scrubs by Faith 12 am 11/27/20- 11:59 pm 11/30/20
30% off the entire site with code save30
Haus of Gloi 11/27 9am PST - 11/30 midnight, new release at 9am 11/30
Yule collection release, plus "secret surprises" will be in the shop this Monday 11/30 at 9am Pacific. 20% off all EDPs all weekend
Heather's Hues 11/27, 9 am - 11:59 pm EST
Use code BF2020 for 20% off storewide. 20 random orders receive a free gift valued up to $20. First 20 orders over $20 receive free Black Friday exclusive polish ($20 must be order total before tax/shipping). Other restocks/releases on sheet
High Garden Tea 11/27 only
20% off all black teas and black tea blends with code BLACKTEAFRIDAY)
ILNP "all weekend" = 11/27-11/29?
25% off site-wide, double rewards points with code BF2020
Kaleidos Now- 11/30
25% off site wide, orders over $70 get a hair bow, orders over $180 get a face towel, small suitcase, and original version of Mars Melter. 40% off lips, 40% off Cyber Bronze palette.
Kalos Jewelry Co. 11/27
30% off all necklaces AND a pair of free 14k gold-filled earrings on all orders over $50 with code BLACKFRIDAY
KatsEyeCharms Now - 12/1
20% off all items in the shop
Kheimistrii 11/27 only
35% off from 10:00 AM to 12:00 PM CST, 25% off from 12:01 PM to 4:00 PM CST, 15% off from 4:01 PM to 8:00 PM, 5% off from 8:01 PM to 11:59 PM CST. No coupon code required
Kitten Cosmetics now - 11/30
Up to 60% off select items! 20% off all other items with code BLACKFRIDAY
Kyse Perfume 11/26-12/10
(probably) 25% off with code GRATEFUL25
Lantern & Wren Midnight CT 11/27 - 11:59pm CT 11/30
15% off everything, $5 & $8 stamping plates
Last Looks Grooming 11/27-11/30
30% off everything, plus multiple tiers of free gifts
L'Atelier Artisanal Firenze Now- 11/30, special code for 11/27
20% off all items with code autunno20, 30% off on orders over €50 on Friday 27th Only with code Black30
LBCC Historical Apothecary 11/27-11/30
Friday November 27th is 25% off of everything with a $25 purchase minimum, Saturday November 28th is 20% and Monday November 30th is 20% off
Leesha's Lacquer November 25th thru December 2nd
25% off + free shipping, no code needed. 3 limited edition charity polishs with 50% sales donated, see sheet for details.
Lethal Cosmetics 11/27 9am CET - 11/30 midnight
Up to 40% off various products, new release of large Prismatic palette, new gel liners, new eyeshadow shades
Life's Entropy Now - 11/30 11:59 PM PST
30% off sitewide, no code needed
Little Foxys Trinkets Now - 12/1
20% off over $50 orders
Little Seed Farm 11/27-11/30
30% off Friday 12 am thru 1 pm CST, 20% off 1 pm CST Friday - Sunday. Free shipping over $25.
Lively Ghosts 11/27 - 12/1 at 11:59pm PST
25% OFF of your ENTIRE ORDER with code BLACKFRIDAY
Lollies by Leah 11/27
New Winter collection of 36 flavors releasing 11/27 (they appear to be available now, the full collection set will be available in limited numbers Nov 27- Dec 1 (or until it sells out)
Long Winter Farm 11/27-11/30 midnight EST
Free 2020 Bingo lip balm with purchase of $35+ (before shipping)
Lotus Noir Perfumery Now - 11/26
30% off with code LOVELOVE30 through 11/26. UPDATE: looks like the code has a minimum purchase of around $25, unsure of exact amount. New release out now: Kinfolk collection.
40% off $60 purchase with code WEKIN40. Free shipping over $90 (before discount, so $54 after discount). Adding new products/restocking throughout sale. Givaway: 1 winner per day from those who sign up for the newsletter during the sale. More details on sheet and here
LVNEA (Canadian site) Now - Nov 21st 11:59 EST
20% off all LVNEA products with coupon code ‘firbalsam’ at checkout. Excludes boutique items by other brands or makers. Free 2 oz pouch of Rose & Bois coconut milk bath soak with any purchase over $100.
LynB Designs Nov 25th- Dec 1st
Half off most everything with the code THANKS. New 6 piece Victorian Christmas collection just 30 dollars with the THANKS code. Various GWP and mystery bags, see sheet for details.
Mad City Soap 11/27-11-28
15-20% off
Magpiper Jewelry Now - 11/30
10% off all items over $50
Makeup Scientist 11/23 12am EST - 11/27
Various items on sale, details on sheet.
Midnight Lab Now - midnight 11/29
25% off for Black Friday/Thanksgiving with codeTHX20
Moon Tea Shoppe 11/26-12/25 (Christmas)
30% off everything with code HOLIDAY30
MoonCraft Co Now - 11/27
15-50% off everything, no code needed
Nana+Livy 11/27-11/30
25% off sitewide with code BLACK25
Night Owl Lacquer 11/27 10AM MST - 11/30 Midnight MST
Discounts up to 25% off: code 202015OFF - 15% off any amount, 202020OFF - 20% off orders of $20+, 202025OFF - 25% off orders of $40+. Orders of $60+(after discounts & before shipping) get free domestic or discounted international shipping. Doorbuster, restock, new releases, details on sheet
Northanger Soapworks 11/27 9am CST - 11/30
20% off, no code needed
Notoriously Morbid 12 AM EST 11/27 - 8 AM EST 12/1
25% with code NMBF25, excludes Haunted AF palette + coupon set. All orders placed during sale receive GWP. No coupon stacking except rewards, various daily specials to be announced. Please see full BF exclusives/release details on the spreadsheet, hover over the cell to view!
Nui Cobalt 11/26-11/30, new release @11/27 at 11:11 am Pacific
10% off any order with code BlackFriday10, 15% off orders $75+ with code Black Friday15, 20% off orders of $125+ with code BlackFriday20, 25% off any order $200+ with code BlackFriday25
Yuletide collection release 11/27, details of scents to be announced in newsletter
Oden's Eye November 27th at 0:00 European Time to November 29th at 24:00
40% off all products, free shipping over €50, some countries and regions excepted
Om Organics 11/25 - Unknown end date
25% off sitewide, No code needed. Free shipping over $75
Pahlish 11/27 12:01 AM (CST?) to 11:59 PM 11/30.
New Studio Ghibli collection + various other items on sale. GWP @ $50 and $100, details on sheet. Free US shipping at $50, Canada at $80, all other international at $120.
Poesie Perfume 11/26 midnight EST - 11/29 midnight EST
Free GWP at each tier of $25 spent, details on the sheet. Gifts do not stack.
Possets Now - midnight 11/29 (Sunday night)
Buy 2 bottles, get 1 free. Write the name of the freebie you want in the comments at checkout.
PULP Fragrance 11:11pm (Eastern) on Sunday, Nov 29th & ends at 11:59pm Friday, Dec 4th.
Individual Samples (not in a set): 10% off, Customizable Sample Sets: 25% off, 4ml rollers: 25% off, 10ml rollers: 30% off. New Holiday mini-release trio. Free US/Canada shipping @$50 (instead of normal $100)
Pylies 11/23-12/3
20% off now through Dec. 3
Red Panda Lacquer (Etsy Shop) 11/22-12/2
Holiday polish trio, holiday wax melts, and Feudal Fairytale Scroll 2 released 11/27. Holiday releases limited, Feudal Fairytale permanent. 20% off purchase with $35+ purchase.
Redwood Alchemy Nov 27 (12a PST) - Nov 30 (11:59p PST)
25% Off shop-wide Black Friday through Cyber Monday (PST). FREE Shipping on US orders. International Shipping now available for Perfume Oils.
Rituel de Fille 11/27 at 12am PT - 11/30 at 11:59 pm PT
Code for REBIRTH20 FOR20% all full-sized products, 3 exclusive GWP (Lilium Enchanted Lip Sheer at $50, Halo Rare Light Crème Luminizer at $100, and Monoceros Celestial Sphere Eye Soot at $150)
Rococo Chocolates 11/27, 11/30
10% off on Black Friday and Cyber Monday, excluding offers
Rogue Lacquer 11/26 8PM MST - 11/30
$6 door buster polish, 10-30% off throughout site with no code needed, free nail buffer with any order while supplies last, free polish with $50 order while supplies last, 10% off new releases through 11/27 12 PM EST.
Rosmarino Candles Now - 11/30 midnight
$15 off $100 with code 2020BABY
Rumination Jewelry 11/28-12/2
25% off sitewide, $5 flat rate US shipping.
Sappho New Paradigm Now - 11/30
Up to 60% off makeup combos. 40% off mini sets of makeup brushes. 20% off site wide on top. Orders over $150 receive free full-size Medium Shimmer. No code necessary
Sarawen Now - midnight 11/22
Early Cyber Monday: 15% off with code CYBER15. Closed 11/23-12/3.
Serpent & Flame 11/27-11/30
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submitted by theyellingcat to Indiemakeupandmore [link] [comments]


2020.11.13 17:51 LordOfTheWeebsYT My Exhaustive Review of Our Castle Walls

I'd like to preface this by saying THERE WILL BE SPOILERS AHEAD! This should be obvious given how it's a review but I explicitly explain key events and key portions of the OCW story. You can get the mod to play yourself here and you can join the OCW Discord here. That is all! Now for the actual review (optimized for Desktop viewers, sorry if something fucks up for mobile).


An in-Depth Review of Our Castle Walls

Our Castle Walls is likely the greatest Doki Doki Literature Club mod of all time, and could probably pass as its own VN if it wasn’t restricted to the characters of the game. General praise aside, OCW is a unique mod, not only in length but also in premise. Our Castle Walls, made by u/MrZeraTheMant, is a linear mod following the affectionately named AuMC (short for Autistic MC, though you do pick his name in-game like most mods) and his time in the literature club. This version of MC has Asperger’s Syndrome, a high-functioning form of autism. As you may have guessed by the color scheme of the logo and the teasers Zera has released before its release, this is a Yuri-focused mod in terms of the romantic plot; the story does make it a point to keep AuMC as the main character, though. The mod features music from a variety of properties, -- including some custom tracks -- custom CGs, a new sprite for AuMC specifically, and there are changes in character perspective from time to time so that the player can better understand the full story from the characters’ eyes.
Now, I’ve doddled enough on the mod’s general summary. It’s time to explore the mod itself and see why I hold it in such high regard. Spoiler alert: the autism representation is key, but it is by no means the only key. Actual spoilers will obviously be ahead, so if you haven’t yet played the mod, PLEASE DO BEFORE READING THIS! I implore you to experience this mod for yourself, no matter how long it takes for you to download or play it!

Part I - Autism Representation Through AuMC

Like I said, the autism representation through the characterization of AuMC is a big reason why I view OCW as a masterpiece. Autism has been theorized to be present in Yuri’s character before, and I’m sure there are other lesser-known theories for the other girls and maybe MC as well, and some mods have touched on the idea of autism in some way. OCW takes autism head-on in the best way possible. Zera himself has Asperger’s, and he used his own experiences with the disorder as a base for AuMC and OCW as a whole, and that I believe is why this portrayal is spot-on compared to others.
OCW makes a point to not shy away from the awkward cringe that can arise from social situations, and it is blunt with how some people will view autistic people as a whole. Be it from Monika’s internal dialogue at the beginning mentioning how having a “special needs” kid is now in the club, how Wallace mercilessly bullies AuMC on the basis of having autism and therefore deeming him inferior, and how Natsuki also rags on him later on, the stigma of autism from a societal aspect is not overdone, but not shied away from in the slightest. In AuMC’s perspective, you’ll see some of the quirks he has very quickly. He’ll make obscure references based on narrow interests, he has trouble processing things, he lacks a social filter, and sensory stimulation comes into play quite a few times throughout.
As someone on the spectrum myself, I can confidently say that this is a near-perfect representation of what it may be like for some people on the spectrum. The only reason I say near-perfect is because of the fact that autism is a spectrum disorder, and no two cases are identical. That’s not a knock on OCW at all, it’s just a matter of fact. OCW focuses on Zera’s case and struggles because he’s the one who made the mod and used himself as the base.

Part II - AuMC’s Relationship with Yuri

Yes, I’m separating AuMC’s relationship with Yuri and his relationships with the others because, well, there’s a stark contrast. AuMC and Yuri fell for one another, while the rest are just friends to him. Anyway, the first thing I want to point out is the self-awareness of how quickly the relationship develops from strangers to friends, and then from friends to lovers. While this normally tends to be a knock on most relationships, and has become a meme in the DDMC and the DDLC fandom as a whole, let’s keep in mind these are all high school teenagers. Not only that, but when you connect with someone on a deeper level, it may realistically be only days to go from strangers to partners.
It happens in real life all the time. You usually develop feelings fast for someone, but usual representations of media portray a “slow burn” type where it takes almost the entire series or story for a relationship to even start, when ideally it should start earlier on in the story, or even before the story. Weeks and months of pining after someone is only realistic if you’re incredibly shy, and even then, it will more likely than not only take a month for you to at least try to confess your feelings. Having been in a few relationships, both online and offline, and having quite a few unreciprocated crushes, I can confidently say that it never took me more than a few days to realize those deeper feelings, and maybe two weeks to confess. A couple of these relationships and crushes went from strangers or acquaintances at first, and others were well-established friendships for months or years prior.
With someone on the spectrum who has hyperfixations (something AuMC exhibits), along with Yuri’s natural obsession that does trend towards Act II levels at times, it’s no surprise that they develop feelings and begin dating so fast. Now, the actual relationship that develops between AuMC and Yuri is pretty standard, albeit with the eccentricities that come with dating someone on the spectrum. At times, Yuri is more of a mother figure than a girlfriend, which is okay, given that this kind of dynamic is known to occur and is sometimes necessary for certain people.
Yuri does have a bit of an unhealthy obsession with AuMC following their deeper connection being established, but that’s part of her character in this mod, and it’s not done to extreme comical levels when put into the context of the scenes they appear in. Surprisingly enough, there’s not much for me to comment on AuMC’s part. He’s a loyal and passionate boyfriend, wanting what’s best for Yuri and putting himself in harm’s way to defend her when Wallace and his buddies attack her. Yuri does the same closer to the end, albeit to a much more violent degree, and it winds up with severe consequences, but we’ll get there when we get there.

Part III - AuMC’s Relationship with the Literature Club

AuMC joins the literature club thanks to Sayori. This time however, Sayori is not the childhood friend of AuMC (though we find out later on that they did live next door to one another); instead, AuMC approaches Sayori at first because she has an orange bow instead of her usual red one, and that catches his eye. After a short conversation, he notices the literature club poster, asks Sayori, and she brings him to the club. To skip most of the more mundane bits, the overall relationship with the literature club starts off awkward, then moves to a sense of normalcy, and then very rocky.
With Sayori, AuMC never really has a problem, and they’re standard friends. He and Monika share a bit of a deeper connection, with Monika being skeptical at first about having someone with autism in the club. This is further cemented in her mind when he intervenes in the Natuski-Yuri fight, but she eases up later on and goes on to physically defend AuMC from Wallace and condone further actions against him from others. Natsuki is a whole other beast entirely. She seems to be her normal tsundere self at first, but when he and Yuri get into a relationship, she becomes increasingly spiteful and toxic in her relationships with both characters. She acts very vindictive and venomous around Yuri, and she eventually makes her way into the clutches of Wallace and his gang.
This all comes to a head when she accidentally confesses to forging a letter from AuMC’s parents’ company about their deaths in front of him and Yuri, to which Yuri shows her Act II violence by pulling her knife on Natsuki and almost seriously injuring her. She doesn’t try to directly make amends by herself in either ending, though the three reconcile in the good ending and she saves Yuri’s life in the bad ending, so she is genuinely remorseful and eventually tries to make amends in some way. All in all, each relationship is given its proper time to be fleshed out, and none of them start or end at the same level of closeness, which is a great thing to see.

Part IV - Mini-Character Analysis

This review is already long-winded as all hell, so this is going to be a more general analysis of the major characters in OCW. I will be analyzing the character of AuMC, Yuri, the other girls, and Wallace. In. That. Order.
AuMC is more of a self-insert of Zera than anything else, and that much is evident if you’ve talked to the guy. Naturally, Zera is a good person and a fleshed-out human being with 28 years of experience on this planet. That transfers very well into AuMC and makes him an enjoyable and wholesome boy to follow around. His autism isn’t pushed to the back or the main focus at any point, but it’s given enough attention to flesh out his eccentricities, and he’s better for it.
Yuri is interesting and unique in OCW, as she has mostly an Act I demeanor. That being said, the uniqueness comes in when her Act II behaviors are in almost full swing at points during the mod. Her Act II obsession and violent tendencies are what come out mostly, and it’s usually when she’s alone or near the end of the mod. Unlike other mods, however, it’s a natural implementation rather than having a whiplash-like effect, and how her Act II self is used is a breath of fresh air. It’s unsettling enough to where it’s clearly not normal, but it’s not demonized or villainized to a caricature-ish degree, either. She and AuMC actually try to curb those tendencies through their relationship, too, though it’s mostly shown through the cutting and how AuMC reacts. Regardless, this doesn’t feel like a character assassination (none of them have this feel, actually), and Yuri is well-developed throughout OCW.
Since Monika, Natsuki, and Sayori all have less important screen time than the last, I’m clumping them all together here. I’m also doing this since I touched on a majority of their actual characterization in the part previously. Sayori is, well, Sayori. She’s like herself in the original game except that her depression came to a head the year before the events of OCW, and she’s likely getting treatment now. Monika is kind enough, albeit a bit skeptical and put off by having to partially shoulder the responsibility of a special needs student in her club. Overall, she keeps her warm attitude and gives the benefit of the doubt whenever possible and tries to help however possible. Natsuki I’ve gone fairly in-depth previously, and she’s played as a good tertiary and sympathetic antagonist, keeping her at least partially understandable in motive with only one reprehensible action that pushes her into a villain role. Even then, she does eventually come around back into a protagonistic role in both endings, which is good to see.
Wallace is a great villain. While most bullies would probably go to either greater extremes or much lesser offenses with disproportionate reactions by the protagonists in DDLC mods, and while most mod bullies are either friends that are secretly assholes with no real progression or justifiable reason for the escalation (Fallen Angel’s Monika and a specific Natsuki mod’s Yuri) or not directly present (i.e. rumor mill and nameless bullies), Wallace is shown immediately to be an irredeemable asshole. He sticks to more malicious and reprehensible bullying, so he’s not completely overdone, but his father is the one that goes to the attempted murder route (and manslaughter when he mistakenly kills AuMC thinking it’s Yuri’s house) when Wallace was shoved in a locker by Yuri. He also has a gang and temporarily recruits Natsuki, and he does wind up getting what he deserves through Monika, AuMC, Yuri, and even Natsuki (bad ending only) at separate points, which is oh so satisfying. He is later expelled and moves schools, which is a fitting end to his antagonizing force.

Part V - Touching on the Conflicts

This was originally going to be a deeper dive into the conflicts of Wallace (and later Natsuki), but since I focused on that in the two previous parts, this will be more of a general thoughts part. Overall, I think the conflicts throughout OCW are well-done and realistic enough to be believed. Wallace is mentioned to be a neutral force in the year before the events of OCW and he’s suddenly grown to be an asshole, which can happen. Even if there was no previous context, some people are just jerks, especially to people with special needs like autism. It’s not uncommon for people on the spectrum to be seen as mentally inferior or straight-up retarded purely on our deficits, when the reality is that couldn’t be more wrong. Wallace is a perfect example of such a situation. He even manages to prey on Natsuki’s spite and disliking of AuMC’s and Yuri’s relationship and use her to his advantage. While all of his antics inevitably come back to bite him in the ass, it’s made a point that Wallace and AuMC’s fights either have them on neutral ground or with AuMC on the back foot, which is often the situation in real life. Very well done, that’s all I have left to say.

Part VI - The Bad Ending

We’re finally into the big meat of the mod: the endings. Firstly, I want to touch on the aspects of the mod that directly play into the climax. I’ll start with the choice, since while there are four total choices, the first three are inconsequential with the final choice deciding the ending. Following the brawl between Yuri and Natsuki and then Yuri and Wallace, AuMC runs away to his house and passes out in the bath later in the day, and Yuri is stopped by Monika and her boyfriend while she’s trying to confront him. She tries to stop Yuri to give advice; that advice being that he’ll be fine and they should talk later, and the player is given the choice between hearing Monika out or ignoring her plea for Yuri to listen. Ignoring Monika leads to the bad ending happening.
Now it’s time to back up before we actually hit the bad ending itself. Earlier on in the mod, a mystery phone call from a company called “Ammu-nation” mentions a package being ready for pickup. Along with this, Yuri finds a letter from AuMC’s parents and puts her name on it during a bout of Act II obsession, which she drops on the school floor during her fight with Wallace.
When Wallace’s dad frees Wallace from the locker, Wallace tells him Yuri did it, and they find the letter Yuri took from AuMC. Wallace’s dad then readies his gun with a single bullet along with the dynamite he received from Ammu-nation. In the bad ending, as Yuri is running to AuMC’s house, she’s shot at by Wallace’s dad. Upon missing, he peels over to AuMC’s house, falsely believing it to be Yuri’s due to the letter, and chucks the dynamite at the house. As the house comes into Yuri’s view, an explosion occurs, leaving AuMC impaled on one of the house’s fragments. Yuri and AuMC share one final moment before he passes on.
To skip over most of the in-betweens, the next major event is where Wallace tries to... well, I can’t really sugarcoat this in any way... Wallace attempts to rape Yuri after she leaves the literature club’s meeting room (she had just quit after sharing her final poem). Natsuki saves her by body slamming Wallace (he’s eventually expelled after this), and she eventually saves Yuri again later on. This time, however, Natsuki saves Yuri from trying to hang herself. The bad ending’s route ends with Yuri showing the other literature club members her spot with AuMC; the spot where they first met outside of school, the spot where they made their promise to always be there for one another, and the place where they showed their love for one another. They all pay their respects to AuMC and Yuri’s lock, providing a bittersweet end to the mod in this route.
Now while I get light “bury your gays” trope vibes from killing off AuMC instead of Yuri, I understand why it was done in the context of the DDLC modding community as a whole: Yuri is too often killed off or villainized in mods. Fallen Angel, Outcast, and Blue Skies all have Yuri die in some way, and I’m sure there are other less-known or shitpost-type mods where she dies as well. Yuri-focused or Yuri-route mods are oversaturated with Yuri deaths, so having AuMC die instead brings a bit of fresh air to the Yuri mod scene. I’m not saying that AuMC’s death is bad or that it’s a continuation of the bury your gays trope but, with autism instead of LGBT+, that’s just the initial vibe I got from first viewing the scene. Taking a few minutes to think of mods where Yuri dies, along with thinking of the small amounts of “bad thing’s gonna happen” foreshadowing closer to the end killed most of those feelings, though, which is good.
My last real criticism of the bad ending is the CG itself. While I understand the reason for having the black censor bar around AuMC’s ass, it feels like unnecessary clutter. When it comes to the actual scene itself, nothing would really have been shown that was truly NSFW in AuMC’s position. It would have been better to either leave that part untouched, giving that reality check -- that not all deaths are glorious or even dignified -- or use a piece of rubble from the explosion to cover it, making it feel more natural. Outside of those two minor scruples I have, the bad ending was very well-executed and a genuine tearjerker. I highly recommend playing the bad ending first, then letting the warmth of the good ending ease the pain and anguish.

Part VII - The Good Ending

With that appropriate way to end off talking about the bad ending, let’s shift focus to the good ending! The prelude to the bad ending also happens here, with the letter, Ammu-nation, and the Wallace-dad-locker incidents all coming into play, but there’s one key difference that changes the ending: Yuri lets Monika talk and give her the advice discussed at the beginning of the previous part, and this results in Wallace’s dad finding Yuri at the park instead of much closer to AuMC’s house. Yuri’s still shot at and missed, but now Monika is right there for her and calls 9-1-1. Wallace’s dad still tries to get to AuMC’s house to blow it up, but the police get to his car before he gets there, letting Yuri get to AuMC with both of them unscathed.
When Yuri makes it to AuMC’s house, she finds him unconscious in the bath, and saves him from potentially drowning. She puts him in bed after ensuring he’s okay, writes a note for him, asking him to meet at “Our Spot” (the name for the little spot off the trail by the park where they first met and kept meeting periodically) later that evening. AuMC reads this the day after the incident, and obliges her written request. When they meet, they slowly talk out what happened and how they’re both feeling, leading to them deciding to see a counselor together and making amends with Natsuki after that. After a six-month time skip, we find out that the club is planning a celebration for Yuri’s birthday (April 21st). On the actual day of the celebration, they all give her a card along with her gifts. AuMC’s gift specifically is an amethyst ring (possibly a promise ring? It’s never explained if it’s just a thoughtful gift or something more, but either way, it’s adorable). AuMC thanks Sayori for bringing him to the literature club to begin with, and he has Yuri over for a fancy dinner in-house.
The scene ends with Yuri and AuMC dancing to one of AuMC’s records, with Yuri in a dress she saw at the pawn shop when they dropped off her knives, and the good ending itself ends with a slideshow-type showing of CGs and mini-scenes, showing AuMC and Yuri’s life together. These scenes show them at the altar and raising a little girl of their own, named Ellie. The one mini-scene shows Sayori and Natsuki playing with her as the rest of the club members watch and chat (no dialogue, but it’s clear what they’re doing), showing that even after high school, they’re all still close friends.
The good ending is an amazing way to cap off the mod itself, which is why I recommend playing both endings and starting with the bad ending first. Unlike with the bad ending, there’s nothing I can really say on the negative front in my critique. A beautiful ending to a beautiful story.

Part VIII - Smaller Things

This part will highlight specific smaller instances that I either liked or disliked, but couldn’t fit into a full part. This will probably be much smaller than the other parts not just because of that, but also because there are few things I wanted to highlight to begin with outside of the major aspects.
Firstly, I like how the perspective changes were implemented and used. They never felt all that forced and they weren’t all-in-your-face while still making it obvious who’s perspective we’re in. They always had something to show or say, giving insight into each character’s thoughts and actions when another key character was out of the picture or when their perspective was wholly explored for the situation. The main thing I didn’t really like was the amount of references and inside jokes there were. While it’s much more forgivable given the context that this story (and more specifically, the instances of the references) is told from the perspective of an autistic person with hyperfixations, the amount of the more obscure and niche ones is a bit alienating to those who may not be in the know. What I did enjoy, though, that came from those references, was the use of the Donkey Kong Country characters Ellie and Rambi, along with the storybook scenes as a whole (though again, most of the reference is lost on me, and probably others, if you’re not a DKC fan).
The dream sequences sprinkled out are nice, as well. Whether they’re more flashbacks or actual dreams, they were enjoyable. The final dream sequence that included a jumpscare, though... I was not a fan of that one. It doesn’t come with a warning of it being a jumpscare and it more hits you out of left field. I get it’s supposed to be a stress-induced dream sequence, but it still feels like a sharp change in mood from general goofiness and suspense. If you haven’t hit that part yet, then 1 - WHY ARE YOU READING THIS? GO PLAY THE MOD YOU GOOF! And 2 - Definitely turn your volume down and cover your eyes if jumpscares can get to you. I’m lucky to have asked Zera beforehand, and by sheer luck I had my headphones around my neck. I heard a scream, so that’s why I recommend turning the volume down. But yeah, aside from that final bit of the dream, the rest of it and all the others were good! That’s really all I can think of for other things to really critique.

Concluding Thoughts

Well, if that’s not an exhaustive review, then I don’t know what is. Thirteen pages of likes, dislikes, and overall criticism over a fan story for a visual novel game. I’d say that not only says a lot about me as a person, but also for the mod as a whole. This is a masterpiece of a mod and a game, and I really meant it when I said in the beginning that it could’ve been its own complete VN if Zera had the time and resources to make his own characters and make/buy his own assets. All that I have left to say is this: if I could erase my memory of playing the mod, including my experience with the demo so I didn’t know the events of the first 3 days, I would do it probably once a week so I could continue experiencing it, because it’s that goddamn beautiful. Thank you to Zera and to everyone who worked on this project for making Our Castle Walls arguably the best Doki Doki Literature Club mod the modding community will ever see.
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2020.11.10 20:06 cocoaAMP Sydney This Weekend November (14th - 15th)

Festival Crap

Free Crap

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Flea Market Crap

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Gig Crap

Educational Crap

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Movie Crap

Last day Crap

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Crap you guys Suggested


u/nearly_enough_wine, u/SydneyTom and u/thekriptik you Fine-Looking Gents Sidebar Please!!!

Note; Due to SARS-COV-2 Restrictions some if not all Gigs ticket must be part of a table booking. To ensure social distancing between tables we are running at a substantially reduced capacity and are only able to offer tables of 2, 4 or 8.
Disclaimer: Due to the current uncertainty regarding coronavirus, many events are being cancelled. Please contact the event organiser directly via the contact details on the listing if you are unsure.
This is Crap list is simply accumulate from various websites I’m not the event planner nor the organizer, I’m purely doing this to Crap for my own amusement. I am not here to promote or spam anything on Sydney just putting information for people want to have fun this weekend, future Crap may subject to change and/or seize to exist without any notice. Please also get a hang of this subs wiki page for more and any events that I may have missed. Anyway have a beautiful day you bastards!!!
The events listed above are implemented by the event promoters and/or organizers which I’ve no authority over with, all prices and dates may subject to change without any of my acknowledgement and or any notice. Please double-check with the coordinators for the time, date and cost of the event.
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2020.11.06 14:12 wekapipol Marvel's Spider-Man: Miles Morales - Review Thread

Game Information

Game Title: Marvel's Spider-Man: Miles Morales
Platforms:
Trailers:
Developer: Insomniac Games
Publisher: Sony
Review Aggregator:
OpenCritic - 85 average - 94% recommended - 83 reviews

Critic Reviews

Digitally Downloaded - Matt C. - 5 / 5 stars
But it's certainly no less impressive. That intimacy lends itself perfectly to a story about a vibrant, tight-knit community with a rich and storied history; a story about gentrification and misguided attempts to "fix" things that aren't broken; a story about a mixed-race kid looking for his place in a world that always seems to see him as "other", and finding that place in the welcoming, open arms of Harlem.
EGM - Josh Harmon - 10 / 10
Don't be fooled into thinking Marvel's Spider-Man: Miles Morales is some minor spin-off of Insomniac Games' PS4 exclusive. Sure, it's not as long, but the experience is packed with enough new gameplay ideas and design refinements that it feels every bit like a true, substantial successor. Throw in a story that does justice to Miles as a character and tech that wonderfully showcases the power of the PlayStation 5, and you just might have one of the best console launch titles of the modern era.
GameSpew - Richard Seagrave - 10 / 10
Perhaps I’ve been dismissive of Spider-Man: Miles Morales in calling it a standalone expansion, because while it may indeed be shorter than Insomniac’s first Spider-Man outing, it’s not just a simple continuation of the story designed to wring out a bit more moolah from your wallet. Think of it as a more focused sequel instead, as that’s what it actually feels like. It’s free of story bloat, and the gameplay has most definitely been expanded upon and improved. Plus, since when has an expansion looked so much nicer than the game it’s building upon? This is a timely release that demonstrates the power of the PS5 with style, and if you aren’t picking it up alongside your console, you’re simply doing things wrong.
GamingTrend - Ron Burke - 100 / 100
With flawless lighting, excellent gameplay, innovative immersion, and a fresh new story, Marvel's Spider-Man: Miles Morales is the sort of game that we'll be talking about for the rest of the console generation. This is how you start a new generation of gaming.
Impulsegamer - Andrew Bistak - 5 / 5
Marvel's Spider-Man: Miles Morales is indeed the must have title for the PlayStation 5 that successfully brings this character to life on this next-gen console with some stunning graphics and flawless gameplay. Just like a comic but better as you're the star!
PowerUp! - Leo Stevenson - 9.7 / 10
It might not be the brand-new, system selling experience we're used to getting at the launch of a new console, but Spider-man Miles Morales is an incredibly good game and a must-play.
Digital Chumps - Nathaniel Stevens - 9.5 / 10
Spider-Man: Miles Morales is a wonderful launch title for the PlayStation 5. It has everything you want from a Spider-Man game and a unique story that could be considered Hollywood-caliber.
Geek Culture - Jake Su - 9.5 / 10
When it comes to Marvel’s Spider-Man: Miles Morales, it is all about love, a labour of dedication and design that will no doubt garner fans aplenty in the days ahead.
God is a Geek - Adam Cook - 9.5 / 10
Marvel's Spider-Man: Miles Morales manages to improve on the fantastic game that came before it. Insomniac Games continue to be on fire with perhaps their best game ever.
Stevivor - Steve Wright - 9.5 / 10
Spider-Man Miles Morales is a tight little package that provides a thrilling Spider-Man experience, trimmed of nonessential fat and full of emotion and excitement.
COGconnected - Paul Sullivan - 92 / 100
Though it’s not as polished as the 2018 original, Spider-Man Miles Morales is a smashing success. It looks sensational and is an absolute riot to play. Miles’ story brings all the drama and feels it needs to, and highlights a community outside what’d normally be on the drawing board for a game like this. Despite some bugginess, this is the game you want to show off your impressive new hardware. I can guarantee I’ll be slinging from Harlem to Hell’s Kitchen daily for the foreseeable future.
Attack of the Fanboy - Josh Garibay - 4.5 / 5 stars
Spider-Man: Miles Morales is a thrilling, albeit brief, ride with the most compelling Spider-Man yet.
Destructoid - Chris Carter - 9 / 10
Just like Into the Spider-Verse, I was pleasantly surprised by Miles Morales. I came in fully expecting it to be a side story, but it was much more than that. If this is setting us up for Spider-Man 2 where both Miles and Peter are playable: I'm in.
Digital Chumps - Alex Tudor - 9 / 10
Spider-Man: Miles Morales on PS4 is fun, frantic, and full of heart. While not as large in scope as 2018's Spider-Man, Miles Morales continues to build upon the world Insomniac has crafted to deliver a heartfelt story about a kid in Harlem just trying to deal with the responsibility of balancing being a hero with protecting his family. Miles Morales doesn't add a ton to the formula, nor does it need to. Swinging through New York is just as fun as it was in 2018, and some of Miles' new Venom powers allow him to feel different than Peter Parker. You're not going to get all the bells and whistles the PS5 version offers, but the story itself is a must-play.
Easy Allies - Brandon Jones - 9 / 10
Review Copy Provided by PlayStation Miles Morales and the PlayStation 5 are both ready for their big debut, eager to show people what they're made of. The campaign is shorter than the first game, but the map is still full of stories and skirmishes worthy of an amazing hero.
Game Informer - Andrew Reiner - 9 / 10
Not as long as the previous entry, but better streamlined. The Spider-Man action is superb, but the threat Miles faces isn't as interesting or potent
Game Rant - Anthony Taormina - 4.5 / 5 stars
Spider-Man: Miles Morales is an exceptional follow-up to Marvel's Spider-Man, even if a lot of the formula feels familiar. On PS5, though, it is a must-play just to see the potential of the new hardware and what it will offer from both a visual and a performance standpoint. For many console gamers, this will be their first taste of steady 4K 60FPS or Ray-Tracing that adds meaningful improvements to the presentation. Insomniac's work on the game is stunning.
Gaming Nexus - John Yan - 9 / 10/)
Marvel's Spider-Man: Miles Morales shines on the PlayStation 5 with great graphics, solid gameplay, and excellent use of the new DualSense controller for a seriously fun game to play on the brand new console.
IGN - Jonathon Dornbush - 9 / 10
Marvel's Spider-Man: Miles Morales is a fantastic follow-up, telling a wonderful story while improving upon the fundamentals of the first game.
Inverse - Corey Plante - 9 / 10
For anyone who loved Spider-Man on PS4 and Into the Spider-Verse, Miles Morales will exceed even your wildest expectations.
Siliconera - Jenni Lada - 9 / 10
Marvel’s Spider-Man: Miles Morales is the hero we’re looking for. The game takes everything people loved about Marvel’s Spider-Man, the story, the collecting, and the smooth fighting, and presents us with a story that somehow feels more balanced and dedicated to its star.
Spiel Times - Caleb Wysor - 9 / 10
“Miles Morales” is one of the year’s best escapist entertainments, replete with stand-out combat, an engaging story and a well-designed open world.
USgamer - Mike Williams - 4.5 / 5 stars
The early heroic career of Miles Morales gets some shine in this standalone soft sequel to Marvel's Spider-Man for PS4. Web swinging is still fantastic and the combat system expands with Miles' more varied powerset. And while you might have played most of this game before, Insomniac does an amazing job telling the story of its version of Miles. Rooted in his new home of Spanish Harlem, he's probably the most "friendly neighborhood" of any version of Spider-Man.
Video Chums - A.J. Maciejewski - 8.9 / 10
Without a doubt, Marvel's Spider-Man: Miles Morales is a much more enjoyable game than the original and it shows off PS5's performance brilliantly. It's too bad that it isn't longer because I loved every minute of it.
Cerealkillerz - Gabriel Bogdan - German - 8.6 / 10
Marvel’s Spider-Man: Miles Morales is not quite a Spider-Man 2 but it comes pretty close. If you can live with a lot of similar tasks, enemies and easy to see through story twists you'll get here a well made Adventure in the Spider-Man Universe that gives a great inside on the man behind the mask and his struggles.
GamePro - Hannes Rossow - German - 86 / 100
Spider-Man: Miles Morales is a nice spin-off, that expands the template meaningfully and puts more heart and soul into the story.
GRYOnline.pl - Michał Mańka - Polish - 8.5 / 10
Miles Morales is an interesting enough character to carry an entire game by himself. Not because it’s shorter than the original, but because the story is good and the voice actor did a fantastic job. Despite finishing MM on a review copy of both the game and the new PlayStation, I’m sure I’ll play the new Spider-Man again in my private time.
GameBlast - Alexandre Galvão - Portuguese - 8.5 / 10
Marvel’s Spider-Man: Miles Morales stands out for further highlighting one of the best PS4 games in an excellent expansion of the universe created by Insomniac in 2018. What was already good has been maintained and certain features have been improved. With impeccable presentation and an excellent adventure, its only problem is still being at the mercy of its predecessor when it comes to innovation.
GameZone - Cade Onder - 8.5 / 10
Spider-Man: Miles Morales is the end of one generation and the start of another. It serves as yet another defining title for PlayStation but also an essential story for Marvel's greatest hero. With new innovations in Spidey gameplay as well as loads of refinement and a wildly impactful story, Spider-Man: Miles Morales is the game we need right now.
PSX Brasil - Ivan Nikolai Barkow Castilho - Portuguese - 85 / 100
Marvel's Spider-Man: Miles Morales is relatively short, but it is still exceptional. Miles' gameplay manages to be different enough from Peter, even though the base of both is similar. The story is interesting, but a little predictable and much less "epic". Despite these points, it is an excellent addition to the PS4 (and now PS5) library.
Press Start - Adam Mathew - 8.5 / 10
For a launch title, the worth of Spider-Man: Miles Morales is undeniable. It offers an expensive-TV-justifying visual feast – not to mention a tantalising "What Dreams May Come" glimpse at the sugar encrusted future of eye-candy. (Console hasn't even launched yet and I can feel my eyes getting the diabeetus.) Likewise, it delivers super-fast load times and an immersive, tactile DualSense experience you simply can't 'feel' anywhere else.
The Games Machine - Stefano Calzati - Italian - 8.5 / 10
Marvel's Spider-Man: Miles Morales certainly does not reinvent the original work, but manages to tell a particularly intense story by introducing and deepening an extremely positive character with an overwhelming personality. More compact than Peter Parker's adventure, with an elegantly told political subtext and a warm family dimension that comes to protect at all costs, the Insomniac work then explodes in exploiting what PS5 has to offer from a technical point of view, between impressive lighting that benefits from ray tracing and a world instantly loaded thanks to the potential of the SSD, which practically eliminates pop-up , giving a fluidity to the action, a breath at the stairs and an absolutely breathtaking overall visual impact.
Wccftech - Kai Powell - 8.5 / 10
Miles Morales is a far more charismatic hero than Peter in Parker in Marvel's Spider-Man and there's no better way to tell his story than with his own game as a PlayStation 5 launch title. While shorter and more compact than Peter Parker's adventures, this quick trip to Harlem should be on any superhero fan's wishlist.
Worth Playing - Redmond Carolipio - 8.5 / 10
My only real gripe about Marvel's Spider-Man: Miles Morales is that I wish there were more of it. Miles and the rest of his circle are absolutely capable of being compelling enough to carry a game for twice the length. I just like this kid, and I think a lot of other people will, too.
IGN Spain - David Soriano - Spanish - 8.2 / 10
Despite its length, Marvel's Spider-man: Miles Morales is a great launch game for PS5 and a perfect example of the potential of the machine in the hands of the members of PlayStation Studios.
Daily Mirror - JC Suttun - 4 / 5 stars
Spider-Man: Miles Morales is a more focused and concise outing than its predecessor. It lands somewhat in the Uncharted: Lost Legacy mould of a shorter experience that does away with filler, and meaningful moments interspersed with less gumpf. While there's not a huge amount of reinvention, Miles Morales is a fantastic superhero experience that does enough to feel like a worthy follow-up.
Spider-Man: Miles Morales is available now on PlayStation 4 and PlayStation 5 (version tested) for £49.99
Enternity.gr - Panagiotis Petropoulos - Greek - 8 / 10
Marvel’s Spider-Man: Miles Morales is a worthy successor to the 2018 game, due to Insomniac’s enriched Marvel’s Spider-Man formula with some interesting systems and delivered an equally interesting (although much shorter) campaign.
Everyeye.it - Francesco Fossetti - Italian - 8 / 10
Nothing new for those who have already worn the Spider-Man costume on PS4, but Insomniac always remains a guarantee of great quality.
Game Revolution - Mack Ashworth - 4 / 5 stars
For $50, players are getting 7-9 hours of story missions, combined with the optional 10+ hours of side content, much of which is collectible hunting. That doesn’t strike me as a great deal at launch, but the free upgrade from PS4 to PS5 does help soften the blow. When the price is right for you, this PlayStation exclusive comes with my recommendation, as it further bolsters Sony’s arsenal as we enter the next generation and beyond.
GamesRadar+ - Leon Hurley - 4 / 5 stars
A brilliant but all too brief sample of Miles Morales' superhero life.
Guardian - Keith Stuart - 4 / 5 stars
This Spiderverse-inspired take on Spider-Man has a new hero and an appealing message reflecting America's vibrant diversity
Hardcore Gamer - Kevin Dunsmore - 4 / 5
Marvel's Spider-Man perfectly revitalized the Spider-Man gaming franchise back in 2018 and Marvel's Spider-Man: Miles Morales is an excellent follow-up.
Kakuchopurei - Kenn Leandre - 80 / 100
Just like Miles in the comics, Spider-Man: Miles Morales does not try to out-do an already established name. Rather, it carves a new story for themselves in a familiar-but-comforting setting.
Metro GameCentral - 8 / 10
A far better advert for the PS5 than its short length and last gen assets might have suggested, with superior storytelling and more compelling characters than the original.
Nerdburglars - Dan Hastings - 8 / 10
If you enjoyed the last game, you will definitely enjoy this one. Being in control of Spiderman is a delight in every single way. Fast travel is a forgotten mechanic as you won't want to waste an opportunity to travel via web-slinging. With such a strong foundation and a rock-solid game that came before it, Miles Morales had some high expectations. In many ways, it delivered what you would want from a Spiderman adventure. It falls short with a weaker lineup of villains and a less interesting story. Marvel's Spiderman was just too good.
PCMag - Will Greenwald - 4 / 5 stars
Spider-Man: Miles Morales kicks off the PlayStation 5's launch by putting you in the web shooters of the titular new Spider-Man in a satisfying side story that covers much of the same terrain as its predecessor.
PPE.pl - Wojciech Gruszczyk - Polish - 8 / 10
Spider-Man: Miles Morales is an interesting spin-off that shows a young superhero and is an excellent forecaster of the possibilities of the new generation. A new Spider-Man is born before our eyes.
Push Square - Sammy Barker - 8 / 10
Marvel's Spider-Man: Miles Morales is effortlessly cool. The overall gameplay structure may prove samey for those who failed to fall in love with Insomniac Games' previous effort, but everyone else will have a blast with this generous spin-off story. Great characters, tons of activities, and some epic set-piece moments round out a must play superhero romp – and with the developer on this kind of form, we can't wait to see more of the full-scale sequel that it's inevitably cooking up.
SECTOR.sk - Matúš Štrba - Slovak - 8 / 10
Miles Morales presents his more personal story as a young Spider-Man trying prove himself as New York's hero. But the game recycles too much of the original's content and consept.
Screen Rant - Nicholas Straub - 4 / 5 stars
Marvel's Spider-Man: Miles Morales fumbles its well-intentioned story by failing to challenge Miles and adequately address its complex context, but it is still an enthralling experience. The campaign is filled with memorable gameplay and the open-world exploration successfully expands upon the successes of the original game. It also sets the stage for Miles to become the face of the franchise, and perhaps his story will be better told in a full-fledged game rather than a shorter jaunt through his origins.
Shacknews - Chris Jarrard - 8 / 10
Marvel’s Spider-Man: Miles Morales will appeal to loads of gamers and I suspect it will be a hit for PlayStation owners this holiday season. While there isn’t as much to do this time around and what is included is mostly recycled, the asking price is lower than normal. Being Spider-Man is still as fun as it was in 2018 (and potentially more fun now at 60Hz) and Miles Morales is a character that is more compelling than Peter Parker. Should the few technical hiccups get sorted out, this will be a solid inclusion for any game library. Anyone grabbing a PS5 at launch would do well to grab a copy.
Spaziogames - Stefania Sperandio - Italian - 8 / 10
Marvel's Spider-Man: Miles Morales doesn't even try to reinvent the wheel, but it's enjoyable and well packed.
TheSixthAxis - Jim Hargreaves - 8 / 10
Spider-Man: Miles Morales feels like more of a sequel than it is a stopgap, entangling players within its web of cleverly refined mechanics while delivering some familiar web-slinging thrills. A heroic technical showcase for PS5 owners picking up their consoles on day one, this meaty side story in the Spider-Man saga has us even more excited than before to see what Insomniac Games have planned next.
TrustedReviews - Jade King - 4 / 5 stars
Marvel's Spider-Man: Miles Morales is a brilliant expansion of Insomniac's beloved superhero adventure from 2018. It shows why Miles Morales is, arguably, the franchise's greatest strength, while also proving how much of an impact the next generation will have on visuals and performance. If you're picking up a PS5, this is essential.
VG247 - Alex Donaldson - 4 / 5 stars
Launch games are rarely remembered as earth-shattering experiences years later, but at the time, elements of them always feel magical. On PS5, Miles Morales has both of these feelings down – it’s familiar and unsurprising, but some of its technical presentation will wow you nevertheless. If you’re picking up a PS5 on launch day, for that reason this will surely do.
VideoGamer - Josh Wise - 8 / 10
The developer, Insomniac Games, has a similar storytelling confidence to that of Naughty Dog-a natural cinematic ease, bolstered by money and technology, which gives equal weight to ground-level struggles as to those beyond the rooftops.
WellPlayed - Kieron Verbrugge - 8 / 10
Miles Morales is a worthy standalone addition to Insomniac's excellent Spider-Man game and a compelling part of the PlayStation 5 launch lineup, even if it does seem a little pricey
New Game Network - Alex Varankou - 76 / 100
Marvel's Spider-Man: Miles Morales offers a fun story in a streamlined adventure that builds on the great foundation of its predecessor, despite a few performance issues on the PS4.
Gadgets 360 - Akhil Arora - 7 / 10
If the sticker price isn't a concern, in Spider-Man: Miles Morales, you'll find a game that is lacking in originality but thankfully built on a solid core that needs a few tweaks. It's a successful expansion of Insomniac's Spider-Man universe, but it's a new paragraph, rather than a new chapter. Hopefully it will give us the latter next time around. And though it's also good for representation, it still has a ways to go. (Though the game wasn't anything special, Marvel's Avengers gave us a Muslim-American lead in Kamala Khan / Ms. Marvel.) Hopefully we can get Spider-Gwen from Insomniac next, or a Spider-Verse game, though given the lack of setup, either seems unlikely. For now, Miles continues his upward trajectory. He walked in 2018, so he could fly in 2020.
GameSpot - Jordan Ramée - 7 / 10
Marvel's Spider-Man: Miles Morales sticks a bit too close to its predecessor in terms of mechanics, but manages to stand on its own through its story and characters.
Washington Post - Christopher Byrd - 70 / 100
I’d wager that Marvel's Spider-Man: Miles Morales will be remembered as the year’s most ingratiating family-friendly video game. It is a feel-good, unabashed spectacle that controls well, looks great and has a hyper-efficient story line that never tries to overdeliver.
We Got This Covered - Shaan Joshi - 3.5 / 5 stars
While it does little to move the needle for the series as a whole, Spider-Man: Miles Morales both plays the part of a much-needed stopgap and serves as a technical showcase of what the PlayStation 5 can bring to the table.
Telegraph - Dan Silver - 3 / 5 stars
With greater console power comes greater responsibility (and much faster loading times)
ACG - Jeremy Penter - Buy
"Miles is fantastic as an expansion to the Spiderman Universe on Playstation"
Ars Technica - Kyle Orland - Unscored
Buy it if you want an "expansion pack" sequel with an interesting story and solid, familiar gameplay.
Console Creatures - Bobby Pashalidis - Recommended
Everything about this game oozes style, Nadji Jeter is the definitive version of Miles Morales thanks to his goofy and geeky take on the web-slinger. Soaring through the Highrise buildings of New York City has never looked better and the extra power of the PlayStation 5 makes things feel more alive than ever before
Eurogamer - Martin Robinson - Recommended
A standalone expansion for 2018's excellent original, with enhanced action and an irresistible new lead.
GameOnAUS - Royce Wilson - Recommended
More of the same is not necessarily a bad thing, and Marvel’s Spider-Man: Miles Morales is a perfect example.
GameXplain - GameXplain - Liked-a-lot

Video Review - Quote not available

Kotaku - Mike Sholars - Unscored
Miles Morales excels in its smallest moments, and I wish it had the confidence to stand by them to the end.
Polygon - Tauriq Moosa - Unscored
What makes Miles an important hero for the world of 2020 is not his successes, his abilities, his fighting moves, or even his moral compass to do good: It’s his belief in himself and others that we can rise above this. That’s also his mother’s central focus for her political campaign. Miles has a relentless, if sometimes naïve, belief in others’ goodness. He wants to help the city and neighborhood he loves. And watching him try, watching his small victories, and playing through it with such beautiful animations — with nods to Into the Spider-Verse — became one of my few joys in this dark-as-shit year.
Skill Up - Ralph Panebianco - Unscored

Video Review - Quote not available

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2020.11.06 09:15 orange3cparts Acer Predator Triton 500 (2020) review

The Predator Triton five hundred (begins at $1,699.99; $2,599.ninety nine as examined) is Acer's flagship 15-inch gaming laptop, now up to date for 2020. We praised it very on its debut previous 12 months, and almost all of what we liked is again with this particular year's product, but cargador asus a15 120p1a with current parts. Our examination unit is usually a highly tricked-out configuration (headlined by a GeForce RTX 2080 Tremendous graphics chip), so your design does not need to be rather so high priced (or as impressive), but it's totally attractive to individuals that can pay for it. On condition that it's a top quality notebook, even its beginning price is large, but regardless of the configuration this well-made, transportable, and feature-packed gaming rig remains one particular of our favorites, whether or not it doesn't unseat the Editors' Choice Asus ROG Zephyrus S GX502 for worth.
On the less beneficial facet, the display screen bezel is still a cheaper, flimsier-feeling plastic, while this is not a component you would like to touch much, or in any way. The Triton five hundred just isn't absolutely similar to very last year's product: The word "Predator" no longer appears around the lid, just the emblem, which pa5212u 1brs for me is an advancement.The chassis actions a similar 0.7 by fourteen.1 by 10 inches and weighs 4.sixty three pounds, also the same as its predecessor. The development and dimensions put the Triton 500 from the fantastic corporation of many of our other most loved high-end laptops similar to the Razer Blade fifteen and Asus ROG Zephyrus S GX502.
Design
The Predator Triton 500's black metallic chassis is cleanse, sleek and discreet, in addition to the glowing blue-and-silver Predator emblem stamped over the lid. Due to its sandblasted steel end, the Triton 500's black hood appears extra premium than your common gaming laptop.Popping open up the lid uncovered a shockingly small deck and bateria dell xps 13 9350 keyboard. It appears style of cute as opposed to edgy. Just earlier mentioned the keyboard, there's a lot of tiny holes for your vent's ingestion. The bezels within the exhibit are unbelievably slim, though the webcam even now manages to find its way over the top bezel, in place of becoming placed on the bottom bezel or taken off completely (ahem, Asus).
The layout sharing amongst the brand new and aged model isn't going to increase into the attributes and parts. The full High definition IPS show on this unit options Nvidia G-Sync in addition to a 300Hz refresh level, a thing cargador asus ad887020 we have commenced to determine (and may keep on to view far more of) in high-end gaming laptops. No, most video games will never attain, and even approach, 300-frame-per-second (fps) body costs on this laptop computer, but performance hounds need to go as significant as they can to get a pick number of multiplayer titles.
This notebook helps make online games glance good, far too. Although final year's product went using a pretty normal 144Hz exhibit, the new Predator Triton 500 provides an amped-up screen to match the ferocious GeForce RTX 2080 Super Max-Q within. The 1920x1080 panel-the fantastic resolution for just a gaming notebook this sizing, 4K be damned-runs at a ludicrous 300Hz with cargador msi ge60 0NC a fast one millisecond grey-to-grey response time, and far better however, it supports Nvidia's buttery-smooth G-Sync know-how. Enjoying on this rig is surely an absolute pleasure. Hell, just mousing within the desktop feels great. Anything appears to be like super-crisp.
Screen
The 2020 Triton five hundred receives the 300Hz IPS matte AU Optronics panel which is quite much the go-to with this class at this moment, being supplied by every one of the other OEMs. Nonetheless, have in mind that a a hundred and forty four Hz panel is additionally gonna be available with bateria asus gl752vw the lower-tier configurations.The 300 Hz alternative is superb for gaming, with speedy refresh and response periods (with Overdrive activated). The Triton also provides GSync assist, by deactivating the iGPU and even further lessening input lag, ghosting, as well as the kinds. It can be the old-style implementation that requires to tick a choice in Predator Perception and reboot the laptop to switch in between Optimus and GSync, instead of the 2020 Nvidia Innovative Optimus seamless technology.
Performance
Our check product is often a top-specced configuration with the Acer Predator Triton five hundred, having an Intel Main i7-10750H processor, 16 GB of DDR4 2933 MHz RAM, 512 GB of storage and twin graphics: the Nvidia RTX 2080 Tremendous dGPU and also the Intel UHD within just the Intel platforms, which will take more than with wdx0r lighter use, given that you might be working with the laptop computer on the Optimus method.Transferring on to Unigine SuperPosition in its 4K Optimized benchmark, we see a thing instead attention-grabbing. As GPU performance performs an even bigger part listed here, the NVIDIA GeForce RTX 2070 Tremendous Max-Q would seem to take a seat somewhere among a regular mobile RTX 2070 in addition to a cell RTX 2080 Max-Q. It truly is basically really very good.
The Triton five hundred transcoded a 4K video to 1080p in seven minutes and 37 seconds on the HandBrake benchmark, that is approximately a minute quicker as opposed to 8:24 group normal. The Zephyrus Duo 15 (8:24) even now outshone the Triton five hundred, but pa3534u 1brs the Acer defeat the Alienware m15 R3 (eight:38) and MSI GS66 Stealth (nine:25).Acer's 512GB SSD is very specific, as it was able to repeat four.97GB of knowledge which has a transfer level of one,403 megabytes per 2nd, soaring past the premium gaming laptop ordinary (one,207 MBps). The Alienware m15 R3 (748 MBps) was no match, however the Zephyrus Duo 15 and MSI GS66 Stealth displayed a shocking show, equally hitting 1,696 MBps.
There can be a selection of configurations for the Acer Predator Triton five hundred (2020), but the one I tested was the most expensive, totaling $3,000. It is outfitted using an Intel Core i7-10875H processor, an Nvidia GeForce RTX 2080 Tremendous Max-Q GPU with 8GB of VRAM, 32GB of RAM in addition to a 512GB SSD.When you are trying to find a decently priced 10th Gen Intel design, there is a mid-tier design that'll da130pe1 00 run you $2,199 which has a Core i7-10750H CPU, an RTX 2070 Tremendous GPU, 16GB of RAM as well as a 1TB SSD. Having said that, Acer however sells the 9th Gen Intel styles, and also the most economical on that list prices $1,699 and comes along with a Main i7-9750H CPU, an RTX 2060 GPU, 16GB of RAM and also a 512GB SSD.
Display
In the trailer for Jiu Jitsu, the schlockiest action movie at any time, the alien's bizarre blue-and-red eyesight popped over the Triton 500's show. When Nicolas Cage was going to struggle an alien ninja warrior for the death in the pale moonlight, I had been however equipped to help make out specifics in the archway guiding him. Cage's grizzled beard seemed a great deal sharp around the panel also.The adl135nlc3a Triton 500 includes a beneficial assortment of ports, starting up with an HDMI port, a USB three.1 Type-A port, audio jacks, and an Ethernet jack around the still left flank. The appropriate aspect holds two extra USB three.1 ports, a USB-C relationship with Thunderbolt 3 support, and a mini DisplayPort relationship. Every one of the bases are coated in this article (after which some), so kudos to Acer on this entrance.
I was soaking from the heat of the sunlight highlighting the lush greenery about me in Assassin's Creed Odyssey as I crept approximately a dude and Sparta-kicked him off of the cliff. The shrubs expanding away from the cliff experience glowed about the panel. Regardless of crawling by way of the shadows of the setting up, I could see each individual detail in the armor of a guard I used to be going to shank just outdoors the door. Even though pa5279e 1ac3 it is not a 4K show, the display remains sharp more than enough to capture the crispness in Alexios' armor. Once i turned the configurations way down, I seasoned how sleek it felt to bounce around enemies and possess all the more time and energy to respond for their actions due to the Triton 500's high-refresh-rate panel.
Audio
The Predator Triton 500's bottom-firing speakers are subpar, mainly because it struggles to highlight percussion with its weak bass.In mxmtoon's ''ok on your own,'' the opening ukulele was congested, and although the pa3715u 1aca next vocals ended up clear, it failed to seem complete. Both the vocals and ukulele have been entrance and heart, so if the percussion chimed in, it sounded muted. The lack of bass truly killed the percussion's existence while in the track.
The laptop comes with the DTS:X Ultra audio app, which helps you to improve the speakers relying about the material variety. Presets include Computerized, Music, Voice and flicks. There's also gaming settings, like pa5178u 1aca Strategy, RPG and Shooter. You'll be able to also customise the audio, which supplies you entry to spatial options plus the treble, bass, dialog and volume smoothing settings. To leading it all off, there's even an EQ area. I have noticed that content generally appears louder and much more whole in customized audio, however it will never make the speakers seem very good.
Battery
Battery existence in gaming laptops is little by little but surely getting far better. Ever because the Asus ROG Zephyrus G14 scored 11:32 on our check, I've had hope, even so the Acer Predator Triton five hundred will not comply with by. That won't a shock presented the ability in this particular equipment, but it really didn't occur near for the average.About the Laptop computer Magazine battery examination, the acdp 100d01 Triton 500 lasted 3 hours and forty six minutes, that is about one hour shorter when compared to the high quality gaming laptop common (five:13). The Zephyrus Duo fifteen (6:twelve), Alienware m15 R3 (4:fifty five) and MSI GS66 Stealth (six:36) all had far better scores. The Zephyrus Duo 15 has two freakin' 4K shows energetic, and it still lasted 5:01. Acer requires to move up its sport.
Verdict
Overall, the Acer Predator Triton five hundred 2020 is actually precisely the same gaming laptop computer from previous calendar year, but with notable enhancements inside. You will get the brand new tenth Gen Intel Main CPUs, GPU as many as an RTX 2070 Tremendous Max-Q, AX Wi-Fi, respectable array of ports, can operate being an emergency powerbank, and Cargador AD883020 300Hz refresh charge with G-SYNC guidance in a relatively moveable offer.
It even now has a number of the concerns from its previous iteration, including the lid remaining a fingerprint magnet, no USB-C PD charging, plus the lover becoming slightly noisy. No matter everything, it can be continue to a pretty good gaming laptop, but Cargador ADP 45BW C for anyone who is not prepared to invest this variant's retail selling price of RM8,999, you can still select its more economical variants, which even now gives great worth for income.
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2020.10.31 19:22 Hereforeverythink I am 37 years old make $138,000 (HHI $187K), live in Portland, OR and work as a Finance Manager

Just warning you, I'm not concise, it's a novella.
Section One: Assets and Debt
Retirement Balance: $205K, 90% of which is my 401K with a mix of standard and Roth funds, the other 10% is a Roth IRA. I didn’t contribute to my 401K until I hit 30, but for the last three years I’ve been able to max out my contributions. My employer also does a 10% contribution each year. Husband has $40K in his IRA, he also did not save much till he turned 30 and but we’ve maxed out his contribution for the last three years.
Joint Equity: just over $100K, bought our house 5 years ago with a 5% down, FHA loan. We’d saved for a couple years to have $15K down payment, sold my husband’s car and minimized all our expenses to save aggressively once we hit 30. Bought our fixer upper house for $285K. With all our remodeling, we forced appreciation and refi’d a year later to drop PMI. Refi’d again this summer to pay off a HELOC and get a 2.75% interest rate.
Joint Savings account balance: $51K
Joint checking account balance: $3K
Personal checking & savings accounts: $2K
Husband’s (H) personal checking & savings: $3K
HSA: $6K
529: $2K
Mortgage: $328K
Car loans: $57K, Kelly Blue Book value of both is $75K
Student loan debt: $34K for business management undergrad degree.
Home Reno loan: $9K
Peloton: $1800
Credit card debt: 0
Net Worth: Roughly $330K
Section Two: $120K base salary with annual $18K bonus, spouse’s salary & bonus is$ 40K, rental income (rent out finished basement unit to a friend) $9K, totaling $187K
Income Progression: I've been working in my field for 10 years, my starting salary was $14/hour which was about $28K. I’ve stayed with the same company and have leveled up four times to my current role. For the first seven years I was paid under market but didn’t know this and when I realized it, didn’t have the confidence to negotiate. After working on my confidence and researching how to effectively ask for a raise, finally asked for an equity adjustment three years ago and since then have received four pay increases.
Main Job Monthly Take Home:
Gross salary is $10K month and net $6K after deductions listed below, annual bonus is paid mid-year and net is $7500 after 401K contribution and taxes.
Deductions:
Taxes: $2K
401K: $1100
Medical & dental: $200
HSA: $75
Dependent care FSA: $416
Life, accident, cancer & disability insurance premiums: $40
Nonprofit contributions: $150, this gets matched by my employer so I always contribute through my paycheck. I mostly support a local mental health nonprofit and have smaller amounts going to the Oregon Food Bank and Oregon Humane Society.
Side Gig Monthly Take Home
$100 net for rental income after expenses (1/3 of utilities & mortgage, taxes-our costs for these expenses below reflect this adjustment). We will have to raise the rent (haven’t done so in three years) soon as the IRS requires that the rent charged must be within market parameters but it doesn’t feel right with COVID as our tenant (and friend) was impacted for some months.
We also sell items online that we no longer use/need. Have generated an average $200/month the last four months of doing this. Didn’t include this in income as it’s very irregular and we’re going to run out of stuff we’re willing to part with soon.
Any Other Monthly Income Here
My spouse and I have both joint and separate accounts. His take home is $2500 after taxes, he doesn’t pay for health insurance as his employer covers 100% of premium, and he doesn’t have access to a 401K. His contribution is $1K/month to our joint checking and the rest goes to his own checking and personal savings. While I pay more into our joint accounts, $3500/month, we take turns buying groceries/dining out/other household items.
Section Three: Expenses
Mortgage, Taxes & Insurance: $1183 (this is adjusted as a 1/3 of our cost is offset by rental income).
Currently aggressively paying off student loans at $750/month, with $34K left. Husband paid off his loans last year with an inheritance. Haven’t been serious about paying off until this year.
My car: $689, I bought a new SUV last year, put 20% down. The monthly payment hurts but I also LOVE my vehicle-plenty of space for toddler, pups and us. Interest rate is 3% so this is low on our priorities list to pay off early.
His car: monthly payments are $525 and is a 1% rate so we have no plans to pay off early. This is paid from my husband’s own account and not our joint account, as are my student and car loans.
Home Reno loan: $265, this is a 0% loan, so no plans to pay off early.
Peloton: $66, this also is a 0% loan, so again, no plans to pay off early. And yes, I am one of the many that bought one due to COVID, no regrets.
No credit card debt, we pay in full each month.
Utilities-water, electrical, trash, gas and internet: averages $300/month after annualizing. This also is adjusted due to 1/3 being offset by rental income.
Cellphone: $85-this one bill is paid directly by husband from his personal checking. We switched carriers last year and just haven’t updated the payment account.
Monthly Subscriptions: $116 for book subscription for my kid and my niece ,Peloton App, Netflix, Disney+, Apple Music, Apple data storage.
Daycare: $1150, partially paid via DCFSA, the rest out of pocket.
Savings contribution: $500 to HYSA, $100 to 529 which also gets random deposits.
Retirement contribution: $6-10K/year deposited annually before cut off dates to IRAs.
Pet expenses: About $1k annually for vet visits and meds. Food and misc items are accounted for in weekly spending.
Credit card fees: $600 paid throughout the year.
Car insurance: $1800/year but paid biannually (H has tickets and an accident in the last three years-grr)
Annual subscriptions: Prime $129, YNAB $84, PlayStation Plus $70, Calm app $60
MD Questions
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? No, I was the first in my extended family to attend college. My mother never finished high school (no GED either) and my step dad finished high school in the middle east. I moved away from my mom’s household when I was 14 to live with my grandma and while she supported me wanting to go to college, she had the mindset that I would take care of myself by finding myself a husband, as she and my mother had. I was a ward of the state at that point and received lots of grants but also needed student loans to pay for five years (I struggled my first two years as I was depressed) and took out over 45K in loans for those years.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances? No, it wasn’t discussed due to the cultural background of my stepdad. My mom didn’t have a job as my stepdad comes from a culture where women stay home. They struggled sometimes-for years I didn’t have glasses because they couldn’t afford to get them for me. But I never went hungry and while we shopped at Salvation army, it was my norm so I didn’t realize we were considered poor till pretty much middle school.
What was your first job and why did you get it? I babysat for neighbors-on top of watching my own siblings-when I was 14. When I moved to live with my grandma, my uncles-who were general contractors-would hire me and my cousins to do grunt work and so I’d make $5/hour randomly during the summer until I hit 16, and my first job that summer was working at a cannery for minimum wage which I think was $6/hr. I still cannot eat canned/frozen green beans. I got that job so I could buy myself a car, which I did by end the of the summer. Then I got a different job-pizza parlor-to pay for the gas and insurance and worked after school and on weekends.
Did you worry about money growing up? Not really. My grandma lived off social security and some assistance from the state for taking me in, so I knew money would always be tight but she was thrifty and made it work. We always had food and I had clothes-new ones from Kmart-so I felt secure. I didn’t start to actually worry about money until I was accepted into college and then I had to figure out how to pay for it.
At what age did you become financially responsible for yourself and do you have a financial safety net? When I moved away for college at 18. I never thought about moving back in with my grandma though I probably knew I could, but I saw it as a failure because so much of my extended family thought I was stuck up and “getting above myself” for going to college. We have a large savings now due to an inheritance and that is our safety net. I should probably pay off more of our debt but having the large savings makes me feel more secure and it’s worth the interest we pay to feel that security.
Do you or have you ever received passive or inherited income? If yes, please explain. Our rental income is mostly passive. My husband received $90K in an inheritance and used a 1/3 to pay off his student loans, the rest when to savings and some purchases such as the down payment for my vehicle.
Day one
6:35 Wake up to the sounds of my toddler (T) talking to himself in his crib. I’ve slept in and he’s awake early, at least it’s Saturday. Sluggishly get out of bed and go in to get him up. He greets me with some happy babbling and a hug. Change his diaper and he signs he’s hungry so I we head to the kitchen for breakfast. I warm up some frozen aebleskivers for him (make a big batch once a month and freeze for weekend breakfasts) and add a banana to his plate and a cup of milk. For myself, I make a cup of coffee via pour over and add some chocolate protein powder, use a milk frother and drink my protein mocha. I let out our pups and put together their breakfast of meat and veggies. We raw feed our pups a mixture of different animals-primarily beef, chicken and turkey-and add veggies & organs.
8:00 Husband is awake, so I finally have a chance to shower and do my am routine of Cerave face wash, epicuren protein toner, Hanskin hyaluron essence, PerriconeMD vitamin C serum, and philosophy’s renewed hope in a jar moisturizer, wait a couple minutes and add some Aveeno facial sunblock. I head out for a quick walk by myself, usually I take T with, but it’s 45 degrees and misty this morning. I listen to Corinne Crabtree’s podcast as I walk and wonder about how I’m going to get my step goal (14K) in with the crap weather.
9:30 My best friend has shown up with her toddler and we head out for a coffee (drive thru only, with mask on) on our way to the farmers market. I get a cafe au lait and it’s on the house due to points. $2 tip. My best friend, brother and sister are part of our COVID pod and we see each other about once a week in person.
10 Pay to park downtown ($2), bundle up the kids in a wagon with blankets and head into the park blocks for some food and produce. T and I share a pork and chive pancake ($12 for two with tip) while in the middle of some grass to ensure we're adequately distanced from people. Afterwards, I go a bit nuts and buy four different types of squash ($9). Since my husband doesn’t like squash, it’ll take a while for T and I to eat-but it will be delicious and I'm already anticipating the roasted yumminess. We walk around some more and feed the kids snacks (crackers, oranges, peaches) as we catch up and chat.
11:30 Head out to the west side suburbs for some apple cider donuts (have been craving one for three weeks!) and spend a bit of time sitting outside with the kids as it warms up. I've never been to this place, and it's much busier than I expected so we people watch and eat our donuts. I buy some frozen sweet and savory pies for the freezer as well as a wooden farm puzzle for T in the store that also sells the donuts as we leave. I'll have to find a toy at home to post for free as I have a strict one in/one out policy with toys. $71
1:45 Back home and T is down for a nap that doesn’t actually happen. I semi listen to him talk to himself in his crib for an hour while I chat with my husband about the day.
3 T is up so we have a very late lunch. I warm up some butternut squash ravioli and marinara for him and I have the other pork and chive pancake from the farmers market.
4:15 My brother arrives for game night with husband and our friend/tenant. I pop open a canned cocktail of coffee and rum and put on the Hamilton soundtrack while I do some online shopping. Dance around with T (trying to get in my steps) and pick out 4 long sleeve tops and sweaters and request curbside pickup for tomorrow. I'm slowly rebuilding my wardrobe as my body has changed so much. Two years ago I was pregnant, last year I was nursing and this year I'm down a couple sizes and have literally five cool weather shirts/sweaters. Hoping this purchase will net me at least two items to keep, so I try not to feel bad about the cost when I know I'll likely return half the items. $136
6:30 Bake the chicken pot pie for everyone to eat. It’s so comforting-just what I wanted on a dreary day. I try to get T to eat some, but after 4 bites he just spits it out and laughs. I give him some leftover snacks from earlier along with milk and a fruit & veggie pouch. H feeds the pups and the guys head back down for more game night.
7:20 Put T down for bed after four books and he’s asleep within minutes, thank goodness. I tidy up from dinner, start some laundry and put away the load that got washed while I was out.
8:30 Sit down with a coconut seltzer water, check my social media, personal email and then journal a bit.
10 Realize it’s later than I typically stay up so I take my melatonin, drink water and do my pm routine after brushing my teeth: cerave face wash, toner, essence, Kiehls midnight eye cream, Origins nitamins oil, cerave pm moisturizer. Head to bed and read till I pass out.
Daily Total: $232
Day Two
5:45-A bit early but I know I won’t get back to sleep so I get up and start my coffee and mix in the protein powder. Since it’s Sunday, I meal plan for the week and update my grocery list. We cook 3-4 meals/week and we eat leftovers the other days and supplement with delivery/take out for one night a week. I buy meat and most bulk items from Costco about once every 5-6 weeks (average $200 for those runs) so for this week, only need things we’ve run out of and fruit/veggies and milk.
6:35-T is already awake, so I warm up his aebleskivers and then go in to get him up. He’s quite cheerful for another early morning but get’s cranky as soon as I set him down to eat, so I break out his tablet and let him watch some toddler shows on YT Kids. H wakes up and helps with the pups, while I get started on weekly cleaning. Luckily T loves to “help”, so he’s back to his cheerful self once I give him a rag and mini spray bottle of water to “clean”-which he promptly sprays everything with. With the three of us cleaning, only takes about an hour to get all the common areas dusted and tidied up.
9 Get my morning skincare routine in after a shower, same as the day before. Make an egg and bacon scramble and share with T. I then head out to get grocery shopping in. Start with Whole Foods and get bananas, pomegranates, salad, onion, yogurt, deli ham, eggs and milk for $35. Head over to Trader Joes and look for butternut squash mac and cheese but they are out for the season!!! ARGH. Pick up some soppressata, crackers, PB&J bars, chocolate covered frozen bananas, three different types of tea, butter and some brookies for $45. I’ve spent enough time waiting in lines, I can pick up the clothes I bought yesterday. Pull up to the store and open my trunk and they deliver my clothes.
12:30 T is asleep when I get home so I put away groceries and make myself a meat and cheese plate with some leftover balsamic brussels sprouts from earlier in the week. Really feeling the lack of caffeine so I lay down for 20 minutes, and then remember I have clothes to try on, so I get up. Alas, only two items fit well enough (and are soft and warm enough) to keep. One is a black heather tunic with a cowled neck and uber soft, I also decide to keep a flannel plaid shirt in pink.
2 H wants pizza, but only a slice, and so we decide to go out to eat and pickup some books from Powells. Bundle us all up-still only 46 out!-and head out. Make sure to grab the foot muff for the stroller. We park in the NW part of the city, $3 for parking, and head into a small but empty restaurant. I get a slice of cheese to share with T and a lime seltzer, H has an everything slice with a beer, $20 with tip and H pays. It’s sunny so we walk around for while after checking out the changes wrought over the last six months as we haven’t been back to this part of the city yet. Wait in line to get into the bookstore and it wraps around the building because it’s well spaced out and only 50 people are allowed in the store at a time. When we get inside, it’s a reprieve from the biting wind, and very hard not to touch all the books I’m interested in-but I resist (honestly, H has to keep reminding me). Pick one up for T, two for H, two for me, and a cookbook for my MIL as it’s her birthday next month. Comes out to $71 and H pays; all of the books except the gift are used which is awesome.
4:30 Back home and we settle in for some downtime. T plays with his new farm puzzle (I have to take a picture cause I’ll never remember how it goes back together) and I sanitize a toy wagon that he’s no longer interested in to post for free on FB with a porch pickup. We read some of our new books, drink some tea, and eat some brookies.
6:30 Time for leftover chicken pot pie. T actually eats some this time and drinks a whole lot of milk. Pups get fed and spend minimal time outside in their dog run due to the cold.
7:30 H does bedtime routine with T and puts him down for bed. I get a load of diaper laundry started, look at the load of clothes to fold and tell myself I’ll do it in the morning. I prep T’s snacks and lunch for the next day: yogurt for am snack, chicken and veggie pasta for lunch, and a mix of oranges, hummus & crackers for his pm snack. I prep overnight oats for the week and throw in some chia seeds, PBFit, a little cinnamon and brown sugar.
9: Journal a bit, take my melatonin and do my pm routine with a RoC retinol serum instead of the nitamins oil.
Daily Total: $174
Day Three
5:55 Wake up before my alarm goes off and I’m slightly irritated that I miss out on the last 15 minutes of sleep I could have had. I get up and start my protein coffee, put away the dishes from yesterday and then settle in to review my work calendar for the week. I usually take 15-20 minutes before T is up to figure out work schedule and see if I have any urgent emails.
6:40 T is awake so I get him up, take his temp to make sure he doesn’t have a fever (daycare protocol) change and dress him, and then warm up some overnight oats and feed him. H wakes up, and since it’s a day he has to go into his office-happens 1-2/week-he quickly feeds the pups and then packs up and head’s out.
8 Pack up T and take him into daycare. His daycare is operating under an emergency order and is able to have up to 10 kids per class (since T is a toddler, there’s less kids in his class with two teachers) but with strict rules in place. He gets his temp taken again before entering the class and I’m so damn grateful that we have the option to use daycare during COVID. Back at home, I make another cup of regular coffee, light a candle, turn on my heating pad and get to work-which is meetings, emails, reviewing financial disclosures and filings. I setup an office in an extra bedroom over the summer and keep myself closeted in there while H typically works from our dining table when he’s not in the office.
9:30 Have a break before my next call, so I warm up some overnight oats for myself and put away the laundry from last night.
11:30 Have an industry update webinar to attend, so I head out with headphones to call into the meeting and walk with a pup for 45 minutes. Back home I warm up a bit of chicken pot pie and eat it and some cucumbers with hummus.
1:30 Pack up my gear and some yogurt for a snack and also head into my office as I have some documents to get notarized. I can’t believe how many states still require wet signatures and notarized documents when they have secure online platforms to submit documents. This is the fifth or sixth time I’ve had to go in since COVID broke out so it’s not that onerous except I’m not used to it anymore. At least parking is plenty and free.
3:30 Waiting on the notary so I take a quick walk and pickup a couple gift cards from Starbucks for some of my team members. They’ll also be coming into the office next week so I leave it on their desk with a thank you note for all their hard work lately (after googling how long coronavirus can survive on paper & plastic-up to five days is what I found). $30
5:30 Get home and snuggle with T for a bit (H picked him up on his way home at 4) before getting to work on dinner. I had pulled out some frozen ground turkey last night, so I make stuffed bell peppers with the turkey, quinoa, onions and diced tomatoes. Add lots of garlic and some ginger to make it tasty as H isn’t fond of quinoa but he says likes it this time. T also eats it and we’ve got so much leftover I may have to freeze some.
7:00 It’s my turn for bedtime routine, so T gets his bath and then we read five books before he settles in to sleep. I take my shower and spend extra time actually washing my hair and doing a hair mask. Do my PM face routine and watch a movie with H while also journaling. Finally remember to prep snacks and lunch for T.
9:30 PM face routine, into bed I go and read until I pass out.
Daily Total: $30
Day Four
12:30 Wake up to T crying, which is not normal. Wait a couple minutes to see if he works it out and then go in and sooth him back to sleep. As much as I hate the disruption to my sleep, I love holding him while he sleeps and know this time is fleeting.
610 Alarm wakes me up and I feel refreshed somehow, so I pop out of bed, make my protein coffee and prep breakfast for T (oats, banana and milk again). Grab the laundry from the day before and get it folded before T wakes up. Do the usual temp routine and get him changed for the day. While he eats, I get my schedule sorted out and reply to a couple emails. H wakes up after 7 and feeds pups.
8 Drop off T at daycare and back at home with more coffee, my vanilla pumpkin candle lit, heating pad on and into my first calls of the day by 8:30.
10 Call into my next meeting from my phone, throw on my Beats, grab a pup and take a walk for 45 minutes. Once I get home, I eat some overnight oats and have some white pomegranate tea.
12:30 Eat some leftover bell pepper stuffing and then brush my teeth as I’ve a dentist appt in a couple hours.
3:30 Pay $15 for my office visit; for small dollar amounts like these, I do not pay from my HSA so this is out of pocket. The visit was a bit surreal but reassuring to see that the office is maintaining strict COVID practices. Head home and realize I need gas, stop by Costco and run my own cards before the attendant fills the tank, $45.
5:30 H picked up T and plays with him while I finish up some work. We eat leftovers that are in the fridge, so there’s the last bit of chicken pot pie, some roasted sweet potatoes and stuffed bell peppers.
7:30 It’s H’s turn to put T down so I say goodnight to him and head out for a walk by myself. Hit just over 13K steps before I call it good and head home for some tea, journaling and downtime with H.
9:30 My back begins to spasm up by my shoulder blades, this random pain started a couple months ago and comes and goes. I’ve started seeing a chiropractor for this but not sure it’s helping, thinking I’ll need to see a physical therapist soon. For now, I have H rub in some CBD camphor cream and take a CBD gummy to help me sleep.
Daily Total: $60
Day Five
5 I am awake and know that if I try to get back to sleep, it won’t happen until I actually need to get out of bed. Make my protein coffee and journal for a bit. I spend extra time working through thoughts I have around the holidays. Our house is typically the center of family & friend gatherings and I’ve been trying to figure out how I want to approach this year with a large gathering not an option. Prep T’s snacks and lunch for the day (yogurt, mandarins, butternut ravioli, peaches, graham crackers and some peanut butter pretzels, milk), prep his breakfast-last morning of oats & banana- and then go through my work calendar and emails till he wakes up. H wakes up sometime after 7 and feeds the dogs and helps with T so I can change and do my am routines.
8:15 Back home from drop off, have all the things in place and am able to get into my work.
10 Have a break in meetings, so I jump on the peloton and do an easy 20 scenic ride while I work through emails on my phone. After, I have some herbal tea and get back to my desk.
12:30 I get super irritated at a peer in another department and have to walk away from my laptop. Realize I haven’t had food so I eat more stuffed bell pepper, sans the bell pepper, which just means lots of quinoa and ground turkey. Really have to cut back how much I make of this recipe in the future.
4 Call it a day so I can be the one to pick up T. We head over to have a play date with best friend and her toddler. It’s so nice out that we manage to go on a walk around their neighborhood.
6:30 Arrive home to some yummy chimichurri steak, a salad and roasted delicata squash waiting for us. While H won’t eat squash, he’ll cook it for me if I send him the recipe. I cut up some steak into tiny pieces and give it to T and he seems to enjoy it. Give him some squash and it pretty much gets thrown to the floor for the pups to eat.
7:45 Bath and bedtime routine. Since it’s daylight savings this weekend, I’m starting to push T’s bedtime back 10-15 minutes at a time; by the time I put him in bed he’s pretty much asleep and I’m mentally drained. Decide I need a walk to sort myself out, so I head out with a pup listen to Women of Impact. Barely manage 10K steps but I’m ok with it. H has his weekly DND game night that’s virtual so he takes over the office and I don’t see him again for the night.
8:30 Settle in with sleepy time tea and a three TJ’s dark peanut butter cups. Get caught up on my transactions in YNAB, see that the Peloton loan charges came through and make sure all our expenses are accounted for through the end of the month. Take a shower, do my routine-realize I forgot to do this last night-take my melatonin and listen to a Calm app sleep story till I pass out.
Daily Total: $0
Day Six
2 Wake up and wonder why. I have struggled with insomnia and have instituted many habits to reduce it. Practice my go the fuck to sleep meditation and think I fall back asleep sometime after 3.
5:45 I wake up to sounds of T talking to himself and I wonder why me? I lay in bed and contemplate how I want to tackle his early morning waking and decide to leave him in his crib till he starts to complain. I get up and make coffee & protein, prep T’s milk, bananas, mandarins and cheerios, and then do work emails till I hear T begin to get cranky.
7:15 H is headed into his office, so I juggle getting T ready and getting pups fed and back into the house after they have time in their run. Not feeling my day so far.
11 Listening into some status updates for my area so I put away the diapers H washed last night, unload the dishwasher and change our bedding. It’s times like these that I feel especially grateful to work from home as it frees up our evenings to spend more quality time as a family. Being able to do these chores also settle my dissatisfaction with my day so far.
12 Eat some leftover steak & squash and a blackberry seltzer. Go for a quick walk by myself and listen to podcasts.
3 Call into a meeting on my phone while I do another peloton scenic ride. I haven’t really found an instructor that I love, so I’ve been making my way through all the place based rides which are pretty cool.
4 H picks up T and I continue to work till about 5:30. We head outside to the backyard to enjoy the last bit of sunshine. H cleans up the dog run (which is a big task as it’s about 700 sq ft) while I endeavor to keep T from throwing rocks. We snack on pomegranate seeds.
6 Cut up the last bit of steak and make fajitas with black beans, bell peppers and onions. Apparently beans are a hit with T and minimal amount of food gets donated to the pups via the floor. They get their meal after we eat and spend time in their run.
7 Realize we’re out of milk, so I run out to the closes grocery for milk and pick up some bananas, $5. Since I ran out to my car without a jacket, I get an overwhelming urge to have a warm drink, I stop and get a hot cocoa with some Irish cream flavor in it on the way home. $5 with tip.
8 T is down for bed, so we put on a movie in the background (a not so awful Nicholas Cage flick) while I journal, write up my MD, and H plays games on his phone.
9:30 Melatonin, pm face routine with retinol, and in bed. I try to make it through another chapter of Omnivore’s Dilemma but can’t recall where I fell asleep at.
Daily total $10
Day Seven
5:50 It’s the end of the week and I wake up excited for the weekend and get started with my protein coffee and prep T’s snacks and lunch (yogurt, PB&J sandwich cut into tiny pieces-and yes, I eat some, apple chips, cheddar bunnies and belvita pumpkin crackers, milk). When T does wake up, I give him some banana, pomegranate seeds, and a nature’s bakery bar. H wakes up and helps with T while I feed the pups and then get ready (ie am face routine and changing from pjs to my new tunic and some leggings).
8 Call into my first meeting while I drop off T at daycare. When I get home I keep the call on my phone while I eat some pumpkin yogurt and another cup of regular coffee in my kitchen. H has a late start to work today so he head’s out for dog food run, $189 for 130 pounds of raw meaty bones and organs and $18 for veggies. We keep an extra large freezer for all the dog food, which allows us to buy in bulk and minimize the raw feed costs.
12:30 Eat some roasted butternut squash-with butter, nutmeg and cinnamon with a side of soppressata and cheddar. H runs to the local hardware store to pick up some items to make a six foot candy shoot for trick or treaters. I tell him to make sure to buy disposable gloves for handling the candy. Really don’t know if we’ll get kids but if we do, H wants to have it for them. $25
1 Have some project calls to listen into, so I take the calls from my phone while running some errands. Pickup my refilled prescription for eczema, $1, return the tops that didn’t work out, -$49, and also return some toddler clothes to Target I purchased earlier in the month, -$25. Since I’m in and out of three different stores, I use disposable masks.
5 Finish up the last of my updates for a project and call it a day. It’s cold out but sunny, so we decide to go for a drive to a different neighborhood and walk around. Order a pizza from H’s fave place-1/2 everything for H, ½ BBQ chicken for me-and drink some wine in an outdoor covered patio while we wait to take the pizza home. I ply T with snacks (TJs pumpkin bar and a mandarin). H pays for the pizza, $35 with tip, and I pay for the wine and a bottle to go, $47 with tip.
7 Back home and we can finally eat. Still feeling a bit tipsy from my glass so hold off opening the bottle so I add it to the wine fridge. I don’t drink as much as I used to and I have got to stop buying wine like I drink it everyday.
8 Bath and bedtime for T. He’s so tired he falls asleep as I read the last book. It’s my night to choose a movie so I pick Hocus Pocus (third time watching it this month!), and H checks out on his phone but I pull out the froze chocolate banana slices and text my sisters as I watch the movie.
10 Stayed up late for me on a Friday night. Part of me smh at myself but a larger part of me is glad I get so much sleep. Melatonin, PM face routine and snuggle into my bed. Goodnight!
Daily Total: $241
Week Recap: $747
Food + Drink $246
Fun / Entertainment $34
Home + Health: $263
Clothes + Beauty: $62
Transport: $50
Other: $92
This was one of the most out and about weeks we’ve had since COVID started so the total dollar amount was a bit higher than average. I’m struggling now as I read through this about how much I went out among other people even though I wear a mask, sanitize my hands and do my best to not touch surfaces. With cases re-surging in Oregon, I really need to limit myself going out. On the other hand, it felt so great to have a busy week and be among others so not sure how I’m going to reconcile this.
submitted by Hereforeverythink to MoneyDiariesACTIVE [link] [comments]


2020.10.30 02:01 sensifernal It was just a hookup.

It was two years ago at 6 o'clock in the morning and I messaged a guy from an app to come over. It was snowing when he arrived and I though he was much more handsome than expected, beautiful eyes. We started kissing and taking our clothes off and he smelled amazing. I felt like I could really let go of my inhibitions with this guy. We had a real connection there and we started talking after we both came several times. He was odd, he was rude in a funny way and his sense of humour or was very dark. I was a bit confused by it.
Time passed and he approached me again, he was actually kind of pushy and a month passed and I gave in to meet him again. The sex was still amazing, his eyes, his smell, his kisses. He asked to go on a date with me a couple days later and I accepted right away this time. We went to see the blossoming of the cherry flowers. Then we went to a bar and had some homemade cider. We shared about our lives, me being Brazilian n and moving away from my country due to homophobic threats and him fleeing as a refugee from Yugoslavia as a kid. We both went through a lot and in a country where most people didn't struggle as much it was quite an easy way to connect.
From the bar he wanted to show me his workplace nearby. He was a photographer and we had some beers at his studio. He put the music on to be played all over the studio and we had sex in the middle of it, in this huge space in the dark. It's funny how it feel to be in a huge space where you can't hit a wall or anything but not being able to see it. I felt like we were suspended in time and space. We cuddled on the floor, looking up to what I suppose was the ceiling. It was intense, it felt like a novel or a movie.
We ended up sleeping in my bed, where we had sex again and again. He made fun of my anti anxiety pills that made me take too long to cum. In the morning he was pissed at me because I didn't have any coffee supplies, since I didn't drink coffee then. We both left for work and he got himself a coffee on the way. On the same day I bought a french press and a coffee grinder.
I was the pushy one now, he suddenly didn't want to see me. He told me he didn't think he was able to fall in love. I took it very harsh. I blamed the medicines and right away I talked to my doctor to changed it to a much more expensive one without the same side effects. He lived right next to my work so I'd always see him online on the apps but he ignored me. At some point I stopped, but it was difficult and I blamed me, my mental health, my lack of coffee...
A year and a half passed and I sent him a message asking if he wanted to fuck. It was still one of the best fucks I've ever had. I felt a lot of pressure after being heartbroken to perform well and therefore I didn't. He told me it was totally fine, we could cuddle and hang out, listen to music, drink, smoke and we could have sex tomorrow or the next day, or the day after. I thought it was sweet. He told me that he wasn't in the right mind space then, and neither was I. Things felt different.
Almost a month later I invited him over and he invited me over instead. I wanted him to be the first visitor in my new apartment but he wanted to cook me coq au vin pie. The pie won. I didn't feel so much pressure to perform this time so I performed very well. We smoked and drank and he cooked and in between we had sex many times. He told me he'd often think of me while jerking off and that I was the best lover he ever had. He asked me if it was ok for us to fall in love. I held myself self from saying the same things because I was afraid . He gave me some Ajvar his mother made while we waited for the pie. I feel asleep and woke up to him sitting by me on the bed (his apartment was getting a makeover so he had the mattress on the kitchen) eating pie and with a plate waiting for me. This was past midnight but I sat down and had his amazing pie. There was nothing wrong with this picture. Nothing at all.
We ate and then we cuddled all night. The next day he made me breakfast and talked about meeting up again later that week and I finally left. I felt inspired by him and I planned and even cooked some things that I'd like to feed him. I invited him over but he said he was busy on that day, but was all free on Wednesday. I messaged on the day but he didn't answer. This was history repeating itself. I didn't get it and I blamed myself. I sent him a message saying it was confusing. I asked if he wanted just the sex and he said no, he wanted to hang out and drink and eat too. It came to the point where I had to pull the plug because I felt treated as an option while he was online on the apps all the time. I wasn't looking for being exclusive, but I wanted this person online to match the person who said all those sweet things to me. I kept blaming myself and at some point I burst and ask him to meet me in person. He said he was busy and we message instead. It took a lot of pushing to get something out of him that wasn't neutral, patronising or just rude. He said I didn't do anything wrong until I pulled the plug and that we communicate differently. That the love talk didn't mean all that. I wished him the best.
I know I can be too intense, but I felt pushed into it. I also realised that I like myself the least when I've been in love with him. I think we are all trying to grasp to something more than just sex and we role play these feelings so they intensify the experience. I feel like we should be more "affectionately responsible" with the things we say. I've never been heartbroken twice by the same person and I feel stupid. This is me trying to talk myself into getting over it already.
submitted by sensifernal to GayMen [link] [comments]


2020.10.28 02:29 tindertricheastuce Tinder Triche – Tinder Astuce Or et Super Likes Gratuit

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submitted by tindertricheastuce to u/tindertricheastuce [link] [comments]


2020.10.26 18:46 EugeneBYMCMB /r/Scams Common Scam Master Post

Hello visitors and subscribers of scams! Here you will find a master list of common (and uncommon) scams that you may encounter online or in real life. Thank you to the many contributors who helped create this thread!

If you know of a scam that is not covered here, write a comment and it will be added to the next edition.

Previous threads: https://old.reddit.com/Scams/search?q=common+scams+master+post&restrict_sr=on
Blackmail email scam thread: https://www.reddit.com/Scams/comments/jij7zf/the_blackmail_email_scam_part_6/
Some of these articles are from small, local publications and refer to the scam happening in a specific area. Do not think that this means that the scam won't happen in your area.

Spoofing

Caller ID spoofing
It is very easy for anyone to make a phone call while having any number show up on the caller ID of the person receiving the phone call. Receiving a phone call from a certain number does not mean that the person/company who owns that number has actually called you.
Email spoofing
The "from" field of an email can be set by the sender, meaning that you can receive scam emails that look like they are from legitimate addresses. It's important to never click links in emails unless absolutely necessary, for example a password reset link you requested or an account activation link for an account you created.
SMS spoofing
SMS messages can be spoofed, so be wary of messages that seem to be from your friends or other trusted people.

The most common scams

The fake check scam (Credit to nimble2 for this part)
The fake check scam arises from many different situations (for instance, you applied for a job, or you are selling something on a place like Craigslist, or someone wants to purchase goods or services from your business, or you were offered a job as a mystery shopper, you were asked to wrap your car with an advertisement, or you received a check in the mail for no reason), but the bottom line is always something like this:
General fraudulent funds scams If somebody is asking you to accept and send out money as a favour or as part of a job, it is a fraudulent funds scam. It does not matter how they pay you, any payment on any service can be fraudulent and will be reversed when it is discovered to be fraudulent.
Phone verification code scams Someone will ask you to receive a verification text and then tell you to give them the code. Usually the code will come from Google Voice, or from Craigslist. In the Google version of the scam, your phone number will be used to verify a Google Voice account that the scammer will use to scam people with. In the Craigslist version of the scam, your phone number will be used to verify a Craigslist posting that the scammer will use to scam people. There is also an account takeover version of this scam that will involve the scammer sending a password reset token to your phone number and asking you for it.
Bitcoin job scams
Bitcoin job scams involve some sort of fraudulent funds transfer, usually a fake check although a fraudulent bank transfer can be used as well. The scammer will send you the fraudulent money and ask you to purchase bitcoins. This is a scam, and you will have zero recourse after you send the scammer bitcoins.
Email flooding
If you suddenly receive hundreds or thousands of spam emails, usually subscription confirmations, it's very likely that one of your online accounts has been taken over and is being used fraudulently. You should check any of your accounts that has a credit card linked to it, preferably from a computer other than the one you normally use. You should change all of your passwords to unique passwords and you should start using two factor authentication everywhere.
Cartel scam
You will be threatened by scammers who claim to be affiliated with a cartel. They may send you gory pictures and threaten your life and the lives of your family. Usually the victim will have attempted to contact an escort prior to the scam, but sometimes the scammers target people randomly. If you are targeted by a cartel scam all you need to do is ignore the scammers as their threats are clearly empty.
Boss/CEO scam A scammer will impersonate your boss or someone who works at your company and will ask you to run an errand for them, which will usually be purchasing gift cards and sending them the code. Once the scammer has the code, you have no recourse.
Employment certification scams
You will receive a job offer that is dependent on you completing a course or receiving a certification from a company the scammer tells you about. The scammer operates both websites and the job does not exist.
Craigslist fake payment scams
Scammers will ask you about your item that you have listed for sale on a site like Craigslist, and will ask to pay you via Paypal. They are scamming you, and the payment in most cases does not actually exist, the email you received was sent by the scammers. In cases where you have received a payment, the scammer can dispute the payment or the payment may be entirely fraudulent. The scammer will then either try to get you to send money to them using the fake funds that they did not send to you, or will ask you to ship the item, usually to a re-shipping facility or a parcel mule.
Craigslist Carfax/vehicle history scam
You'll encounter a scammer on Craigslist who wants to buy the vehicle you have listed, but they will ask for a VIN report from a random site that they have created and they will expect you to pay for it.
Double dip/recovery scammers
This is a scam aimed at people who have already fallen for a scam previously. Scammers will reach out to the victim and claim to be able to help the victim recover funds they lost in the scam.
General fraudulent funds scams The fake check scam is not the only scam that involves accepting fraudulent/fake funds and purchasing items for scammers. If your job or opportunity involves accepting money and then using that money, it is almost certainly a frauduent funds scam. Even if the payment is through a bank transfer, Paypal, Venmo, Zelle, Interac e-Transfer, etc, it does not matter.
Credit card debt scam
Fraudsters will offer to pay off your bills, and will do so with fraudulent funds. Sometimes it will be your credit card bill, but it can be any bill that can be paid online. Once they pay it off, they will ask you to send them money or purchase items for them. The fraudulent transaction will be reversed in the future and you will never be able to keep the money. This scam happens on sites like Craigslist, Twitter, Instagram, and also some dating sites, including SeekingArrangement.
The parcel mule scam
A scammer will contact you with a job opportunity that involves accepting and reshipping packages. The packages are either stolen or fraudulently obtained items, and you will not be paid by the scammer. Here is a news article about a scam victim who fell for this scam and reshipped over 20 packages containing fraudulently acquired goods.
The Skype sex scam
You're on Facebook and you get a friend request from a cute girl you've never met. She wants to start sexting and trading nudes. She'll ask you to send pictures or videos or get on webcam where she can see you naked with your face in the picture. The scam: There's no girl. You've sent nudes to a guy pretending to be a girl. As soon as he has the pictures he'll demand money and threaten to send the pictures to your friends and family. Sometimes the scammer will upload the video to a porn site or Youtube to show that they are serious.
What to do if you are a victim of this scam: You cannot buy silence, you can only rent it. Paying the blackmailer will show them that the information they have is valuable and they will come after you for more money. Let your friends and family know that you were scammed and tell them to ignore friend requests or messages from people they don't know. Also, make sure your privacy settings are locked down and consider deactivating your account.
The underage girl scam
You're on a dating site or app and you get contacted by a cute girl. She wants to start sexting and trading nudes. Eventually she stops communicating and you get a call from a pissed off guy claiming to be the girl's father, or a police officer, or a private investigator, or something else along those lines. Turns out the girl you were sexting is underage, and her parents want some money for various reasons, such as to pay for a new phone, to pay for therapy, etc. There is, of course, no girl. You were communicating with a scammer.
What to do if you are a victim of this scam: Stop picking up the phone when the scammers call. Do not pay them, or they will be after you for more money.
Phishing
Phishing is when a scammer tries to trick you into giving information to them, such as your password or private financial information. Phishing messages will usually look very similar to official messages, and sometimes they are identical. If you are ever required to login to a different account in order to use a service, you should be incredibly cautious.
The blackmail email scam part 5: https://old.reddit.com/Scams/comments/g8jqnthe_blackmail_email_scam_part_5/
PSA: you did not win a giftcard: https://old.reddit.com/Scams/comments/fffmle/psa_you_did_not_win_a_gift_card/
Sugar scams
Sugar scammers operate all over the internet and usually come in two varieties: advance-fee scams where the scammer will ask for a payment from you before sending you lots of money, and fake check style scams where the scammer will either pull a classic fake check scam, or will do a "bill pay" style scam that involves them paying your bills, or them giving you banking information to pay your bills. If you encounter these scammers, report their accounts and move on.
Google Hangouts
Google Hangouts is a messaging platform used extensively by all kinds of scammers. If you are talking with someone online and they want you to switch to Hangouts, they are likely a scammer and you should proceed with caution.
Publishers Clearing House scams
PCH scams are often advance-fee scams, where you will be promised lots of money after you make an initial payment. You will never need to pay if you win money from the real PCH.
Pet scams
You are looking for a specific breed of puppy, bird, or other pet. You come across a nice-looking website that claims to be breeding them and has some available right now - they may even be on sale! The breeders are not local to your area (and may not even list a physical location) but they assure you they can safely ship the pet to you after a deposit or full payment. If you go through with the payment, you will likely be contacted by the "shipper" who will inform you about an unexpected shipping/customs/processing fee required to deliver your new pet. But there was never any pet, both the "breeder" and the "shipper" are scammers, typically operating out of Africa. These sites are rampant and account for a large percentage of online pet seller websites - they typically have a similar layout/template (screenshot - example)
If you are considering buying a pet online, some easy things to check are: (1) The registration date of the domain (if it was created recently it is likely a scam website) (2) Reverse image search the pictures of available pets - you will usually find other scam websites using the same photos. (3) Copy a sentence/section of the text from the "about us" page and put it into google (in quotes) - these scammers often copy large parts of their website's text from other places. (4) Search for the domain name and look for entries on petscams.com or other scam-tracking sites. (5) Strongly consider buying/adopting your pet from a local shelter or breeder where you can see the animal in person before putting any money down.
Thanks to djscsi for this entry.
Fake shipping company scams
These scams usually start when you try to buy something illegal online, though not always. You will be scammed for the initial payment, and then you will receive an email from the fake shipping company telling you that you need to pay them some sort of fee or bribe. If you pay this, they will keep trying to scam you with increasingly absurd stories until you stop paying, at which point they will blackmail you. If you are involved in this scam, all you can do is ignore the scammers and move on, and try to dispute your payments if possible.
Chinese Upwork scam
Someone will ask you to create an Upwork or other freelancer site account for them and will offer money in return. You will not be paid, and they want to use the accounts to scam people.
Quickbooks invoice scam
This is a fake check style scam that takes advantage of Quickbooks.
The blackmail email scam The exact wording of the emails varies, but there are generally four main parts. They claim to have placed software/malware on a porn/adult video site, they claim to have a video of you masturbating or watching porn, they threaten to release the video to your friends/family/loved ones/boss/dog, and they demand that you pay them in order for them to delete the video. Rest assured that this is a very common spam campaign and there is no truth behind the email or the threats. Here are some news articles about this scam.
The blackmail mail scam
This is very similar to the blackmail email scam, but you will receive a letter in the mail.
Rental scams Usually on local sites like Craigslist, scammers will steal photos from legitimate real estate listings and will list them for rent at or below market rate. They will generally be hesitant to tell you the address of the property for "safety reasons" and you will not be able to see the unit. They will then ask you to pay them a deposit and they claim they will ship you the keys. In reality, your money is gone and you will have no recourse.
Craigslist vehicle scams A scammer will list a vehicle on Craigslist and will offer to ship you the car. In many cases they will also falsely claim to sell you the car through eBay or Amazon. If you are looking for a car on Craigslist and the seller says anything about shipping the car, having an agent, gives you a long story about why they are selling the car, or the listing price is far too low, you are talking to a scammer and you should ignore and move on.
Advance-fee scam, also known as the 419 scam, or the Nigerian prince scam. You will receive a communication from someone who claims that you are entitled to a large sum of money, or you can help them obtain a large sum of money. However, they will need money from you before you receive the large sum.
Man in the middle scams
Man in the middle scams are very common and very hard to detect. The scammer will impersonate a company or person you are legitimately doing business with, and they will ask you to send the money to one of their own bank accounts or one controlled by a money mule. They have gained access to the legitimate persons email address, so there will be nothing suspicious about the email. To prevent this, make contact in a different way that lets you verify that the person you are talking to is the person you think you are talking to.
Digit wallet scam
A variation of the fake check scam, the scammer sends you money through a digital wallet (i.e. Venmo, Apple Pay, Zelle, Cash App) along with a message claiming they've sent the money to the wrong person and a request to send the money back. Customer service for these digital wallets may even suggest that you send the money back. However, the money sent is from a stolen credit card and will be removed from your account after a few days. Your transfer is not reversed since it came from your own funds.
Cam girl voting/viewer scam
You will encounter a "cam girl" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to go to their site and sign up with your credit card. They may offer a free show, or ask you to vote for them, or any number of other fake stories.
Amateur porn recruitment scam
You will encounter a "pornstar" on a dating/messaging/social media/whatever site/app, and the scammer will ask you to create an adult film with hehim, but first you need to do something. The story here is usually something to do with verifying your age, or you needing to take an STD test that involves sending money to a site operated by the scammer.
Hot girl SMS spam
You receive a text from a random number with a message along the lines of "Hey babe I'm here in town again if you wanted to meet up this time, are you around?" accompanied by a NSFW picture of a hot girl. It's spam, and they'll direct you to their scam website that requires a credit card.
Identity verification scam
You will encounter someone on a dating/messaging/social media/whatever site/app, and the scammer will ask that you verify your identity as they are worried about catfishing. The scammer operates the site, and you are not talking to whoever you think you are talking to.
This type of scam teases you with something, then tries to make you sign up for something else that costs money. The company involved is often innocent, but they turn a blind eye to the practice as it helps their bottom line, even if they have to occasionally issue refunds. A common variation takes place on dating sites/dating apps, where you will match with someone who claims to be a camgirl who wants you to sign up for a site and vote for her. Another variation takes place on local sites like Craigslist, where the scammers setup fake rental scams and demand that you go through a specific service for a credit check. Once you go through with it, the scammer will stop talking to you. Another variation also takes place on local sites like Craigslist, where scammers will contact you while you are selling a car and will ask you to purchase a Carfax-like report from a specific website.
Multi Level Marketing or Affiliate Marketing
You apply for a vague job listing for 'sales' on craigslist. Or maybe an old friend from high school adds you on Facebook and says they have an amazing business opportunity for you. Or maybe the well dressed guy who's always interviewing people in the Starbucks that you work at asks if you really want to be slinging coffee the rest of your life. The scam: MLMs are little more than pyramid schemes. They involve buying some sort of product (usually snake oil health products like body wraps or supplements) and shilling them to your friends and family. They claim that the really money is recruiting people underneath you who give you a slice of whatever they sell. And if those people underneath you recruit more people, you get a piece of their sales. Ideally if you big enough pyramid underneath you the money will roll in without any work on your part. Failure to see any profit will be your fault for not "wanting it enough." The companies will claim that you need to buy their extra training modules or webinars to really start selling. But in reality, the vast majority of people who buy into a MLM won't see a cent. At the end of the day all you'll be doing is annoying your friends and family with your constant recruitment efforts. What to look out for: Recruiters love to be vague. They won't tell you the name of the company or what exactly the job will entail. They'll pump you up with promises of "self-generating income", "being your own boss", and "owning your own company." They might ask you to read books about success and entrepreneurs. They're hoping you buy into the dream first. If you get approached via social media, check their timelines. MLMs will often instruct their victims to pretend that they've already made it. They'll constantly post about how they're hustling and making the big bucks and linking to youtube videos about success. Again, all very vague about what their job actually entails. If you think you're being recruited: Ask them what exactly the job is. If they can't answer its probably a MLM. Just walk away.

Phone scams

You should generally avoid answering or engaging with random phone calls. Picking up and engaging with a scam call tells the scammers that your phone number is active, and will usually lead to more calls.
Tax Call
You get a call from somebody claiming to be from your countries tax agency. They say you have unpaid taxes that need to be paid immediately, and you may be arrested or have other legal action taken against you if it is not paid. This scam has caused the American IRS, Canadian CRA, British HMRC, and Australian Tax Office to issue warnings. This scam happens in a wide variety of countries all over the world.
Warrant Call
Very similar to the tax call. You'll get a phone call from an "agent", "officer", "sheriff", or other law enforcement officer claiming that there is a warrant out for your arrest and you will be arrested very soon. They will then offer to settle everything for a fee, usually paid in giftcards.
[Legal Documents/Process Server Calls]
Very similar to the warrant call. You'll get a phone call from a scammer claiming that they are going to serve you legal documents, and they will threaten you with legal consequences if you refuse to comply. They may call themselves "investigators", and will sometimes give you a fake case number.
Student Loan Forgiveness Scam
Scammers will call you and tell you about a student loan forgiveness program, but they are interested in obtaining private information about you or demanding money in order to join the fake program.
Tech Support Call You receive a call from someone with a heavy accent claiming to be a technician Microsoft or your ISP. They inform you that your PC has a virus and your online banking and other accounts may be compromised if the virus is not removed. They'll have you type in commands and view diagnostics on your PC which shows proof of the virus. Then they'll have you install remote support software so the technician can work on your PC, remove the virus, and install security software. The cost of the labor and software can be hundreds of dollars. The scam: There's no virus. The technician isn't a technician and does not work for Microsoft or your ISP. Scammers (primarily out of India) use autodialers to cold-call everyone in the US. Any file they point out to you or command they have you run is completely benign. The software they sell you is either freeware or ineffective. What to do you if you're involved with this scam: If the scammers are remotely on your computer as you read this, turn off your PC or laptop via the power button immediately, and then if possible unplug your internet connection. Some of the more vindictive tech scammers have been known to create boot passwords on your computer if they think you've become wise to them and aren't going to pay up. Hang up on the scammers, block the number, and ignore any threats about payment. Performing a system restore on your PC is usually all that is required to remove the scammer's common remote access software. Reports of identity theft from fake tech calls are uncommon, but it would still be a good idea to change your passwords for online banking and monitor your accounts for any possible fraud. How to avoid: Ignore any calls claiming that your PC has a virus. Microsoft will never contact you. If you're unsure if a call claiming to be from your ISP is legit, hang up, and then dial the customer support number listed on a recent bill. If you have elderly relatives or family that isn't tech savvy, take the time to fill them in on this scam.
Chinese government scam
This scam is aimed at Chinese people living in Europe and North America, and involves a voicemail from someone claiming to be associated with the Chinese government, usually through the Chinese consulate/embassy, who is threatening legal action or making general threats.
Chinese shipping scam
This scam is similar to the Chinese government scam, but involves a seized/suspicious package, and the scammers will connect the victim to other scammers posing as Chinese government investigators.
Social security suspension scam
You will receive a call from someone claiming to work for the government regarding suspicious activity, fraud, or serious crimes connected to your social security number. You'll be asked to speak to an operator and the operator will explain the steps you need to follow in order to fix the problems. It's all a scam, and will lead to you losing money and could lead to identity theft if you give them private financial information.
Utilities cutoff
You get a call from someone who claims that they are from your utility company, and they claim that your utilities will be shut off unless you immediately pay. The scammer will usually ask for payment via gift cards, although they may ask for payment in other ways, such as Western Union or bitcoin.
Relative in custody Scammer claims to be the police, and they have your son/daughtenephew/estranged twin in custody. You need to post bail (for some reason in iTunes gift cards or MoneyGram) immediately or the consequences will never be the same.
Mexican family scam
This scam comes in many different flavours, but always involves someone in your family and Mexico. Sometimes the scammer will claim that your family member has been detained, sometimes the scammer will claim that your family member has been kidnapped, and sometimes the scammer will claim that your family member is injured and needs help.
General family scams
Scammers will gather a large amount of information about you and target your family members using different stories with the goal of gettimg them to send money.
One ring scam
Scammers will call you from an international number with the goal of getting you to return their call, causing you to incur expensive calling fees.

Online shopping scams

THE GOLDEN RULE OF ONLINE SHOPPING: If it sounds too good to be true, it probably is.
Dropshipping
An ad on reddit or social media sites like Facebook and Instagram offers items at huge discounts or even free (sometimes requiring you to reblog or like their page). They just ask you to pay shipping. The scam: The item will turn out to be very low quality and will take weeks or even months to arrive. Sometimes the item never arrives, and the store disappears or stops responding. The seller drop-ships the item from China. The item may only cost a few dollars, and the Chinese government actually pays for the shipping. You end up paying $10-$15 dollars for a $4 item, with the scammer keeping the profit. If you find one of these scams but really have your heart set on the item, you can find it on AliExpress or another Chinese retailer.
Influencer scams
A user will reach out to you on a social media platform, usually Instagram, and offer you the chance to partner with them and receive a free/discounted product, as long as you pay shipping. This is a different version of the dropshipping scam, and is just a marketing technique to get you to buy their products.
Triangulation fraud
Triangulation fraud occurs when you make a purchase on a site like Amazon or eBay for an item at a lower than market price, and receive an item that was clearly purchased new at full price. The scammer uses a stolen credit card to order your item, while the money from the listing is almost all profit for the scammer.
Instagram influencer scams
Someone will message you on Instagram asking you to promote their products, and offering you a discount code. The items are Chinese junk, and the offer is made to many people at a time.
Cheap Items
Many websites pop up and offer expensive products, including electronics, clothes, watches, sunglasses, and shoes at very low prices. The scam: Some sites are selling cheap knock-offs. Some will just take your money and run. What to do if you think you're involved with this scam: Contact your bank or credit card and dispute the charge. How to avoid: The sites often have every brand-name shoe or fashion item (Air Jordan, Yeezy, Gucci, etc) in stock and often at a discounted price. The site will claim to be an outlet for a major brand or even a specific line or item. The site will have images at the bottom claiming to be Secured by Norton or various official payment processors but not actual links. The site will have poor grammar and a mish-mash of categories. Recently, established websites will get hacked or their domain name jacked and turned into scam stores, meaning the domain name of the store will be completely unrelated to the items they're selling. If the deal sounds too good to be true it probably is. Nobody is offering brand new iPhones or Beats or Nintendo Switches for 75% off.
Cheap Amazon 3rd Party Items
You're on Amazon or maybe just Googling for an item and you see it for an unbelievable price from a third-party seller. You know Amazon has your back so you order it. The scam: One of three things usually happen: 1) The seller marks the items as shipped and sends a fake tracking number. Amazon releases the funds to the seller, and the seller disappears. Amazon ultimately refunds your money. 2) The seller immediately cancels the order and instructs you to re-order the item directly from their website, usually with the guarantee that the order is still protected by Amazon. The seller takes your money and runs. Amazon informs you that they do not offer protection on items sold outside of Amazon and cannot help you. 2) The seller immediately cancels the order and instructs you to instead send payment via an unused Amazon gift card by sending the code on the back via email. Once the seller uses the code, the money on the card is gone and cannot be refunded. How to avoid: These scammers can be identified by looking at their Amazon storefronts. They'll be brand new sellers offering a wide range of items at unbelievable prices. Usually their Amazon names will be gibberish, or a variation on FIRSTNAME.LASTNAME. Occasionally however, established storefronts will be hacked. If the deal is too good to be true its most likely a scam.
Scams on eBay
There are scams on eBay targeting both buyers and sellers. As a seller, you should look out for people who privately message you regarding the order, especially if they ask you to ship to a different address or ask to negotiate via text/email/a messaging service. As a buyer you should look out for new accounts selling in-demand items, established accounts selling in-demand items that they have no previous connection to (you can check their feedback history for a general idea of what they bought/sold in the past), and lookout for people who ask you to go off eBay and use another service to complete the transaction. In many cases you will receive a fake tracking number and your money will be help up for up to a month.
Scams on Amazon
There are scams on Amazon targeting both buyers and sellers. As a seller, you should look out for people who message you about a listing. As a buyer you should look out for listings that have an email address for you to contact the person to complete the transaction, and you should look out for cheap listings of in-demand items.
Scams on Reddit
Reddit accounts are frequently purchased and sold by fraudsters who wish to use the high karma count + the age of the account to scam people on buy/sell subreddits. You need to take precautions and be safe whenever you are making a transaction online.
Computer scams
Virus scam
A popup or other ad will say that you have a virus and you need to follow their advice in order to remove it. They are lying, and either want you to install malware or pay for their software.

Assorted scams

Chinese Brushing / direct shipping
If you have ever received an unsolicited small package from China, your address was used to brush. Vendors place fake orders for their own products and send out the orders so that they can increase their ratings.
Money flipping
Scammer claims to be a banking insider who can double/triple/bazoople any amount of money you send them, with no consequences of any kind. Obviously, the money disappears into their wallet the moment you send it.

General resources

Site to report scams in the United Kingdom: http://www.actionfraud.police.uk/
Site to report scams in the United States: https://www.ic3.gov/default.aspx
Site to report scams in Canada: www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
Site to report scams in Europe: https://www.europol.europa.eu/report-a-crime/report-cybercrime-online
FTC scam alerts: https://www.consumer.ftc.gov/scam-alerts
Microsoft's anti-scam guide: https://www.microsoft.com/en-us/safety/online-privacy/avoid-phone-scams.aspx
https://www.usa.gov/common-scams-frauds
https://www.usa.gov/scams-and-frauds
https://www.consumer.ftc.gov/features/scam-alerts
https://www.fbi.gov/scams-and-safety/common-fraud-schemes
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2020.10.25 16:42 samreenfashion Deemas Fashion

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About Deemas Fashion

In a world of hi-tech solutions to design and production, the importance of the handmade object lies increasingly in its ability to connect us to each other. Welcome to Deemas Fashion Store, where our goal is to forge that connection as we explore the intimate nature of handmade dresses and clutches. We are an Internet based business offering people a wide selection of high quality outfits at home shopping convenience.
DeemasFashion: – A unique name in traditional Asian cloths and fashion accessories. We are serving people around the map a wide selection of high quality outfits at home shopping convenience. Our website provides an intimate, boutique shopping experience with all the choice & Customisation of a fashion store. We know you are discerning shoppers and have a choice, which is why we are continuously working to give you the best quality products and services we can. With an emphasis on style and fit, we want you to be able to rely on Deemas Fashion every time.
Deemas Fashion is offering a diverse mix of fashion and accessories, ranging from the classic to the quirky, the variety, at Deemas Fashion, is extensive, from casual, evening and party wear to Special Offers, Discounted Rates and bridal wears.
We use high quality of imported fabric and particularly like to work with novelty fabric, but put it in a basic shape. This, we believe, helps the piece last. Our main emphasis has been to create Made-to-measure clothes with excellent colors schemes and embroidery with fashion embellishments in all their compositions. On regular requests from customers, Deemas Fashion offering replica dress designs from famous dress designers from Asia on affordable prices.
Today Deemas Fashion is the premier source for stylish living. There is simply no reason to have to stop at convenient shopping solution for today’s busy lifestyles. You can be at your desk, in your home, you are constantly connected, 24 x 7 days a week, its “Shopping in your own style”.
We will SAVE YOU MONEY. We often have exclusive offers for YOU. Please subscribes and latest news and updates. Our site is fast-loading and easy to use. Want to order by phone instead of online? We give you the telephone ordering number for site. We constantly strive to add new and exciting features and sections to the site. We hope these will serve as an increased benefit to you. Location 23.03* N 72.58* E which happens to be in Lahore. Many of us are also based out of 12.97* N 77.56* E * E which happens to be Birmingham. A mathematically insignificant few of us are based in. What is your commitment to me? We are committed to complete [customer care](mailto:[email protected]). We guarantee that all your dealings with us will be conducted in a fair and professional manner. Do you have any stores?
Deemas Fashion is a Mail Order and Internet based business, so we do not have any shops. All our dresses are made-to-order that means every order is cut-out and sewn individually. Better than off-the-peg dresses. Our made-to-measure service is free of cost. We offer customisation service such as change of colour, style, fabric, embroidery and length of garments. By keeping ourselves an Internet based business, we can keep our prices competitive, and deliver goods to you with all your required amendments more quickly.
We do offer ‘RUSH’ cuts for quick delivery needs. This service may have a fee. Please contact customer service regarding priority order service availability, delivery dates and rush surcharges. What customers say about us! To read customers’ testimonials please click here. How can I contact you for further information? Should you have any further questions that are not covered by our FAQs, SHIPMENT & RETURN POLICY and TERMS & CONDITIONS as part of our help pages, please contact us:- We thank you for visiting our site today and look forward to seeing you here often!
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